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3165 PHLOX DRIVE

House For Sale
$230,000

BTC: 3.50076104

ETH: 136.01419279

-$20K (2026/06/15)
5 days
3 bds
1 ba
855 sqft

Overview

PRICED TO SELL! Your Palm Harbor Paradise Awaits in Coveted Cloverplace Stop scrolling—you just found the one. Tucked away in the highly sought-after Cloverplace community, this charming villa-style home offers something increasingly rare in today's market: affordability, privacy, land ownership, low HOA fees, and an unbeatable Palm Harbor location. With only one shared wall and a private fenced backyard, you'll enjoy the feel of a single-family home without the maintenance headaches. From the moment you step inside, you'll be greeted by bright, sun-filled living spaces designed for easy Florida living. The spacious living and dining areas flow effortlessly together, creating the perfect backdrop for entertaining friends, hosting family gatherings, or simply enjoying a quiet evening at home. The beautifully updated kitchen is sure to impress with granite countertops, stainless steel appliances, and crisp white cabinetry, offering both style and functionality for the home chef. Retreat to the oversized primary suite, your own private sanctuary featuring sliding glass doors leading to a versatile bonus room filled with natural light. Whether you envision a home office, reading lounge, fitness room, craft space, or peaceful retreat, this bonus area adds flexibility rarely found at this price point. Step outside and discover your own backyard oasis. The private fenced yard offers space to garden, grill, entertain, or simply soak in Florida's year-round sunshine. Morning coffee tastes better here. Evening cocktails feel more relaxing here. Life simply feels easier here. Major updates provide peace of mind and long-term value, including: New Roof (2016) New A/C System (2018) Move-in-ready condition The Lifestyle You've Been Looking For Imagine spending weekends lounging by the sparkling community pool, enjoying dinner at nearby local favorites, shopping just minutes away, and reaching some of Florida's most breathtaking Gulf beaches in a short drive. With incredibly low monthly HOA fees covering water, sewer, trash, community maintenance, sidewalks, streets, and recreational facilities, you'll enjoy a carefree lifestyle without the burden of excessive costs. Cloverplace is: * All Ages Welcome * Pet Friendly * Investor Friendly Location. Lifestyle. Value. Whether you're a first-time buyer, snowbird, retiree, investor, or someone looking to simplify without sacrificing comfort, opportunities like this don't come around often. Homes in Cloverplace are known for their desirability, affordability, and convenient Palm Harbor location—and this one delivers on all three. Don't wait for someone else to claim your piece of paradise. Schedule your private showing today and discover why this Cloverplace gem may be the best value currently available in Palm Harbor.

Location

Details

Type:
Residential
Parking:
No Data
Year Built:
1984
Lot:
0.09 Acres
Heating:
Central
Price/sqft:
$269
Cooling:
Central Air
HOA:
$225

Valuation

Our model vs. what's actually selling nearby.
Estimate
$252,450
$177K – $296K
Confidence Low
List vs. estimate
$22K below estimate
List $230,000 · -8.9%
Our model says this listing is priced below recent comparable activity. Expect competition.
Price per sq ft
$269
-5.2% vs. city median $283
Based on
26 MLS comparables
Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax
$743
2025
HOA
$225/mo
Community Pool, Pool Maintenance, Recreational Facilities
Pool
In Ground
Garage
1 car garage
Pets
Allowed
All facts and features
  • Flooring

    • Carpet

    • Tile

    Heating

    • Central

    Cooling

    • Central Air

    Appliances

    • Dishwasher

    • Disposal

    • Range

    • Range Hood

    • Refrigerator

    • Washer

    Other interior features

    • Ceiling Fan(s)

    • Eating Space In Kitchen

    • Living Room/Dining Room Combo

    • Primary Bedroom Main Floor

    • Solid Surface Counters

    • Solid Wood Cabinets

    • Stone Counters

    • Vaulted Ceiling(s)

    Bedrooms and bathrooms

    • Bedrooms: 3

    • Full bathrooms: 1

  • Property

    • Levels: One

    • Exterior Features: Irrigation System / Lighting

    Lot

    • Lot: 0.09 Acres

    Other Property Information

    • Parcel Number: 082816167950052050

    • Zoning: RPD-7.5

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Villa

  • Utility

    • BB/HS Internet Available

    • Public

    • Street Lights

  • Other financial information

    • HOA: $225

    • HOA Frequency: Monthly

    • Annual tax amount: $744

  • Source details

    • MLS ID: TB8517639

    Other facts

    • Construction Materials: Stucco / Wood Frame (FSC Certified)

    • Foundation Details: Slab

    • Laundry Features: Inside

    • Lot Features: City Lot / In County / Landscaped / Sidewalk

    • Patio And Porch Features: Enclosed / Rear Porch

    • Pool Features: In Ground

    • Direction Faces: North

    • Architectural Style: Cottage

    • Garage Spaces: 1

    • Attached Garage: Yes

    • Garage: Yes

    • Living Area: 855

    • Water Source: None

    • Subdivision Name: CLOVERPLACE CONDO

Private inquiry
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The multiple listing information is provided by the Stellar MLS from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Stellar MLS. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: KELLER WILLIAMS REALTY- PALM H