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185 BANYAN BAY DRIVE

Townhouse For Sale
$645,000

BTC: 9.89567352

ETH: 339.00264895

23 days
3 bds
2 ba
2,230 sqft

Overview

Welcome to Banyan Bay a Gated 'WORRY-FREE LIVING' waterfront townhome community nestled just south of vibrant downtown St. Petersburg. Not affected by 2024 Hurricanes flooding. From the moment you enter through the elegant wrought-iron gates, you're greeted by beautifully manicured grounds and mature landscaping that exude tranquility and pride of ownership. AMAZING HOA that provides peace-of-mind and a townhome that “LIVES LIKE A SINGLE FAMILY HOME”! Banyan Bay residents enjoy access to a heated community pool, and a private dock with 12 deeded boat slips (opportunities to rent from individual owners or purchase), a community day slip, and kayak and paddle board storage. This thoughtfully updated 3-bedroom, 2.5-bath features Luxury finishes throughout such as Quartz countertops, Porcelain sinks in all bathrooms, Luxury vinyl plank flooring (LVT) throughout, all IMPACT-RATED windows, doors and Garage Door, for storm safety and energy efficiency. Downstairs open-concept living/dining layout offers flexible arrangement options, tall ceilings, tall windows with Hunter Douglas PLANTATION shutters, a guest 1/2 bath and indoor laundry room. The CUSTOM designed kitchen offers Café appliances, DOUBLE electric range with APP-CONTROLLED, sealed MARBLE countertops, porcelain APRON sink with OFFSET drain, ISLAND with power and storage, large PANTRY closet, above-cabinet and under-cabinet LED lighting, Hunter Douglass MOTORIZED window shade. Coat closet with ample storage under staircase could be used for holiday and seasonal decor. Hurricane impact slider, with a motorized shade, leads out to the rear SCREENED porch and open-air extended patio, with room for your own grill, and framed by a privacy hedge providing a relaxing atmosphere for entertaining. Upstairs Comfort & Style is evident in the LOFT with a custom built-in niche providing additional storage. The stunning primary suite features a high COFFERED ceiling, a custom designed California Closet system featuring wall-to-wall VALET cabinetry, integrated make-up niche with dimmable lighting, and French doors leading to a private BALCONY. Spacious guest bedrooms and vaulted ceilings extend throughout the upper level, creating a bright and open ambiance. Additional SMART-HOME FEATURES & modern utilities include APP-CONTROLLED LG washer & dryer, NEST smoke detectors, GE whole-home water FILTRATION system with remote shutoff, APP-CONTROLLED RHEEM water heater (2020), HVAC system (2019) with UV antimicrobial light, OVERSIZED 2-Car Garage with MyQ SMART GARAGE opener on HURRICANE-RATED door, EPOXY floor, overhead storage and EV CHARGER-READY hookup (240v / 60-amp breaker). The comprehensive HOA includes ALL Exterior PAINT of the home and community (Community painted 2Q 2024), ROOF repairs & maintenance, INSURANCE flood and structures (owner only needs “walls in” coverage), WATER, 500 gig INTERNET, Spectrum CABLE, Common area LANDSCAPING, Irrigation, maintenance of the DOCK, POOL, Pool AMENITIES, GATE and the Private ROAD maintenance. LARGE DOG Friendly! Banyan Bay offers a rare blend of privacy, smart-living, and waterfront amenities—this Townhome is NOT in a flood zone and unaffected by recent storms. Within minutes from the Gulf beaches, and everything St. Petersburg has to offer. This is not just a home—it’s a lifestyle. Come see it for yourself.

Location

Details

Type:
Residential
Parking:
Electric Vehicle Charging Station(s) / Garage Door Opener / Oversized
Year Built:
2004
Lot:
0.04 Acres
Heating:
Central / Electric
Price/sqft:
$289
Cooling:
Central Air
HOA:
$1,125

Valuation

Our model vs. what's actually selling nearby.
Estimate
$538,000
$391K – $693K
Confidence Low
List vs. estimate
$107K above estimate
List $645,000 · +19.9%
Our model says this listing is priced above recent comparable activity. Room to negotiate.
Price per sq ft
$289
-12.8% vs. city median $331
Based on
25 MLS comparables
Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax
$6,002
2025
HOA
$1,124/mo
Cable TV, Common Area Taxes, Community Pool
View
Garden
Garage
2 car garage
Furnished
Partially
Pets
Allowed
All facts and features
  • Flooring

    • Carpet

    • Laminate

    • Tile

    Heating

    • Central

    • Electric

    Cooling

    • Central Air

    Appliances

    • Dishwasher

    • Disposal

    • Dryer

    • Microwave

    • Range

    • Refrigerator

    • Washer

    • Water Filtration System

    • Water Purifier

    Other interior features

    • Built-in Features

    • Ceiling Fan(s)

    • Coffered Ceiling(s)

    • Eating Space In Kitchen

    • High Ceilings

    • Living Room/Dining Room Combo

    • Open Floorplan

    • PrimaryBedroom Upstairs

    • Solid Surface Counters

    • Solid Wood Cabinets

    • Thermostat

    • Tray Ceiling(s)

    • Vaulted Ceiling(s)

    • Walk-In Closet(s)

    • Window Treatments

    Bedrooms and bathrooms

    • Bedrooms: 3

    • Bathrooms: 1

    • Full bathrooms: 2

  • Parking

    • Electric Vehicle Charging Station(s)

    • Garage Door Opener

    • Oversized

    Property

    • Levels: Two

    • Exterior Features: Balcony / Sidewalk / Sliding Doors

    Lot

    • Lot: 0.04 Acres

    Other Property Information

    • Parcel Number: 063217025650000460

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Townhouse

  • Utility

    • Cable Available

    • Public

    • Street Lights

  • Other financial information

    • HOA: $1,125

    • HOA Frequency: Monthly

    • Annual tax amount: $6,002

  • Source details

    • MLS ID: TB8527162

    Other facts

    • Construction Materials: Block / Concrete / Wood Frame

    • Foundation Details: Slab

    • Laundry Features: Inside / Laundry Room

    • Lot Features: Cul-De-Sac / City Lot / Near Public Transit / Sloped

    • Patio And Porch Features: Patio / Rear Porch / Screened

    • Window Features: Blinds / Drapes / Insulated Windows / Shades / Shutters / Storm Window(s) / Window Treatments

    • Direction Faces: East

    • Architectural Style: Mediterranean

    • Water Body Name: LITTLE BAYOU TO TAMPA BAY

    • Garage Spaces: 2

    • Attached Garage: Yes

    • Garage: Yes

    • Living Area: 2230

    • Water Source: Public

    • Subdivision Name: BANYAN BAY AT RUTLAND

Private inquiry
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The multiple listing information is provided by the Stellar MLS from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Stellar MLS. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: SMITH & ASSOCIATES REAL ESTATE