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7425 TERRACE RIVER DRIVE

House For Sale
$799,000

BTC: 12.68253968

ETH: 457.61741123

12 days
Waterfront
4 bds
3 ba
3,401 sqft

Overview

Distinctive Mediterranean-style riverfront home in Temple Terrace with panoramic Hillsborough River views and beautiful sunsets. This home offers endless possibilities for multi-generational living, extended guest accommodations, executive rentals, and large-scale entertaining. No flood insurance is required, and Qualified buyers may also benefit from a VA assumable loan at 3% (veteran status is NOT required). The home features 4 bedrooms, 3.5 baths, and 3,400 square feet of living space, PLUS a large basement with a bar area and additional unfinished rooms ready for customization. Outdoor amenities include an oversized pool and deck area, an outdoor kitchen, and a rooftop patio. Interior highlights include soaring ceilings, a gas fireplace, granite kitchen countertops, and a main-level primary suite with a spa-like bathroom and custom walk-in closet. Upstairs, two bedrooms feature private ensuite bathrooms and walk-in closets. The fourth bedroom, smaller in size, is ideal for an office, hobby room, or sitting area and includes access to the rooftop balcony. A new roof was installed in 2021. Conveniently located near the University of South Florida, major hospitals, recreation facilities, Amazon facilities, and easy access to I-75, I-4, and I-275.

Location

Details

Type:
Residential
Parking:
Driveway
Year Built:
1975
Lot:
0.33 Acres
Heating:
Electric
Price/sqft:
$235
Cooling:
Central Air / Mini-Split Unit(s)
HOA:
$399

Valuation

Our model vs. what's actually selling nearby.
Estimate
$600,000
$453K – $727K
Confidence Low
List vs. estimate
$199K above estimate
List $799,000 · +33.2%
Our model says this listing is priced above recent comparable activity. Room to negotiate.
Price per sq ft
$234
-22.1% vs. city median $301
Based on
7 MLS comparables
Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax
$10,232
2025
HOA
$399/yr
Insurance, Maintenance Grounds
Pool
Deck
View
Pool, Trees/Woods
Waterfront
River Front
Garage
2 car garage
Pets
Allowed
All facts and features
  • Flooring

    • Ceramic Tile

    • Hardwood

    Heating

    • Electric

    Cooling

    • Central Air

    • Mini-Split Unit(s)

    Appliances

    • Dishwasher

    • Disposal

    • Dryer

    • Electric Water Heater

    • Microwave

    • Range

    • Refrigerator

    • Washer

    Other interior features

    • Built-in Features

    • Ceiling Fan(s)

    • Crown Molding

    • High Ceilings

    • Primary Bedroom Main Floor

    • Solid Surface Counters

    • Split Bedroom

    • Thermostat

    • Walk-In Closet(s)

    • Window Treatments

    Bedrooms and bathrooms

    • Bedrooms: 4

    • Bathrooms: 1

    • Full bathrooms: 3

  • Parking

    • Driveway

    Property

    • Levels: Three Or More

    • Pool Private: Yes

    • Exterior Features: Lighting / Outdoor Kitchen / Outdoor Shower / Rain Gutters / Sidewalk

    Lot

    • Lot: 0.33 Acres

    Other Property Information

    • Parcel Number: T26281983R000000B0000.0

    • Zoning: PD

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Single Family Residence

  • Utility

    • BB/HS Internet Available

    • Cable Available

    • Electricity Connected

    • Sewer Connected

    • Street Lights

    • Water Connected

  • Other financial information

    • HOA: $399

    • HOA Frequency: Annually

    • Annual tax amount: $10,232

  • Source details

    • MLS ID: TB8511405

    Other facts

    • Construction Materials: Block / Stucco / Wood Frame

    • Foundation Details: Basement / Slab

    • Fireplace Features: Gas / Living Room

    • Laundry Features: Inside / Laundry Room

    • Lot Features: Cul-De-Sac / City Lot / In County / Landscaped / Near Public Transit / Sidewalk

    • Patio And Porch Features: Covered / Deck / Front Porch / Patio

    • Pool Features: Deck / Gunite / In Ground / Pool Sweep

    • Window Features: Blinds / Shutters

    • Direction Faces: Northeast

    • Other Structures: Outdoor Kitchen

    • Waterfront: Yes

    • Fireplace: Yes

    • Water Body Name: HILLSBOROUGH RIVER

    • Garage Spaces: 2

    • Attached Garage: Yes

    • Garage: Yes

    • Living Area: 3401

    • Water Source: Public

    • Subdivision Name: TERRACE RIVER PH 2

Private inquiry
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The multiple listing information is provided by the Stellar MLS from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Stellar MLS. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: SMITH & ASSOCIATES REAL ESTATE