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640 ENCARNACION STREET

House For Sale
$375,000

BTC: 6.20860927

ETH: 235.15542206

-$24K (2026/06/09)
43 days
3 bds
2 ba
2,066 sqft

Overview

One or more photo(s) has been virtually staged. Virtually staged. DISCOVER YOUR DREAM HOME in Deep Creek! This STUNNING 2021-BUILT ESTATE offers over 2,000 SQ. FT. of luxurious living space on a TRANQUIL OVERSIZED CORNER LOT backing to a SERENE GREENBELT. This exceptional 3 bedroom, 2 bathroom home also features a versatile DEN/FLEX ROOM perfect for a 4TH BEDROOM, OFFICE, or FORMAL DINING ROOM. The eye-catching STONE-ACCENTED EXTERIOR, mature landscaping, charming gingerbread trim, spacious L-SHAPED SCREENED ENTRYWAY, and elegant leaded glass front door create CURB APPEAL THAT TRULY STANDS OUT. Inside, enjoy an OPEN SUNLIT FLOOR PLAN with large tile flooring, CROWN MOLDING, designer lighting, and sliding glass doors leading to a GRAND SCREENED LANAI overlooking peaceful wooded views. Plenty of room for a POOL plus a FENCED SIDE YARD perfect for pets or gardening! The CHEF’S KITCHEN is designed for entertaining with RAISED PANEL CABINETRY, STAINLESS STEEL APPLIANCES, DESIGNER HARDWARE, a massive 12-FOOT BREAKFAST BAR, WALK-IN PANTRY, and adjacent dinette. The spacious GREAT ROOM flows seamlessly for gatherings and everyday living. Retreat to the luxurious PRIMARY SUITE featuring a TRAY CEILING with crown molding and ambient lighting. The SPA-INSPIRED ENSUITE includes DUAL VANITIES, makeup area, SEAMLESS GLASS SHOWER with dual shower heads, and a LARGE WALK-IN CLOSET. Guest bedrooms are generously sized with stylish shared bath access. Additional upgrades include IRRIGATION SYSTEM, WATER FILTRATION, GUTTERS, LARGE 3-CAR GARAGE, oversized laundry room with extra storage, pedestal GE washer, and SMART SENSOR DRYER. Located in a peaceful DEED-RESTRICTED COMMUNITY with LOW HOA FEES and NO FLOOD ZONE concerns, just minutes from dining, entertainment, pristine beaches, Sunseeker Resort, downtown Punta Gorda, I-75, and Punta Gorda Airport. DON’T LET THIS ONE SLIP AWAY. Schedule your private showing TODAY and start living the Florida lifestyle you deserve!

Location

Details

Type:
Residential
Parking:
Driveway / Garage Door Opener / Golf Cart Garage / Guest / Open / Oversized
Year Built:
2021
Lot:
0.25 Acres
Heating:
Central
Price/sqft:
$182
Cooling:
Central Air
HOA:
$200

Valuation

Our model vs. what's actually selling nearby.
Estimate
$399,995
$371K – $454K
Confidence Medium
List vs. estimate
$24K below estimate
List $375,000 · -6.2%
Our model says this listing is priced below recent comparable activity. Expect competition.
Price per sq ft
$181
-17.5% vs. city median $219
Based on
14 MLS comparables
Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax
$5,021
2025
HOA
$200/yr
View
Park/Greenbelt, Trees/Woods
Garage
2 car garage
Pets
Allowed
All facts and features
  • Flooring

    • Carpet

    • Porcelain Tile

    Heating

    • Central

    Cooling

    • Central Air

    Appliances

    • Built-In Oven

    • Cooktop

    • Dishwasher

    • Dryer

    • Electric Water Heater

    • Exhaust Fan

    • Ice Maker

    • Kitchen Reverse Osmosis System

    • Microwave

    • Range

    • Refrigerator

    • Washer

    Other interior features

    • Ceiling Fan(s)

    • Crown Molding

    • High Ceilings

    • Kitchen/Family Room Combo

    • Open Floorplan

    • Primary Bedroom Main Floor

    • Smart Home

    • Split Bedroom

    • Stone Counters

    • Thermostat

    • Tray Ceiling(s)

    • Vaulted Ceiling(s)

    • Walk-In Closet(s)

    • Window Treatments

    Bedrooms and bathrooms

    • Bedrooms: 3

    • Full bathrooms: 2

  • Parking

    • Driveway

    • Garage Door Opener

    • Golf Cart Garage

    • Guest

    • Open

    • Oversized

    Property

    • Levels: One

    • Exterior Features: Dog Run / Hurricane Shutters / Irrigation System / Private Yard / Rain Gutters / Sliding Doors

    Lot

    • Lot: 0.25 Acres

    Other Property Information

    • Parcel Number: 402303358001

    • Zoning: RSF3.5

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Single Family Residence

  • Utility

    • Cable Connected

    • Electricity Connected

    • Fire Hydrant

    • Public

    • Street Lights

  • Other financial information

    • HOA: $200

    • HOA Frequency: Annually

    • Annual tax amount: $5,021

  • Source details

    • MLS ID: C7526039

    Other facts

    • Construction Materials: Block / Stone / Stucco

    • Foundation Details: Slab

    • Laundry Features: Inside

    • Lot Features: Corner Lot / Near Golf Course / Oversized Lot

    • Patio And Porch Features: Covered / Front Porch / Rear Porch / Screened

    • Direction Faces: East

    • Other Structures: Kennel/Dog Run

    • Architectural Style: Florida

    • Garage Spaces: 2

    • Attached Garage: Yes

    • Garage: Yes

    • Living Area: 2066

    • Water Source: Public

    • Subdivision Name: PUNTA GORDA ISLES SEC 20

Private inquiry
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The multiple listing information is provided by the Stellar MLS from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Stellar MLS. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: RE/MAX PALM REALTY