18200 CYPRESS COVE LANE

House For Sale

$690,000

BTC: 8.71212121

ETH: 281.74765210

5 days

Waterfront

For Sale

House

4 bds •

3 ba •

2,307 sqft

Overview

Back on the market after a tenant broke their lease! An incredible value for a large, feature-packed pool home directly on private ski lake Lake Stemper, complete with a covered dock and detached ADU! Set on a quiet cul-de-sac along the shores of Lake Stemper, this updated lakefront pool home delivers the Florida lifestyle buyers are searching for—boating, swimming, entertaining, and sunset views from home. Lake Stemper is a private ski lake shared by only approximately 20 homes, offering exceptional privacy with direct access to year-round water recreation. The home is not in a flood zone so flood insurance is not required, and lives in unincorporated Hillsborough county! The home is designed around a private courtyard with a heated saltwater pool, creating a secluded outdoor retreat at the center of the property. The pool and surrounding pavers were installed and sealed in April 2022 and resealed in April 2024. Inside, soaring ceilings, expansive windows, custom shades, contemporary finishes, and a ProFlame electric fireplace give the open living spaces a bright, modern feel. The renovated kitchen features sleek cabinetry, stainless steel appliances, and an expansive island, while multiple rooms showcase impressive lake views. The outdoor living spaces are built for entertaining. A fully equipped outdoor kitchen added in 2022 includes a Blaze four-burner propane grill, flat top and side burner, sink, ice maker, granite countertops, and under-counter LED lighting. Beyond the spacious lakeside deck, a private covered dock completed in 2022 puts boating, skiing, and sunset cruises just steps from the back door. A detached ADU with a private entrance and kitchenette adds valuable flexibility for guests, multigenerational living, a home office, or a studio. Major improvements include a water heater installed in 2020, pool and paver courtyard completed in 2022, outdoor kitchen added in 2022, covered dock completed in 2022, professional exterior lighting in 2024, and a new septic tank and drain field completed in 2025. With no HOA and no CDD, this is a rare opportunity to enjoy updated, private lakefront living without giving up everyday convenience.

Location

Florida • LUTZ • 33549 • House • For Sale • Waterfront

Details

Type:

Residential

Parking:

No Data

Year Built:

1974

Lot:

0.33 Acres

Heating:

Central

Price/sqft:

$299

Cooling:

Central Air

HOA:

No Data

Type:

Residential

Parking:

No Data

Year Built:

1974

Lot:

0.33 Acres

Heating:

Central

Price/sqft:

$299

Cooling:

Central Air

HOA:

No Data

Private inquiry

Talk to the advisor on this listing.

Floor plans, HOA docs, off-market comparables, scheduling a private showing — one message, direct to the local specialist.

Valuation

Our model vs. what's actually selling nearby.

Estimate

$488,000

$319K – $543K

Confidence Low

List vs. estimate

$202K above estimate

List $690,000 · +41.4%

Our model says this listing is priced above recent comparable activity. Room to negotiate.

Price per sq ft

$299

+15.0% vs. city median $260

Based on

16 MLS comparables

Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax

$10,155

2025

Pool

Heated

View

Water

Waterfront

Lake Front

Garage

2 car garage

All facts and features

Flooring

• Carpet

• Vinyl

Heating

• Central

Cooling

• Central Air

Appliances

• Convection Oven

• Cooktop

• Dishwasher

• Dryer

• Microwave

• Range Hood

• Washer

Other interior features

• Ceiling Fan(s)

• High Ceilings

• Open Floorplan

• Split Bedroom

• Stone Counters

• Thermostat

• Vaulted Ceiling(s)

Bedrooms and bathrooms

• Bedrooms: 4

• Full bathrooms: 3
Property

• Levels: Two

• Pool Private: Yes

• Exterior Features: Lighting / Outdoor Grill / Outdoor Shower / Private Yard / Courtyard / Rain Gutters / Sliding Doors

Lot

• Lot: 0.33 Acres

Other Property Information

• Parcel Number: U132718ZZZ00000054530.0

• Zoning: RSC-4
Type and style

• Property Type: Residential

• Property Sub Type: Single Family Residence
Utility

• Electricity Connected

• Water Connected
Other financial information

• Annual tax amount: $10,155
Source details

• MLS ID: TB8544945

Other facts

• Construction Materials: Stucco / Wood Frame / Block

• Foundation Details: Slab

• Fireplace Features: Living Room

• Laundry Features: Laundry Closet

• Lot Features: Unincorporated / Cul-De-Sac

• Patio And Porch Features: Deck / Front Porch

• Pool Features: Heated / In Ground / Salt Water

• Direction Faces: North

• Waterfront: Yes

• Fireplace: Yes

• Water Body Name: LAKE STEMPER

• Garage Spaces: 2

• Attached Garage: Yes

• Garage: Yes

• Living Area: 2307

• Water Source: Public

• Subdivision Name: CYPRESS COVE

Private inquiry

Talk to the advisor on this listing.

Floor plans, HOA docs, off-market comparables, scheduling a private showing — one message, direct to the local specialist.

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Market around this address

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The multiple listing information is provided by the Stellar MLS from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Stellar MLS. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: WRIGHT DAVIS REAL ESTATE

18200 CYPRESS COVE LANE

Overview

Location

Details

Valuation

Highlights

Interior details

Property details

Construction details

Utilities / Green Energy Details

HOA and Financial Details

Other

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