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3520 COBIA DRIVE

Lots/Land For Sale
$53,000

BTC: 0.79699248

ETH: 27.02702703

118 days
Waterfront
0 room(s)

Overview

Come Build your dream home in Hernando Beach South! Build your dream coastal home in the highly sought-after Deed Restricted Community of Hernando Beach South. This 7,500 SF (75x100) waterfront homesite is READY FOR DEVELOPMENT and includes a SURVEY, GEOTECH REPORT, and CONSTRUCTION PLANS — saving you time and money as you prepare to build. The low $330 annual HOA fee includes lawn maintenance until construction begins and access to the community boat ramp. Enjoy the benefits of a well-maintained waterfront neighborhood with NO SHORT-TERM RENTALS ALLOWED (3 month minimum rentals), helping preserve the peaceful coastal atmosphere homeowners love. Located in a flood zone, future homes must be elevated. Zoned R1B for SINGLE-FAMILY HOMES ONLY (no mobile homes permitted). Water, sewer, and electric are available at the street and will need to be connected to the future residence. NO BUILD TIME REQUIREMENT — build now, later, or hold as an investment opportunity. RV living is not permitted. Residents enjoy Gulf access through the community boat lift or community boat ramp, making it easy to enjoy boating, fishing, kayaking, and the Florida waterfront lifestyle. Contact the listing agent for a video explaining how the community boat lift operates. Hernando Beach is a charming coastal community along Florida’s Gulf Coast known for its laid-back lifestyle, scenic waterways, and excellent boating access. Nearby attractions include Weeki Wachee Springs State Park, waterfront dining, marinas, golf courses, shopping, and entertainment. Whether you're looking to build a full-time residence, vacation retreat, or future investment property, this lot offers an incredible opportunity to own in one of Hernando County’s most desirable waterfront communities. Lot lines shown in aerial photos are approximate. Property is located just past 4000 Cobia Drive on the left side of the roadway. No for sale sign on property. Land financing options may be available. No seawall is currently present on the property. Schedule your showing today and start planning your Florida coastal dream home!

Location

Details

Type:
Land
Parking:
No Data
Year Built:
No Data
Lot:
0.17 Acres
Heating:
No Data
Price/sqft:
No Data
Cooling:
No Data
HOA:
$330

Valuation

Our model vs. what's actually selling nearby.
Estimate
$79,000
$59K – $168K
Confidence Low
List vs. estimate
$26K below estimate
List $53,000 · -32.9%
Our model says this listing is priced below recent comparable activity. Expect competition.
Based on
167 MLS comparables
Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax
$1,044
2025
HOA
$330/yr
View
Water
Waterfront
Waterfront, Freshwater Canal w/Lift to Saltwater Canal
Pets
Allowed
All facts and features
  • Lot

    • Lot: 0.17 Acres

    Other Property Information

    • Parcel Number: R2422316237001350350

    • Zoning: R1B

  • Type and style

    • Property Type: Land

  • Utility

    • Cable Available

    • Electricity Available

    • Public

    • Sewer Available

    • Water Available

  • Other financial information

    • HOA: $330

    • HOA Frequency: Annually

    • Annual tax amount: $1,045

  • Source details

    • MLS ID: TB8472163

    Other facts

    • Lot Features: Buildable / Cleared / Flood Plain / Near Marina / Near Public Transit

    • Waterfront: Yes

    • Water Body Name: GULF

    • Water Source: Public

    • Lot Size Dimensions: 75 x 100

    • Subdivision Name: HERNANDO BEACH

Private inquiry
Talk to the advisor on this listing.
Floor plans, HOA docs, off-market comparables, scheduling a private showing — one message, direct to the local specialist.

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The multiple listing information is provided by the Stellar MLS from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Stellar MLS. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: JT REALTY & ASSOCIATES