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437 Pirates Rd, Torch Key FL 33042

House For Sale
$895,000

BTC: 13.94306649

ETH: 507.67467980

-$4K (2026/06/02)
74 days
Waterfront
3 bds
2 ba
1,296 sqft

Overview

Offered in the highly sought-after Jolly Roger Estates, this beautifully maintained, one-owner canal-front home is just 11 years old and truly move-in ready. Elevated and thoughtfully designed, the 1,296 sq. ft. residence offers three bedrooms and two bathrooms, enhanced by refined finishes including crown molding, tray ceilings, tile showers, and a bright, open-concept living space ideal for coastal living. Built for both comfort and peace of mind, the home features a metal roof installed in 2018 along with impact-rated windows and doors throughout. Enjoy added privacy and nightly sunset views over the protected salt marsh directly across the street—an unspoiled natural backdrop that will never be developed. Boaters will appreciate the free-flowing, clear-water canal with excellent access to both the ocean and the bay. The private dock with a 7,000-lb side-lift boat elevator makes heading out for fishing, diving, or sunset cruises effortless. The spacious lot offers a large driveway, double covered parking, and ample room for boat trailers and additional vehicles. Downstairs, a full concrete pad and enclosed angler's room provide the perfect space for storing fishing gear, dive equipment, and all your island toys. Located near mile marker 28.5, Jolly Roger Estates is a peaceful, palm-lined waterfront community on the Atlantic side of Little Torch Key, offering direct access to Pine Channel and world-class boating, fishing, and diving at nearby Looe Key Reef.

Location

Details

Type:
Residential
Parking:
Additional Spaces Available / Driveway
Year Built:
2015
Lot:
6000 Square Feet
Heating:
Central
Price/sqft:
$691
Cooling:
Ceiling Fan(s) / Central Air
HOA:
No Data

Valuation

Our model vs. what's actually selling nearby.
Estimate
$895,000
$581K – $1.1M
Confidence Low
List vs. estimate
At estimate
List $895,000 · +0.0%
List is in line with recent comparable activity.
Price per sq ft
$690
+0.0% vs. city median $690
Based on
7 MLS comparables
Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax
$7,478
2025
View
Canal, Water
Waterfront
WF/Ocean Access, Canal Front
Garage
2 car garage
All facts and features
  • Flooring

    • Tile

    Heating

    • Central

    Cooling

    • Ceiling Fan(s)

    • Central Air

    Appliances

    • Dishwasher

    • Disposal

    • Dryer

    • Electric Water Heater

    • Microwave

    • Electric Range

    • Refrigerator

    • Wall Oven

    • Washer

    Other interior features

    • Second Floor Entry

    • Workshop

    Bedrooms and bathrooms

    • Bedrooms: 3

    • Full bathrooms: 2

  • Parking

    • Additional Spaces Available

    • Driveway

    Property

    • Exterior Features: Open Balcony

    Lot

    • Lot: 6000 Square Feet

    Other Property Information

    • Parcel Number: 00215230-000000

    • Zoning: is

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Single Family Residence

  • Other financial information

    • Annual tax amount: $7,478

  • Source details

    • MLS ID: A11998100

    Other facts

    • Construction Materials: Modular Construction

    • Lot Features: Less Than 1/4 Acre Lot

    • Patio And Porch Features: Deck / Open Balcony

    • Direction Faces: West

    • Architectural Style: Detached / One Story

    • Waterfront: Yes

    • Garage Spaces: 2

    • Garage: Yes

    • Living Area: 1296

    • Water Source: Municipal Water

    • Subdivision Name: JOLLY ROGER ESTATES

Private inquiry
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The multiple listing information is provided by the Miami Association of REALTORS® from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Miami Association of REALTORS®. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: Ocean Sotheby's International