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260 S CENTRAL AVENUE

House For Sale
$870,000

BTC: 10.80745342

ETH: 328.30188679

145 days
Waterfront
2 bds
2 ba
1,258 sqft

Overview

Lakefront home plus an income-producing duplex, sold together on 0.58 acre in Umatilla. The package includes the 1,258 sq ft lakefront home at 264 S. Central Ave. and the 2,064 sq ft duplex at 260 S. Central Ave. (Units A and B), both currently occupied. You can live on the water and collect rent next door, or hold both as investments. The home: two ensuite bedrooms with glass-enclosed showers. The primary suite has an extra-large walk-in closet and a dual-head shower, and the second bedroom has a built-in office and a Murphy bed. The kitchen has quartz counters and Whirlpool appliances, and a large pantry holds the Samsung washer and dryer. The home also has tongue-and-groove cypress ceilings, tile throughout, and 6" spray-foam insulation. A wall of double-pane glass with two 8-ft sliders opens to a large screened lanai with an outdoor kitchen, a hot tub, lake views and a private dock. Systems: a whole-house Generac generator and Trane HVAC, both under service contract. A Navien tankless gas water heater. Gas heat, range and dryer. Lake-fed irrigation, underground utilities, and a lift station to city sewer. Also an extra-large double carport, a digital entry lock and a lockable exterior storage room. The lake is Lake Enola. Near downtown Umatilla and the Ocala National Forest. Titled in a land trust (documents available). The home and the duplex are also listed separately.

Location

Details

Type:
Residential
Parking:
Covered
Year Built:
2020
Lot:
0.58 Acres
Heating:
Central / Electric
Price/sqft:
$692
Cooling:
Central Air
HOA:
No Data

Highlights

Annual tax
$6,856
2025
Waterfront
Lake Front
Pets
Allowed
All facts and features
  • Flooring

    • Tile

    Heating

    • Central

    • Electric

    Cooling

    • Central Air

    Appliances

    • Dishwasher

    • Range

    • Refrigerator

    • Tankless Water Heater

    Other interior features

    • Accessibility Features

    • Eating Space In Kitchen

    • High Ceilings

    • Open Floorplan

    • Primary Bedroom Main Floor

    • Solid Surface Counters

    • Split Bedroom

    • Stone Counters

    • Thermostat

    • Vaulted Ceiling(s)

    • Walk-In Closet(s)

    Bedrooms and bathrooms

    • Bedrooms: 2

    • Full bathrooms: 2

  • Parking

    • Covered

    Property

    • Levels: One

    • Exterior Features: Lighting / Storage

    Lot

    • Lot: 0.58 Acres

    Other Property Information

    • Parcel Number: 131826050000A00501

    • Zoning: RP

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Single Family Residence

  • Utility

    • BB/HS Internet Available

    • Cable Available

    • Electricity Connected

    • Sewer Connected

    • Water Connected

  • Other financial information

    • Annual tax amount: $6,857

  • Source details

    • MLS ID: G5111095

    Other facts

    • Construction Materials: Block / Cement Siding / Wood Frame

    • Foundation Details: Slab

    • Laundry Features: Inside

    • Direction Faces: East

    • Waterfront: Yes

    • Water Body Name: LAKE ENOLA

    • Living Area: 1258

    • Water Source: Public

    • Lot Size Dimensions: 73 x 405

    • Subdivision Name: UMATILLA MITCHENORS ADD

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The multiple listing information is provided by the Stellar MLS from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Stellar MLS. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: RLW REALTY