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4320 FLORAMAR TERRACE

House For Sale
$450,000

BTC: 6.90395827

ETH: 236.51347601

24 days
Waterfront
2 bds
1 ba
1,189 sqft

Overview

Prime Waterfront Home in Gulf Harbors – New Port Richey! This home is the ultimate in waterfront living, with 200 feet of water frontage and just minutes to open water! Bring your boat and your water toys to this premier waterfront setup. Situated on a prime .22-acre corner lot, this updated 2-bedroom, 1-bathroom home delivers direct access to the Gulf of Mexico via the North Channel of Gulf Harbors. The outdoor space is built for entertaining, featuring an extra-large custom palapa/tiki hut equipped with electrical for lighting, outdoor TVs, and a speaker system. Fire up the grill under the massive cooking pergola, or relax on the elevated deck over the water. Boating is made easy with a newer 10,000 lb boat lift outfitted with water and electric, plus a newer floating dock complete with kayak storage. Inside, you'll find 18-inch tile flooring in the main living spaces and beautifully polished terrazzo floors in both bedrooms. The primary bedroom includes a custom closet organizer, ceiling fan, and plantation shutters. The secondary bedroom and main living area also include ceiling fans and beautiful plantation shutters. The remodeled bathroom features a shower/tub combination, an updated vanity, and newer fixtures. The fully remodeled kitchen features quartz countertops, white shaker cabinetry, recessed lighting, and a new stainless-steel appliance package. Unwind in the adjacent bonus room, which offers a great secondary lounge or dining area with views of the backyard. This home is packed with major updates for complete peace of mind, including hurricane-rated impact windows and doors installed in 2023/2024, a newer flat roof from 2022, a main roof from 2014, and a seawall with a drainage system from 2016. All the big-ticket items have been taken care of, including three energy-efficient mini-split HVAC units (with remotes), a tankless water heater, and a whole-home water softener system. Enjoy daily conveniences like keyless entry, a Ring camera system, and an indoor laundry/utility room with a full-size washer and dryer. Outside, the extended front parking pad offers ample space for guests, while two large storage sheds and four additional storage bins handle all your gear. This property also features a transferable flood insurance policy and Gulf Harbors Beach Club membership for $200 annually. Optional Gulf Harbors Civic Association is $125 annually. Gulf Harbors is one of the most desirable waterfront communities around! This home is just minutes from vibrant downtown New Port Richey, with Sims Park, eclectic restaurants, and shopping! Tampa International Airport is about 35 minutes away, medical facilities are close by, as well as many other "must-do" adventures in Tarpon Springs, Dunedin, and Clearwater.

Location

Details

Type:
Residential
Parking:
Driveway / Guest / Oversized / Parking Pad
Year Built:
1963
Lot:
0.22 Acres
Heating:
Electric / Zoned
Price/sqft:
$378
Cooling:
Mini-Split Unit(s)
HOA:
No Data

Valuation

Our model vs. what's actually selling nearby.
Estimate
$261,722
$174K – $399K
Confidence Low
List vs. estimate
$188K above estimate
List $450,000 · +71.9%
Our model says this listing is priced above recent comparable activity. Room to negotiate.
Price per sq ft
$378
+74.8% vs. city median $216
Based on
16 MLS comparables
Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax
$4,329
2025
View
Water
Waterfront
Canal Front
Furnished
Furnished
Pets
Allowed
All facts and features
  • Flooring

    • Ceramic Tile

    • Terrazzo

    Heating

    • Electric

    • Zoned

    Cooling

    • Mini-Split Unit(s)

    Appliances

    • Dishwasher

    • Disposal

    • Dryer

    • Electric Water Heater

    • Microwave

    • Range

    • Refrigerator

    • Tankless Water Heater

    • Washer

    • Water Softener

    Other interior features

    • Ceiling Fan(s)

    • L Dining

    • Open Floorplan

    • Solid Surface Counters

    • Solid Wood Cabinets

    • Thermostat

    • Window Treatments

    Bedrooms and bathrooms

    • Bedrooms: 2

    • Full bathrooms: 1

  • Parking

    • Driveway

    • Guest

    • Oversized

    • Parking Pad

    Property

    • Levels: One

    • Exterior Features: Lighting / Other / Private Mailbox / Private Yard / Sidewalk / Storage

    Lot

    • Lot: 0.22 Acres

    Other Property Information

    • Parcel Number: 162607003.0007.00044.0

    • Zoning: R4

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Single Family Residence

  • Utility

    • BB/HS Internet Available

    • Cable Available

    • Electricity Connected

    • Public

    • Sewer Connected

    • Water Connected

  • Other financial information

    • Annual tax amount: $4,329

  • Source details

    • MLS ID: TB8526465

    Other facts

    • Construction Materials: Block

    • Foundation Details: Slab

    • Laundry Features: Inside / Laundry Room

    • Lot Features: Corner Lot

    • Patio And Porch Features: Covered / Deck / Patio

    • Window Features: Shades / Shutters / Storm Window(s)

    • Direction Faces: North

    • Other Structures: Shed(s) / Storage

    • Waterfront: Yes

    • Living Area: 1189

    • Water Source: Public

    • Subdivision Name: FLOR A MAR

Private inquiry
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The multiple listing information is provided by the Stellar MLS from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Stellar MLS. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: KELLY REALTY GROUP LLC