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4392 3RD ISLE DRIVE

House For Sale
$449,000

BTC: 5.40052923

ETH: 169.43396226

-$16K (2026/09/09)
27 days
Waterfront
3 bds
2 ba
1,260 sqft

Overview

Virtually Staged. ELEVATED PEACE OF MIND & DIRECT GULF ACCESS! Single-level daily living meets ultimate coastal security in this rare Hernando Beach gem. Perched securely at an impressive 11-foot elevation, this waterfront property came through recent major storms completely untouched with NO storm water damage. Enjoy the incredible convenience of a zero-step front entry for your daily indoor lifestyle, paired with easy step access right down to your private dock. Outside, the massive brick-paver driveway provides abundant parking for your boat trailer, golf cart, or RV. The expansive waterfront paver patio offers plenty of room for outdoor dining, grilling, and relaxing along the deep-water canal. Boaters will love having direct Gulf access right from the backyard, opening the door to world-class fishing, scalloping, and island hopping throughout Florida's beautiful Nature Coast. Explore the crystal-clear Weeki Wachee River, nearby natural springs, local waterfront dining, and nature preserves just minutes away. Plus, enjoy convenient highway access to the greater Tampa Bay area, international airports, plus all the culture, entertainment, professional sporting events & cruise ship terminals, not to mention all the one-tank theme park day trips. Whether you are searching for a full-time residence, retirement retreat, seasonal waterfront escape, or potential income-producing rental, this property delivers an exceptional, hard-to-find combination of direct Gulf boating access, true single-level interior living, and high-elevation safety. This inviting 3-bedroom, 2-bath home features a bright, open floor plan, beautifully updated kitchen and bathrooms, and a spacious enclosed Florida room overlooking the canal; the perfect setting for morning coffee or evening entertaining. Value-packed and worry-free, this home boasts a brand new 2025 A/C system, providing immediate savings, maximum energy efficiency, and years of maintenance-free comfort for its next owner. Come discover an easier, more affordable way to enjoy Florida waterfront living!

Location

Details

Type:
Residential
Parking:
No Data
Year Built:
1980
Lot:
0.13 Acres
Heating:
Central / Electric
Price/sqft:
$356
Cooling:
Central Air
HOA:
No Data

Valuation

Our model vs. what's actually selling nearby.
Estimate
$423,500
$309K – $459K
Confidence Low
List vs. estimate
$25K above estimate
List $449,000 · +6.0%
Our model says this listing is priced above recent comparable activity. Room to negotiate.
Price per sq ft
$356
+3.3% vs. city median $344
Based on
6 MLS comparables
Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax
$2,764
2025
View
Water
Waterfront
Canal - Saltwater, Gulf/Ocean to Bay
Pets
Allowed
All facts and features
  • Flooring

    • Ceramic Tile

    Heating

    • Central

    • Electric

    Cooling

    • Central Air

    Appliances

    • Dishwasher

    • Microwave

    • Range

    • Refrigerator

    Other interior features

    • Ceiling Fan(s)

    • Living Room/Dining Room Combo

    • Open Floorplan

    • Primary Bedroom Main Floor

    • Window Treatments

    Bedrooms and bathrooms

    • Bedrooms: 3

    • Full bathrooms: 2

  • Property

    • Levels: One

    • Exterior Features: None

    Lot

    • Lot: 0.13 Acres

    Other Property Information

    • Parcel Number: R1222316231008400040

    • Zoning: PDP

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Single Family Residence

  • Utility

    • Cable Available

    • Electricity Connected

    • Sewer Connected

    • Water Connected

  • Other financial information

    • Annual tax amount: $2,764

  • Source details

    • MLS ID: TB8541435

    Other facts

    • Construction Materials: Block / Stucco

    • Foundation Details: Slab

    • Laundry Features: Electric Dryer Hookup / Inside / Laundry Room

    • Patio And Porch Features: Enclosed / Patio

    • Window Features: Blinds

    • Direction Faces: North

    • Architectural Style: Ranch

    • Waterfront: Yes

    • Living Area: 1260

    • Water Source: Public

    • Subdivision Name: HERNANDO BEACH

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The multiple listing information is provided by the Stellar MLS from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Stellar MLS. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: PREFERRED PROPERTY ASSOC INC