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4324 SPINNAKER COVE LANE

Townhouse For Sale
$534,200

BTC: 6.56588004

ETH: 219.65460526

26 days
Waterfront
3 bds
3 ba
2,540 sqft

Overview

Virtually Staged. This waterfront townhouse, with its own deeded boat slip, offers the seaside, maintenance-free lifestyle you have been looking for, so your weekends can be spent on the boat! Act quickly, as this property (built in 2005) offers a lower price-point (lowest price in Spinnaker Cove) than a single-family house on the water, and it’s within an exclusive, gated community. Lock-it-and-leave when you travel (airport is 10 minutes away) and enjoy your large, private boat slip a half-block walk from your front door when you are back in paradise. (Seller had a 42’ Sea Ray, so water depth is ample) Cruise down to St. Pete, the Gulf or over to a waterfront restaurant for a well-deserved break. The space in the home is amazing, with high ceilings, bedrooms away from entertaining areas, and two incredible living areas (one on each of two levels). Enjoy tropical orange sunsets over the bay from your kitchen, morning den, family room and master. Plus, relish the oversized master bedroom, bath and walk-in closet. Luxury elements such as a huge wet bar in your recreational family room, charming nooks in the kitchen, a convenient laundry on the bedroom level and built-in garage storage will impress you. The first level is perfect for everyday relaxation or parties. The first floor rec room/family room overlooks a sunny patio, a large grassy area and the waterfront. Plus, it features a full bath and a wet bar/party kitchen. This layout is well thought out and high and dry! Even in the hurricanes of 2024, only a few inches of water entered in the garage, leaving all three levels of living areas untouched. From your back porches and patios, you will cherish water views and a large grassy area for pets or friends to gather. Don’t like carpet? Want new flooring? No worries. The seller is offering a $10,000 credit at closing toward your closing costs so you can spend your money on the flooring you love. Flood insurance is only $1700/year and the HOA covers all exterior maintenance, including the roof and seawalls.

Location

Details

Type:
Residential
Parking:
Driveway / Garage Door Opener / Ground Level
Year Built:
2005
Lot:
0.04 Acres
Heating:
Central / Electric
Price/sqft:
$210
Cooling:
Central Air
HOA:
$620

Valuation

Our model vs. what's actually selling nearby.
Estimate
$618,500
$449K – $699K
Confidence Low
List vs. estimate
$84K below estimate
List $534,200 · -13.6%
Our model says this listing is priced below recent comparable activity. Expect competition.
Price per sq ft
$210
-5.8% vs. city median $223
Based on
35 MLS comparables
Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax
$7,517
2026
HOA
$620/mo
Common Area Taxes, Community Pool, Escrow Reserves Fund
Pool
Outside Bath Access
View
Park/Greenbelt, Water
Waterfront
Bay/Harbor Front, Canal Front
Garage
2 car garage
Pets
Allowed
All facts and features
  • Flooring

    • Carpet

    • Ceramic Tile

    • Tile

    Heating

    • Central

    • Electric

    Cooling

    • Central Air

    Appliances

    • Bar Fridge

    • Dishwasher

    • Disposal

    • Dryer

    • Electric Water Heater

    • Microwave

    • Range

    • Refrigerator

    • Washer

    • Water Filtration System

    Other interior features

    • Cathedral Ceiling(s)

    • Ceiling Fan(s)

    • Dry Bar

    • Eating Space In Kitchen

    • High Ceilings

    • Kitchen/Family Room Combo

    • Open Floorplan

    • PrimaryBedroom Upstairs

    • Solid Wood Cabinets

    • Split Bedroom

    • Stone Counters

    • Walk-In Closet(s)

    • Wet Bar

    Bedrooms and bathrooms

    • Bedrooms: 3

    • Bathrooms: 1

    • Full bathrooms: 3

  • Parking

    • Driveway

    • Garage Door Opener

    • Ground Level

    Property

    • Levels: Three Or More

    • Exterior Features: Irrigation System / Sliding Doors

    Lot

    • Lot: 0.04 Acres

    Other Property Information

    • Parcel Number: U11291764200000900006.0

    • Zoning: PD

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Townhouse

  • Utility

    • Cable Available

    • Electricity Available

    • Electricity Connected

    • Fiber Optics

    • Phone Available

    • Public

    • Sewer Available

    • Sewer Connected

    • Street Lights

    • Water Available

    • Water Connected

  • Other financial information

    • HOA: $620

    • HOA Frequency: Monthly

    • Annual tax amount: $7,518

  • Source details

    • MLS ID: TB8549934

    Other facts

    • Construction Materials: Block / Stucco

    • Foundation Details: Crawlspace

    • Laundry Features: Inside / Laundry Closet / Upper Level

    • Lot Features: Cleared / Conservation Area / Flood Insurance Required / FloodZone / In County / Landscaped / Level / Near Golf Course / Private

    • Patio And Porch Features: Deck / Patio / Porch / Rear Porch

    • Pool Features: Outside Bath Access

    • Window Features: Aluminum Frames / Insulated Windows

    • Direction Faces: Southeast

    • Architectural Style: Coastal / Contemporary / Florida

    • Waterfront: Yes

    • Water Body Name: TAMPA BAY

    • Garage Spaces: 2

    • Attached Garage: Yes

    • Garage: Yes

    • Living Area: 2540

    • Water Source: Public

    • Subdivision Name: SPINNAKER COVE TWNHMS

Private inquiry
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The multiple listing information is provided by the Stellar MLS from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Stellar MLS. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: COLDWELL BANKER REALTY