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9294 PANAMA CIRCLE

House Active With Contract
$850,000

BTC: 13.04081006

ETH: 446.74767691

32 days
Waterfront
3 bds
2 ba
2,146 sqft

Overview

Under contract-accepting backup offers. BOATER'S PARADISE! Built in 2023, this upgraded Gulf-access waterfront residence offers the ultimate Southwest Florida lifestyle with a private dock, pool, and access to open water. Offering 3 bedrooms, 2 baths, a dedicated office, and 2,146 square feet, this home features a desirable split-bedroom floor plan. The private primary suite occupies its own wing of the home, while two guest bedrooms and the guest/pool bath are situated on the opposite side, with a pocket door that provides extra privacy for guests or family members. A widened paver driveway, new St. Augustine sod, and tropical landscaping create outstanding curb appeal. The landscaping is supported by a versatile irrigation system that allows the owner to utilize either a dedicated irrigation meter or canal water, providing potential savings on water usage. The chef-inspired kitchen is beautifully appointed with upgraded appliances, including a smart refrigerator with an integrated entertainment screen, an upgraded dishwasher, a range, and a custom ceiling-height vent hood, along with a beverage refrigerator, unfinished granite countertops, solid-wood soft-close custom cabinetry, abundant storage, and an open-concept design ideal for entertaining. Pocketing impact-rated sliding glass doors open the great room and kitchen to the lanai, creating seamless indoor-outdoor living. The primary en-suite retreat features sliding glass door access to the lanai with a custom blackout blind. The en-suite bath features dual shower heads and a rainfall shower. This home offers a dedicated office providing the perfect space for working remotely, hobbies, or a quiet retreat. Outdoor living takes center stage with an extended lanai, panoramic screen enclosure, outdoor kitchen with built-in beverage refrigerator, outdoor shower, and an automated heated pool and spa system with waterfall feature. An electronic remote-controlled hurricane screen encloses the lanai for added protection and secure storage during storms or extended absences. Built with both comfort and peace of mind, the home features impact-rated windows and sliding glass doors, a whole-home Generac generator powered by dual 250-gallon propane tanks, integrated smart-home technology, and polyurethane spray-foam insulation for enhanced energy efficiency and climate control. Additional storm protection includes an electronic roll-down hurricane shutter at the front entryway. Architectural details include 10-foot ceilings throughout, and the foyer, great room, office, primary suite, and lanai feature custom tray ceilings, upgraded interior doors, transom windows, and abundant recessed lighting. Boaters will appreciate the extended composite dock and covered 10,000-pound boat lift. Extending farther into the canal, the dock provides improved access during low-water conditions while maximizing enjoyment of this exceptional Gulf-access location. Additional upgrades include backyard fencing, an epoxy-coated garage floor, garage storage ceiling-Furniture is racking system, utility tub, new irrigation pump, and custom Bahama shutters throughout. Located in South Gulf Cove, residents enjoy parks, sidewalks, an optional HOA, and no mandatory association fees. Offered at a highly competitive price, given its extensive upgrades, newer construction, Gulf access, and exceptional boating amenities, this waterfront home represents outstanding value in today's market.

Location

Details

Type:
Residential
Parking:
Garage Door Opener / Oversized
Year Built:
2023
Lot:
0.23 Acres
Heating:
Electric
Price/sqft:
$396
Cooling:
Central Air
HOA:
No Data

Valuation

Our model vs. what's actually selling nearby.
Estimate
$512,449
$332K – $851K
Confidence Low
List vs. estimate
$337K above estimate
List $850,000 · +65.9%
Our model says this listing is priced above recent comparable activity. Room to negotiate.
Price per sq ft
$396
+86.4% vs. city median $212
Based on
190 MLS comparables
Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax
$9,775
2025
Pool
Gunite
View
Water
Waterfront
Canal - Brackish
Garage
3 car garage
Pets
Allowed
All facts and features
  • Flooring

    • Ceramic Tile

    Heating

    • Electric

    Cooling

    • Central Air

    Appliances

    • Bar Fridge

    • Dishwasher

    • Disposal

    • Exhaust Fan

    • Microwave

    • Range

    • Refrigerator

    Other interior features

    • Attic Fan

    • Attic Ventilator

    • Ceiling Fan(s)

    • Crown Molding

    • Eating Space In Kitchen

    • High Ceilings

    • In Wall Pest System

    • Kitchen/Family Room Combo

    • Open Floorplan

    • Pest Guard System

    • Primary Bedroom Main Floor

    • Smart Home

    • Solid Wood Cabinets

    • Split Bedroom

    • Stone Counters

    • Thermostat

    • Tray Ceiling(s)

    • Walk-In Closet(s)

    • Wet Bar

    • Window Treatments

    Bedrooms and bathrooms

    • Bedrooms: 3

    • Full bathrooms: 2

  • Parking

    • Garage Door Opener

    • Oversized

    Property

    • Levels: One

    • Pool Private: Yes

    • Exterior Features: Hurricane Shutters / Irrigation System / Outdoor Kitchen / Rain Gutters / Sliding Doors

    Lot

    • Lot: 0.23 Acres

    Other Property Information

    • Parcel Number: 412121182003

    • Zoning: RSF3.5

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Single Family Residence

  • Utility

    • Cable Connected

    • Electricity Connected

    • Fiber Optics

    • Mini Sewer

    • Propane

    • Public

    • Sewer Connected

    • Water Connected

    Green energy

    • Construction

    • Insulation

    • Windows

  • Other financial information

    • Annual tax amount: $9,776

  • Source details

    • MLS ID: A4697075

    Other facts

    • Construction Materials: Block / Stucco

    • Foundation Details: Slab

    • Laundry Features: Electric Dryer Hookup / Inside / Laundry Room / Washer Hookup

    • Lot Features: In County / Landscaped / Level

    • Patio And Porch Features: Covered / Enclosed / Front Porch / Rear Porch / Screened

    • Pool Features: Gunite / Heated / In Ground / Lighting / Outside Bath Access / Salt Water / Screen Enclosure

    • Window Features: Shades / Shutters / Storm Window(s) / Window Treatments

    • Direction Faces: Southwest

    • Other Structures: Other / Outdoor Kitchen

    • Architectural Style: Florida

    • Waterfront: Yes

    • Garage Spaces: 3

    • Attached Garage: Yes

    • Garage: Yes

    • Living Area: 2146

    • Water Source: Canal/Lake For Irrigation / Public / See Remarks

    • Subdivision Name: PORT CHARLOTTE SEC 071

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The multiple listing information is provided by the Stellar MLS from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Stellar MLS. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: COLDWELL BANKER REALTY