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390 WINDY WILLOW WAY

House For Sale
$379,900

BTC: 6.03974563

ETH: 224.65996452

2 days
3 bds
2 ba
1,955 sqft

Overview

New Price! POSSIBLE 4.99% ASSUMABLE MORTGAGE OPPORTUNITY (SUBJECT TO LENDER APPROVAL AND BUYER QUALIFICATION). This rare financing opportunity may allow eligible buyers to secure a significantly lower interest rate compared to current market rates—offering substantial potential monthly savings and increased purchasing power. Better than new and thoughtfully upgraded, this beautifully maintained two-story home is located in The Crossings community in St. Cloud. Built just two years ago, this spacious residence offers approximately 1,946 square feet of living space, featuring 3 bedrooms, 2.5 bathrooms, a versatile loft, and a 2-car garage—combining modern design with true move-in-ready convenience. The open-concept first floor creates an inviting environment ideal for both everyday living and entertaining. The stylish gourmet kitchen showcases quartz countertops, shaker-style wood cabinetry, Samsung stainless steel appliances, a pantry, and a designer backsplash that adds a custom, elevated touch. The kitchen flows seamlessly into the spacious gathering room, creating a comfortable and functional layout. Enhanced beyond builder-grade finishes, the home features updated modern lighting fixtures and ceiling fans throughout, adding both style and comfort. The main living areas and bathrooms are finished with luxury vinyl plank flooring, while the bedrooms offer stain-resistant carpeting for added warmth and durability. Upstairs, the thoughtfully designed layout includes three generously sized bedrooms and a versatile loft—ideal for a home office, media space, or additional living area. The owner’s suite offers a spacious walk-in closet, linen storage, and a private en-suite bath complete with dual vanities and a tiled shower. Situated in a prime location, The Crossings is nestled within the rapidly expanding growth corridor between Lake Nona and NeoCity—two of Central Florida’s most innovative and high-growth areas. With continued development throughout Osceola County and St. Cloud, this location offers strong potential for long-term value and future equity growth. Enjoy the benefits of a nearly new home with upgrades already completed—without the wait, stress, or additional expenses of new construction. THIS IS A WINDOW OF OPPORTUNITY YOU WON’T WANT TO MISS.

Location

Details

Type:
Residential
Parking:
No Data
Year Built:
2024
Lot:
0.08 Acres
Heating:
Central
Price/sqft:
$194
Cooling:
Central Air
HOA:
$115

Valuation

Our model vs. what's actually selling nearby.
Estimate
$389,852
$361K – $411K
Confidence Medium
List vs. estimate
$9K below estimate
List $379,900 · -2.6%
Our model says this listing is priced below recent comparable activity. Expect competition.
Price per sq ft
$194
-11.6% vs. city median $219
Based on
60 MLS comparables
Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax
$7,622
2025
HOA
$115/yr
Garage
2 car garage
Pets
Allowed
All facts and features
  • Flooring

    • Carpet

    • Luxury Vinyl

    Heating

    • Central

    Cooling

    • Central Air

    Appliances

    • Dishwasher

    • Disposal

    • Microwave

    • Range

    • Refrigerator

    Other interior features

    • Ceiling Fan(s)

    • High Ceilings

    • In Wall Pest System

    • Living Room/Dining Room Combo

    • Open Floorplan

    • PrimaryBedroom Upstairs

    • Split Bedroom

    • Thermostat

    • Walk-In Closet(s)

    • Window Treatments

    Bedrooms and bathrooms

    • Bedrooms: 3

    • Bathrooms: 1

    • Full bathrooms: 2

  • Property

    • Levels: Two

    • Exterior Features: Irrigation System / Lighting / Other / Sidewalk

    Lot

    • Lot: 0.08 Acres

    Other Property Information

    • Parcel Number: 222531366100012620

    • Zoning: PUD

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Single Family Residence

  • Utility

    • Cable Available

    • Electricity Connected

    • Public

    • Sewer Connected

    • Street Lights

    Green energy

    • HVAC

    • Lighting

    • Thermostat

    • Windows

  • Other financial information

    • HOA: $115

    • HOA Frequency: Annually

    • Annual tax amount: $7,622

  • Source details

    • MLS ID: TB8517488

    Other facts

    • Construction Materials: Block / Stucco

    • Foundation Details: Block

    • Laundry Features: Electric Dryer Hookup / Laundry Room / Washer Hookup

    • Direction Faces: East

    • Garage Spaces: 2

    • Attached Garage: Yes

    • Garage: Yes

    • Living Area: 1955

    • Water Source: None

    • Subdivision Name: CROSSINGS PH 1

Private inquiry
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The multiple listing information is provided by the Stellar MLS from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Stellar MLS. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: ARRICO REALTY & PROPERTY MGMT.