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190 BANYAN BAY DRIVE

Townhouse Active With Contract
$659,500

BTC: 8.19458250

ETH: 271.17598684

-$36K (2026/08/10)
90 days
3 bds
2 ba
2,194 sqft

Overview

Under contract-accepting backup offers. Stop searching. This is the one buyers wait years for in Banyan Bay Welcome to Banyan Bay, one of St. Petersburg's premier gated waterfront communities. Opportunities like this are incredibly rare. This exceptional end-unit townhome offers a combination of privacy, upgrades, and outdoor living that simply doesn't exist anywhere else in the community. The backyard is what separates this home from everything else. Backing directly to the peaceful Little Banyan Bay Preserve, you'll enjoy a level of privacy and space that's almost impossible to find. No flooding, No storm damage, and has absolutely no competition. Whether you're hosting unforgettable gatherings, celebrating life's biggest moments, or simply unwinding after a long day, this backyard delivers an experience—not just a place to live. Step inside and you'll immediately appreciate the thoughtful design and quality throughout. Soaring ceilings, plantation shutters, and abundant natural light create a warm, inviting atmosphere. At the heart of the living space is a stunning custom-built entertainment wall featuring a sleek electric fireplace, handcrafted mantle, and shiplap accent wall—the perfect centerpiece that adds warmth, character, and a true custom-home feel. The beautifully updated kitchen features quartz countertops, a walk-in pantry, and an open layout designed for everyday living and effortless entertaining. With three spacious bedrooms, two-and-a-half bathrooms, and a generous upstairs bonus living area, there's room for everyone to relax and enjoy. The primary suite is its own private retreat, complete with a balcony overlooking the preserve—the perfect place to enjoy your morning coffee or end the day with a glass of wine surrounded by peaceful nature. Additional upgrades include a brand-new air conditioning system, GE whole-house water filtration system, impact windows and doors, and an oversized two-car garage with exceptional storage. Living in Banyan Bay means enjoying a truly low-maintenance, resort-style lifestyle. The HOA covers exterior maintenance, including the roof and building insurance, along with water, sewer, trash, cable, and internet. Residents also enjoy a heated pool, fishing pier, kayak storage, and beautifully maintained grounds. If you've been waiting for the best opportunity in Banyan Bay, your search ends here.** Between the unmatched backyard, premium upgrades, custom finishes, end-unit privacy, and incredible community amenities, there simply isn't another home that offers this complete package. Don't wait for another one to come along—because it won't.**

Location

Details

Type:
Residential
Parking:
Driveway / Garage Door Opener / Guest / Oversized
Year Built:
2004
Lot:
0.03 Acres
Heating:
Central / Electric
Price/sqft:
$301
Cooling:
Central Air
HOA:
$1,128

Valuation

Our model vs. what's actually selling nearby.
Estimate
$519,000
$386K – $698K
Confidence Low
List vs. estimate
$140K above estimate
List $659,500 · +27.1%
Our model says this listing is priced above recent comparable activity. Room to negotiate.
Price per sq ft
$300
-2.8% vs. city median $309
Based on
22 MLS comparables
Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax
$8,394
2025
HOA
$1,128/mo
Cable TV, Community Pool, Escrow Reserves Fund
Pool
In Ground
View
Trees/Woods
Garage
2 car garage
Pets
Allowed
All facts and features
  • Flooring

    • Bamboo

    • Carpet

    • Ceramic Tile

    • Hardwood

    Heating

    • Central

    • Electric

    Cooling

    • Central Air

    Appliances

    • Dishwasher

    • Disposal

    • Dryer

    • Microwave

    • Range

    • Refrigerator

    • Washer

    Other interior features

    • Cathedral Ceiling(s)

    • Ceiling Fan(s)

    • Crown Molding

    • High Ceilings

    • Living Room/Dining Room Combo

    • PrimaryBedroom Upstairs

    • Solid Surface Counters

    • Solid Wood Cabinets

    • Tray Ceiling(s)

    • Walk-In Closet(s)

    • Window Treatments

    Bedrooms and bathrooms

    • Bedrooms: 3

    • Bathrooms: 1

    • Full bathrooms: 2

  • Parking

    • Driveway

    • Garage Door Opener

    • Guest

    • Oversized

    Property

    • Levels: Two

    • Exterior Features: Balcony / French Doors / Irrigation System / Rain Gutters / Sliding Doors

    Lot

    • Lot: 0.03 Acres

    Other Property Information

    • Parcel Number: 063217025650000370

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Townhouse

  • Utility

    • BB/HS Internet Available

    • Cable Connected

    • Electricity Connected

    • Sewer Connected

    • Sprinkler Recycled

    • Street Lights

    • Underground Utilities

    • Water Connected

  • Other financial information

    • HOA: $1,128

    • HOA Frequency: Monthly

    • Annual tax amount: $8,394

  • Source details

    • MLS ID: TB8524673

    Other facts

    • Construction Materials: Block / Stucco

    • Foundation Details: Slab

    • Fireplace Features: Electric / Living Room / Non Wood Burning

    • Laundry Features: Inside / Laundry Room

    • Lot Features: Conservation Area / Cul-De-Sac / FloodZone / City Lot / Sidewalk

    • Patio And Porch Features: Covered / Deck / Patio / Porch

    • Pool Features: In Ground

    • Window Features: Blinds / Thermal Windows

    • Direction Faces: Northwest

    • Fireplace: Yes

    • Water Body Name: LITTLE BAYOU ON TAMPA BAY

    • Garage Spaces: 2

    • Attached Garage: Yes

    • Garage: Yes

    • Living Area: 2194

    • Water Source: Public

    • Subdivision Name: BANYAN BAY AT RUTLAND

Private inquiry
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The multiple listing information is provided by the Stellar MLS from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Stellar MLS. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: COLDWELL BANKER REALTY