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85 Henry Morgan Dr, Key Largo FL 33037

House For Sale
$1,099,000

BTC: 17.12115092

ETH: 623.39047273

44 days
3 bds
2 ba
1,499 sqft

Overview

Stunningly updated ground level home on three lots, spanning street-to-street in Key Largo's Pirate's Cove neighborhood with community boat ramp, clubhouse and bayfront beach. This spacious concrete home with metal roof is high and dry in the most desirable X-flood zone, and it also has insulated Anderson impact windows for safety and energy efficiency. Outside is mature, lush landscaping (including mango, soursop, lime and key lime trees) that wraps the home in shady gardens and transports you into your own private oasis with built-in grill, shelter and fire pit. Inside, the new gourmet kitchen is flanked by a pair of matching Miele refrigerators and features a custom black granite island with a professional grade Wolf gas range, double ovens, drawer microwave and hammered copper hood. The custom wood cabinets are rough sawn imported black walnut and accented by a deep hammered copper farm sink. The interior craftsmanship and attention to detail can be seen throughout the home, from the rough sawn imported black walnut doors, door casings, baseboards and window trim to the custom closet doors, copper bathroom sink basins, and custom lighting and fixtures. There's also primary bedroom and built in bookshelves in the second bedroom. Must see to appreciate! Call today.

Location

Florida • Key Largo • 33037 • House • For Sale

Details

Type:
Residential
Parking:
Additional Spaces Available / Other / Rv/Boat Parking
Year Built:
2009
Lot:
7500 Square Feet
Heating:
Other
Price/sqft:
$733
Cooling:
Ceiling Fan(s)
HOA:
No Data

Valuation

Our model vs. what's actually selling nearby.
Estimate
$1,224,500
$799K – $1.9M
Confidence Low
List vs. estimate
$125K below estimate
List $1,099,000 · -10.2%
Our model says this listing is priced below recent comparable activity. Expect competition.
Price per sq ft
$733
-2.7% vs. city median $753
Based on
8 MLS comparables
Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax
$6,804
2026
View
None
Pets
Allowed
All facts and features

  • Heating

    • Other

    Cooling

    • Ceiling Fan(s)

    Appliances

    • Dryer

    • Electric Water Heater

    • Microwave

    Other interior features

    • First Floor Entry

    • Utility Room/Laundry

    Bedrooms and bathrooms

    • Bedrooms: 3

    • Full bathrooms: 2

  • Parking

    • Additional Spaces Available

    • Other

    • Rv/Boat Parking

    Property

    • Exterior Features: Barbeque / Built-In Grill

    Lot

    • Lot: 7500 Square Feet

    Other Property Information

    • Parcel Number: 00493710-000000

    • Zoning: IS-M

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Single Family Residence

  • Other financial information

    • HOA Frequency: Monthly

    • Annual tax amount: $6,804

  • Source details

    • MLS ID: A12015323

    Other facts

    • Construction Materials: Concrete Block Construction

    • Laundry Features: Utility Room/Laundry / Washer/Dryer Hook-Up

    • Lot Features: Less Than 1/4 Acre Lot

    • Direction Faces: South

    • Architectural Style: Attached / Half Duplex / Manufactured

    • Living Area: 1499

    • Water Source: Municipal Water

    • Subdivision Name: PIRATES COVE

Private inquiry
Talk to the advisor on this listing.
Floor plans, HOA docs, off-market comparables, scheduling a private showing — one message, direct to the local specialist.

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Market around this address

Live counts in the same area.
View all
This zip
33037
170
median $787K
Active
Same city
Key Largo
169
median $790K
Active
Same type
House
116
median $907K
Active
Similar price
$769K – $1.4M
44
median $939K
Active

The multiple listing information is provided by the Miami Association of REALTORS® from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Miami Association of REALTORS®. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: PS Realty Group LLC