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643 GARLAND CIRCLE

Townhouse For Sale
$679,000

BTC: 10.60937500

ETH: 388.88888889

7 days
Waterfront
2 bds
2 ba
1,465 sqft

Overview

WATERFRONT TOWNHOME WITH DEEDED BOAT SLIP — INDIAN ROCKS BEACH, FL Boater’s dream and beach lover’s delight — beautifully upgraded 2-bedroom, 2-bath townhome just two blocks from the white sands of Indian Rocks Beach and directly on the Intracoastal Waterway. This turnkey property includes a deeded boat slip with a 12,000-lb davit/master lift for easy launch to open water. Highlights: Prime waterfront location with sweeping Intracoastal views from multiple levels New exterior decks on each floor — perfect for morning coffee, sunsets, or entertaining Open interior with vaulted ceilings for an airy, light-filled living space Updated kitchen with corian countertops, newer cabinetry and appliances Low-maintenance finishes: newer carpet and tile throughout First-floor air-conditioned bonus room with generous storage — ideal for fishing, boating and beach gear Roofs were recently replaced in April 2026, providing added peace of mind Community & Lifestyle: Resort-style amenities: heated pool, hot tub, tennis courts and pickleball court Steps to beach access, dining, and recreation — excellent for primary residence, vacation getaway, or investment rental Don’t miss this rare combination of easy beach living and true waterfront boating access in Indian Rocks Beach.

Location

Details

Type:
Residential
Parking:
No Data
Year Built:
1994
Lot:
0.03 Acres
Heating:
Central
Price/sqft:
$463
Cooling:
Central Air
HOA:
$898

Valuation

Our model vs. what's actually selling nearby.
Estimate
$562,500
$394K – $792K
Confidence Low
List vs. estimate
$116K above estimate
List $679,000 · +20.7%
Our model says this listing is priced above recent comparable activity. Room to negotiate.
Price per sq ft
$463
-5.6% vs. city median $490
Based on
22 MLS comparables
Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax
$7,689
2025
HOA
$898/mo
Cable TV, Escrow Reserves Fund, Insurance
Pool
In Ground
View
Water
Waterfront
Canal Front, Waterfront
Garage
1 car garage
Furnished
Furnished
Pets
Allowed
All facts and features
  • Flooring

    • Carpet

    • Ceramic Tile

    Heating

    • Central

    Cooling

    • Central Air

    Appliances

    • Convection Oven

    • Cooktop

    • Dishwasher

    • Disposal

    • Dryer

    • Electric Water Heater

    • Exhaust Fan

    • Ice Maker

    • Microwave

    • Range

    • Refrigerator

    • Washer

    Other interior features

    • Ceiling Fan(s)

    • High Ceilings

    • Living Room/Dining Room Combo

    • Open Floorplan

    • PrimaryBedroom Upstairs

    • Solid Surface Counters

    • Solid Wood Cabinets

    • Thermostat

    • Walk-In Closet(s)

    • Window Treatments

    Bedrooms and bathrooms

    • Bedrooms: 2

    • Full bathrooms: 2

  • Property

    • Levels: Three Or More

    • Pool Private: Yes

    • Exterior Features: Balcony / Sliding Doors / Tennis Court(s)

    Lot

    • Lot: 0.03 Acres

    Other Property Information

    • Parcel Number: 123014201400110500

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Townhouse

  • Utility

    • BB/HS Internet Available

    • Cable Available

    • Cable Connected

    • Electricity Connected

    • Fire Hydrant

    • Sewer Connected

    • Street Lights

  • Other financial information

    • HOA: $898

    • HOA Frequency: Monthly

    • Annual tax amount: $7,690

  • Source details

    • MLS ID: TB8512290

    Other facts

    • Construction Materials: Block / Stucco

    • Foundation Details: Slab

    • Fireplace Features: Family Room

    • Laundry Features: Electric Dryer Hookup / Laundry Closet

    • Lot Features: Near Marina

    • Pool Features: In Ground / Outside Bath Access

    • Window Features: Shutters

    • Direction Faces: North

    • Waterfront: Yes

    • Fireplace: Yes

    • Garage Spaces: 1

    • Attached Garage: Yes

    • Garage: Yes

    • Living Area: 1465

    • Water Source: Public

    • Subdivision Name: CURLEW LANDINGS SOUTH

Private inquiry
Talk to the advisor on this listing.
Floor plans, HOA docs, off-market comparables, scheduling a private showing — one message, direct to the local specialist.

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The multiple listing information is provided by the Stellar MLS from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Stellar MLS. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: MINARET REALTY