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3157 N CANAL DRIVE

House For Sale
$1,850,000

BTC: 28.82086369

ETH: 1,049.38341634

28 days
Waterfront
5 bds
3 ba
4,496 sqft

Overview

Discover this beautifully updated waterfront canal home offering direct access to Lake Tarpon and an exceptional blend of luxury, functionality, and long-term durability. This spacious 5-bedroom, 3.5-bath, 4,496 sq ft residence features a rare first-floor mother-in-law suite with a private close-off pocket door option, ideal for guests, multigenerational living, or extended stays. A standout feature is the oversized 3-car garage, complete with a built-in 10×10 storage room and extensive built-in shelving, providing unmatched storage and organization. The home has undergone major capital improvements in recent years, making it truly move-in ready. A new roof was installed in April 2021, followed by three new HVAC systems replaced in May 2023 for optimal comfort and efficiency. In October 2019, the entire exterior was upgraded with Hardie-Board color plus siding installed over full house wrap, eliminating the need for ongoing painting and offering superior moisture and pest resistance. That same year, all windows and pool-deck sliding doors were replaced (October 2019), enhancing hurricane resilience, energy efficiency, and insurance savings. Outdoor living shines with a large screened pool enclosure and a fully refurbished private dock completed in September 2023, featuring davits, covered lifts, and direct canal access for boating enthusiasts. Inside, the home boasts two full kitchens, two laundry rooms, a dramatic three-story foyer, and premium finishes throughout. For buyers seeking a turn-key experience, the property can be purchased fully furnished, offering a seamless transition into one of Palm Harbor’s most desirable waterfront lifestyles. NOTE- NO HOA FEES, NO DEED RESTRICTIONS, NO FLOOD INSURANCE- SEE LOMA ATTACHED. “Includes full 360° virtual tour and walkable video for remote buyers.” SEE ATTACHMENTS AND VIDEO TOUR LINKS- INCLUDES FLOOR PLAN LAYOUT INTERFACE WITH 360 VIDEO WALK THRU

Location

Florida • PALM HARBOR • 34684 • House • For Sale • Waterfront

Details

Type:
Residential
Parking:
No Data
Year Built:
1988
Lot:
0.15 Acres
Heating:
Central / Heat Pump
Price/sqft:
$411
Cooling:
Central Air
HOA:
No Data

Highlights

Annual tax
$7,913
2025
Pool
Chlorine Free
View
Pool, Water
Waterfront
Canal - Brackish
Garage
3 car garage
Furnished
Negotiable
All facts and features

  • Flooring

    • Carpet

    • Marble

    • Vinyl

    Heating

    • Central

    • Heat Pump

    Cooling

    • Central Air

    Appliances

    • Bar Fridge

    • Built-In Oven

    • Convection Oven

    • Cooktop

    • Dishwasher

    • Disposal

    • Dryer

    • Electric Water Heater

    • Exhaust Fan

    • Ice Maker

    • Microwave

    • Range

    • Refrigerator

    • Washer

    • Water Softener

    • Wine Refrigerator

    Other interior features

    • Cathedral Ceiling(s)

    • Ceiling Fan(s)

    • Chair Rail

    • Crown Molding

    • Eating Space In Kitchen

    • High Ceilings

    • Kitchen/Family Room Combo

    • Living Room/Dining Room Combo

    • Open Floorplan

    • PrimaryBedroom Upstairs

    • Solid Surface Counters

    • Solid Wood Cabinets

    • Split Bedroom

    • Stone Counters

    • Thermostat

    • Tray Ceiling(s)

    • Vaulted Ceiling(s)

    • Walk-In Closet(s)

    • Wet Bar

    Bedrooms and bathrooms

    • Bedrooms: 5

    • Bathrooms: 1

    • Full bathrooms: 3

  • Property

    • Levels: Three Or More

    • Pool Private: Yes

    • Exterior Features: French Doors / Irrigation System / Private Entrance / Private Mailbox / Private Yard / Rain Gutters / Sliding Doors

    Lot

    • Lot: 0.15 Acres

    Other Property Information

    • Parcel Number: 322716487800000310

    • Zoning: R-3

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Single Family Residence

  • Utility

    • Cable Available

    • Cable Connected

    • Electricity Available

    • Electricity Connected

    • Phone Available

    • Public

    • Sewer Available

    • Sewer Connected

    • Sprinkler Well

    • Street Lights

    • Water Available

    • Water Connected

  • Other financial information

    • Annual tax amount: $7,913

  • Source details

    • MLS ID: TB8504097

    Other facts

    • Construction Materials: HardiPlank Type / Wood Frame (FSC Certified)

    • Foundation Details: Slab

    • Fireplace Features: Free Standing / Living Room / Stone / Wood Burning

    • Laundry Features: Electric Dryer Hookup / Inside / Laundry Room / Other

    • Lot Features: Landscaped / Level / Street Dead-End

    • Patio And Porch Features: Covered / Deck / Front Porch / Patio / Rear Porch / Screened

    • Pool Features: Chlorine Free / Deck / Gunite / In Ground / Lighting / Pool Alarm / Screen Enclosure / Tile

    • Direction Faces: South

    • Architectural Style: Contemporary

    • Waterfront: Yes

    • Fireplace: Yes

    • Water Body Name: LAKE TARPON

    • Garage Spaces: 3

    • Attached Garage: Yes

    • Garage: Yes

    • Living Area: 4496

    • Water Source: Canal/Lake For Irrigation / Public

    • Lot Size Dimensions: 60 x 109

    • Subdivision Name: LAKE TARPON ESTATES

Private inquiry
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Market around this address

Live counts in the same area.
View all
This zip
34684
225
median $270K
Active
Same city
PALM HARBOR
522
median $375K
Active
Same type
House
261
median $549K
Active
Similar price
$1.3M – $2.4M
17
median $1.8M
Active

The multiple listing information is provided by the Stellar MLS from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Stellar MLS. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: PREMIER COMMUNITY REALTY INC