643 GARLAND CIRCLE

Townhouse Active With Contract

$640,000

BTC: 9.95721509

ETH: 336.37472144

-$39K (2026/06/27)

58 days

Waterfront

Active With Contract

Townhouse

2 bds •

2 ba •

1,465 sqft

Overview

Under contract-accepting backup offers. WATERFRONT TOWNHOME WITH DEEDED BOAT SLIP — INDIAN ROCKS BEACH, FL Boater’s dream and beach lover’s delight — beautifully upgraded 2-bedroom, 2-bath townhome just two blocks from the white sands of Indian Rocks Beach and directly on the Intracoastal Waterway. This turnkey property includes a deeded boat slip with a 12,000-lb davit/master lift for easy launch to open water. Highlights: Prime waterfront location with sweeping Intracoastal views from multiple levels New exterior decks on each floor — perfect for morning coffee, sunsets, or entertaining Open interior with vaulted ceilings for an airy, light-filled living space Updated kitchen with corian countertops, newer cabinetry and appliances Low-maintenance finishes: newer carpet and tile throughout First-floor air-conditioned bonus room with generous storage — ideal for fishing, boating and beach gear Roofs were recently replaced in April 2026, providing added peace of mind Community & Lifestyle: Resort-style amenities: heated pool, hot tub, tennis courts and pickleball court Steps to beach access, dining, and recreation — excellent for primary residence, vacation getaway, or investment rental Don’t miss this rare combination of easy beach living and true waterfront boating access in Indian Rocks Beach.

Location

Florida • INDIAN ROCKS BEACH • 33785 • Townhouse • Active With Contract • Waterfront

Details

Type:

Residential

Parking:

No Data

Year Built:

1994

Lot:

0.03 Acres

Heating:

Central

Price/sqft:

$437

Cooling:

Central Air

HOA:

$898

Type:

Residential

Parking:

No Data

Year Built:

1994

Lot:

0.03 Acres

Heating:

Central

Price/sqft:

$437

Cooling:

Central Air

HOA:

$898

Private inquiry

Talk to the advisor on this listing.

Floor plans, HOA docs, off-market comparables, scheduling a private showing — one message, direct to the local specialist.

Valuation

Our model vs. what's actually selling nearby.

Estimate

$550,000

$389K – $799K

Confidence Low

List vs. estimate

$90K above estimate

List $640,000 · +16.4%

Our model says this listing is priced above recent comparable activity. Room to negotiate.

Price per sq ft

$436

-6.8% vs. city median $468

Based on

21 MLS comparables

Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax

$7,689

2025

HOA

$898/mo

Cable TV, Escrow Reserves Fund, Insurance

Pool

In Ground

View

Water

Waterfront

Canal Front, Waterfront

Garage

1 car garage

Furnished

Pets

Allowed

All facts and features

Flooring

• Carpet

• Ceramic Tile

Heating

• Central

Cooling

• Central Air

Appliances

• Convection Oven

• Cooktop

• Dishwasher

• Disposal

• Dryer

• Electric Water Heater

• Exhaust Fan

• Ice Maker

• Microwave

• Range

• Refrigerator

• Washer

Other interior features

• Ceiling Fan(s)

• High Ceilings

• Living Room/Dining Room Combo

• Open Floorplan

• PrimaryBedroom Upstairs

• Solid Surface Counters

• Solid Wood Cabinets

• Thermostat

• Walk-In Closet(s)

• Window Treatments

Bedrooms and bathrooms

• Bedrooms: 2

• Full bathrooms: 2
Property

• Levels: Three Or More

• Pool Private: Yes

• Exterior Features: Balcony / Sliding Doors / Tennis Court(s)

Lot

• Lot: 0.03 Acres

Other Property Information

• Parcel Number: 123014201400110500
Type and style

• Property Type: Residential

• Property Sub Type: Townhouse
Utility

• BB/HS Internet Available

• Cable Available

• Cable Connected

• Electricity Connected

• Fire Hydrant

• Sewer Connected

• Street Lights
Other financial information

• HOA: $898

• HOA Frequency: Monthly

• Annual tax amount: $7,690
Source details

• MLS ID: TB8512290

Other facts

• Construction Materials: Block / Stucco

• Foundation Details: Slab

• Fireplace Features: Family Room

• Laundry Features: Electric Dryer Hookup / Laundry Closet

• Lot Features: Near Marina

• Pool Features: In Ground / Outside Bath Access

• Window Features: Shutters

• Direction Faces: North

• Waterfront: Yes

• Fireplace: Yes

• Garage Spaces: 1

• Attached Garage: Yes

• Garage: Yes

• Living Area: 1465

• Water Source: Public

• Subdivision Name: CURLEW LANDINGS SOUTH

Private inquiry

Talk to the advisor on this listing.

Floor plans, HOA docs, off-market comparables, scheduling a private showing — one message, direct to the local specialist.

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The multiple listing information is provided by the Stellar MLS from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Stellar MLS. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: MINARET REALTY

643 GARLAND CIRCLE

Overview

Location

Details

Valuation

Highlights

Interior details

Property details

Construction details

Utilities / Green Energy Details

HOA and Financial Details

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