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12990 Keystone Terrace, North Miami FL 33181

House For Sale
$3,350,000

BTC: 41.35802469

ETH: 1,367.90526746

New
Waterfront
4 bds
3 ba
3,084 sqft

Overview

Welcome to 12990 Keystone Terrace, an exceptional waterfront residence in North Miami's desirable Keystone Islands, where relaxed South Florida living meets the freedom of direct ocean access. Set on an expansive corner lot, this 4-bedroom, 3-bath home offers approximately 3,085 square feet of inviting living space enhanced by soaring vaulted ceilings, generous natural light, and impact windows and doors throughout. A circular driveway and two-car garage create an impressive arrival, while the home's open, comfortable layout provides plenty of room for everyday living and entertaining. At the heart of the home, the beautifully appointed kitchen offers a stylish gathering place with custom countertops, ample cabinetry, and an easy connection to the surrounding dining and living areas. The spacious interiors flow effortlessly toward the outdoors, where the waterfront setting becomes the centerpiece. Step outside to a private tropical retreat featuring a swimming pool, expansive patio areas, lush landscaping, and picturesque canal views—an ideal backdrop for quiet mornings, sunset dinners, or weekends spent entertaining family and friends. Boating enthusiasts will especially appreciate the private dock, wide canal frontage, and ocean access with no fixed bridges, allowing you to enjoy South Florida's waterways right from your backyard. Whether cruising toward Biscayne Bay, relaxing poolside, or simply taking in the peaceful waterfront atmosphere, this home offers an enviable combination of space, privacy, and coastal lifestyle. 12990 Keystone Terrace is a rare opportunity to experience the best of waterfront living while remaining conveniently connected to the dining, shopping, beaches, and attractions of the Miami area.

Location

Details

Type:
Residential
Parking:
2 Or More Spaces / Awning / Circular Driveway / Covered / Driveway / Parking Garage
Year Built:
1959
Lot:
0.29 Acres
Heating:
Central / Electric
Price/sqft:
$1,086
Cooling:
Ceiling Fan(s) / Central Air
HOA:
No Data

Valuation

Our model vs. what's actually selling nearby.
Estimate
$1,235,000
$674K – $2.5M
Confidence Low
List vs. estimate
$2.1M above estimate
List $3,350,000 · +171.3%
Our model says this listing is priced above recent comparable activity. Room to negotiate.
Price per sq ft
$1,086
+118.7% vs. city median $496
Based on
6 MLS comparables
+ 30 public-records sales within 0.5 mi
Median actual sale: $288K
Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax
$14,893
2025
Pool
Private
View
Canal, Pool
Waterfront
Canal Front, Canal Width 1-80 Feet
Garage
2 car garage
Pets
Allowed
All facts and features
  • Flooring

    • Carpet

    • Marble

    • Tile

    Heating

    • Central

    • Electric

    Cooling

    • Ceiling Fan(s)

    • Central Air

    Appliances

    • Dishwasher

    • Disposal

    • Dryer

    • Ice Maker

    • Microwave

    • Electric Range

    • Refrigerator

    • Self Cleaning Oven

    • Wall Oven

    • Washer

    Other interior features

    • Bar

    • Closet Cabinetry

    • Cooking Island

    • French Doors

    • Vaulted Ceiling(s)

    • Volume Ceilings

    • Walk-In Closet(s)

    • Family Room

    • Florida Room

    • Foyer

    • Storage

    Bedrooms and bathrooms

    • Bedrooms: 4

    • Full bathrooms: 3

  • Parking

    • 2 Or More Spaces

    • Awning

    • Circular Driveway

    • Covered

    • Driveway

    • Parking Garage

    Property

    • Levels: 1

    • Pool Private: Yes

    • Exterior Features: Barbeque / Exterior Lights

    Lot

    • Lot: 0.29 Acres

    Other Property Information

    • Parcel Number: 06-22-28-021-0690

    • Zoning: 0900

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Single Family Residence

  • Utility

    • Cable Connected

    • Electricity Connected

    • Water Connected

    • Cable Available

    • Electricity Available

    • Water Available

  • Other financial information

    • Annual tax amount: $14,893

  • Source details

    • MLS ID: B26072103

    Other facts

    • Construction Materials: Concrete Block Construction / Stucco

    • Lot Features: 1/4 To Less Than 1/2 Acre Lot / Corner Lot / Less Than 1 Acre

    • Patio And Porch Features: Patio

    • Pool Features: Private / Screen Enclosure

    • Window Features: Partial Impact Glass / Blinds / Verticals

    • Direction Faces: East

    • Other Structures: Livable

    • Architectural Style: Ranch / Corner Unit / One Story

    • Waterfront: Yes

    • Garage Spaces: 2

    • Attached Garage: Yes

    • Garage: Yes

    • Living Area: 3084

    • Water Source: Public

    • Subdivision Name: KEYSTONE ISLAND

Private inquiry
Talk to the advisor on this listing.
Floor plans, HOA docs, off-market comparables, scheduling a private showing — one message, direct to the local specialist.

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The multiple listing information is provided by the Miami Association of REALTORS® from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Miami Association of REALTORS®. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: KW Reserve Palm Beach