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109 TERN DRIVE

House For Sale
$1,499,000

BTC: 23.42187500

ETH: 842.13483146

83 days
Waterfront
2 bds
2 ba
1,223 sqft

Overview

Love the beach and love to boat? Delightful waterfront home with direct access to open water. Located on the famed North end of Anna Maria Island. This 2 bedroom 2 bathroom home offers incredible opportunities for adventure. Whether it is the sand of the Gulf beaches you seek or if enjoying the water from a boat, kayak, or paddle board is your thing the choice is yours. Another incredible benefit of this location is the proximity to Pine Ave, full of fun shopping and eateries. Generously sized lot is positioned on a cul-de-sac providing privacy due to no through traffic. Concrete block paired with a metal roof creates a formidable structure. As you enter the home you will be welcomed by a sense of coziness. The kitchen features solid wood cabinetry and exquisite Taj Mahal quartzite countertops. Entertaining is aided by the in-ceiling home speaker system. Enjoy year around serene water views from the 300 square foot screened-in lanai equipped with four ceiling fans. Single car garage for all your storage needs or get creative for a possible third bedroom. The large lot leaves ample room for a pool to the front of the house. Schedule a showing today and discover if this piece of paradise if right for you.

Location

Florida • ANNA MARIA • 34216 • House • For Sale • Waterfront

Details

Type:
Residential
Parking:
No Data
Year Built:
1968
Lot:
0.17 Acres
Heating:
Central / Electric
Price/sqft:
$1,226
Cooling:
Central Air
HOA:
No Data

Valuation

Our model vs. what's actually selling nearby.
Estimate
$1,210,000
$652K – $1.5M
Confidence Low
List vs. estimate
$289K above estimate
List $1,499,000 · +23.9%
Our model says this listing is priced above recent comparable activity. Room to negotiate.
Price per sq ft
$1,225
-10.0% vs. city median $1,361
Based on
6 MLS comparables
Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax
$17,706
2025
Waterfront
Canal - Saltwater
Garage
1 car garage
Furnished
Negotiable
All facts and features

  • Flooring

    • Carpet

    • Ceramic Tile

    • Porcelain Tile

    Heating

    • Central

    • Electric

    Cooling

    • Central Air

    Appliances

    • Dishwasher

    • Disposal

    • Electric Water Heater

    • Microwave

    • Refrigerator

    Other interior features

    • Ceiling Fan(s)

    • Eating Space In Kitchen

    • Solid Surface Counters

    • Solid Wood Cabinets

    • Thermostat

    • Window Treatments

    Bedrooms and bathrooms

    • Bedrooms: 2

    • Full bathrooms: 2

  • Property

    • Levels: One

    • Exterior Features: Private Yard / Rain Gutters / Storage

    Lot

    • Lot: 0.17 Acres

    Other Property Information

    • Parcel Number: 6901000007

    • Zoning: R1

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Single Family Residence

  • Utility

    • Electricity Connected

    • Sewer Connected

    • Water Connected

  • Other financial information

    • Annual tax amount: $17,706

  • Source details

    • MLS ID: A4685406

    Other facts

    • Construction Materials: Block

    • Foundation Details: Slab

    • Laundry Features: In Garage

    • Direction Faces: South

    • Waterfront: Yes

    • Garage Spaces: 1

    • Attached Garage: Yes

    • Garage: Yes

    • Living Area: 1223

    • Water Source: Public

    • Lot Size Dimensions: 75 x 100

    • Subdivision Name: LUANA ISLES

Private inquiry
Talk to the advisor on this listing.
Floor plans, HOA docs, off-market comparables, scheduling a private showing — one message, direct to the local specialist.

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Market around this address

Live counts in the same area.
View all
This zip
34216
88
median $3.1M
Active
Same city
ANNA MARIA
88
median $3.1M
Active
Same type
House
76
median $3.4M
Active
Similar price
$1.0M – $1.9M
18
median $1.7M
Active

The multiple listing information is provided by the Stellar MLS from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Stellar MLS. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: SATO REAL ESTATE INC.