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5135 GEMSTONE DRIVE UNIT 103

Condo/Co-op For Sale
$89,900

BTC: 1.14303878

ETH: 35.52657578

57 days
1 bds
1 ba
708 sqft

Overview

Welcome to this beautifully updated 1-bedroom, 1-bath condo offering comfort, convenience, and exceptional value in a charming, intimate community. This move-in-ready residence features a completely renovated kitchen with new cabinetry, countertops, and stainless steel appliances. The bathroom has also been fully updated with a new tub, vanity, toilet, and tiled tub surround. Additional upgrades include a new A/C system, new water heater, luxury vinyl flooring throughout the living room and bedroom, and new exterior front and sliding glass doors. The spacious primary bedroom offers a large walk-in closet, while additional storage can be found in the bathroom linen closet, utility closet, private storage unit, and included carport—features rarely available with similar units. The monthly HOA fee of $455 includes cable, internet, water, sewer, trash, exterior maintenance, grounds maintenance, and building insurance, helping make ownership simple and affordable. Residents also enjoy access to a convenient community laundry facility. Ideally located within walking distance of grocery stores, shopping, restaurants, and public transportation. For an additional $200 annually, residents may join the Gulf Harbors Beach Club and enjoy access to a private beach on the Gulf of Mexico. This thoughtfully updated condo is perfect as a primary residence, seasonal retreat, or low-maintenance Florida getaway. Schedule your private showing today! Virtual staging has been used in select listing photographs.

Location

Details

Type:
Residential
Parking:
Covered
Year Built:
1978
Lot:
0.02 Acres
Heating:
Central
Price/sqft:
$127
Cooling:
Central Air
HOA:
$455

Valuation

Our model vs. what's actually selling nearby.
Estimate
$113,400
$71K – $161K
Confidence Low
List vs. estimate
$23K below estimate
List $89,900 · -20.7%
Our model says this listing is priced below recent comparable activity. Expect competition.
Price per sq ft
$126
-0.9% vs. city median $128
Based on
30 MLS comparables
Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax
$1,047
2025
HOA
$455/mo
Cable TV, Common Area Taxes, Insurance
Pets
Allowed
All facts and features
  • Flooring

    • Laminate

    Heating

    • Central

    Cooling

    • Central Air

    Appliances

    • Dishwasher

    • Microwave

    • Range

    • Refrigerator

    Other interior features

    • Ceiling Fan(s)

    • Open Floorplan

    • Stone Counters

    • Thermostat

    Bedrooms and bathrooms

    • Bedrooms: 1

    • Full bathrooms: 1

  • Parking

    • Covered

    Property

    • Levels: Two

    • Exterior Features: Sidewalk

    Lot

    • Lot: 0.02 Acres

    Other Property Information

    • Parcel Number: 162607041.0200.00203.0

    • Zoning: MF1

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Condominium

  • Utility

    • Cable Available

    • Phone Available

    • Sewer Connected

    • Water Available

  • Other financial information

    • HOA: $455

    • HOA Frequency: Monthly

    • Annual tax amount: $1,048

  • Source details

    • MLS ID: TB8530127

    Other facts

    • Construction Materials: Stucco

    • Foundation Details: Slab

    • Laundry Features: Common Area

    • Direction Faces: Northeast

    • Living Area: 708

    • Water Source: Public

    • Subdivision Name: HARBOR VILLAS CONDO PH 01

Private inquiry
Talk to the advisor on this listing.
Floor plans, HOA docs, off-market comparables, scheduling a private showing — one message, direct to the local specialist.

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The multiple listing information is provided by the Stellar MLS from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Stellar MLS. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: OFFERPAD BROKERAGE FL, LLC