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164 S SAINT THOMAS CIRCLE

Active With Contract
$349,000

BTC: 5.45312500

ETH: 199.88545246

6 days
Waterfront
2 bds
2 ba
1,512 sqft

Overview

Waterfront opportunity in Caribbean Isles—don’t miss this one! This move-in ready 2-bedroom plus den (easily a 3rd bedroom), 2-bath home is perfectly positioned on a peaceful canal with direct access to Tampa Bay and your own private dock with covered lift—bring the boat and start living the lifestyle immediately. Inside, the open, easy-flow layout feels bright and welcoming, with neutral finishes, an electric fireplace, and a flexible den behind French doors. The kitchen is generously sized with a tile backsplash (2025), resurfaced countertops (2025), walk-in pantry, and a conveniently located laundry closet. The dining area opens into an expansive L-shaped enclosed lanai with shades and calming water views—ideal for relaxing or entertaining. Major updates were completed in 2022, including luxury vinyl plank flooring, carpet, range, microwave, and a whole-house water softener, giving you peace of mind from day one. Step outside to a paver patio and low-maintenance yard along a community-maintained concrete canal.The primary suite offers two mirrored walk-in closets, dual sinks, and a fully tiled step-in shower, while both bathrooms feature windows for natural light. You’ll also appreciate parking for 4+ vehicles and two large powered storage/workshop spaces—rare and incredibly useful. And the best part: NO LOT RENT. Just a low $242/month maintenance fee, and the ownership share of this waterfront lot is included in the price. Waterfront homes with this setup and price structure don’t last—schedule your showing before it’s gone.

Location

Details

Type:
Residential
Parking:
Covered / Golf Cart Parking / Off Street / Open / Tandem
Year Built:
2004
Lot:
0.14 Acres
Heating:
Central
Price/sqft:
$231
Cooling:
Central Air
HOA:
$242

Valuation

Our model vs. what's actually selling nearby.
Estimate
$296,250
$218K – $349K
Confidence Low
List vs. estimate
$52K above estimate
List $349,000 · +17.8%
Our model says this listing is priced above recent comparable activity. Room to negotiate.
Price per sq ft
$230
+1.1% vs. city median $228
Based on
48 MLS comparables
Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax
$2,586
2025
HOA
$242/mo
Community Pool, Escrow Reserves Fund, Manager
View
Water
Waterfront
Canal Front, Waterfront
Pets
Breed Restrictions, Number Limit
All facts and features
  • Flooring

    • Carpet

    • Luxury Vinyl

    • Tile

    Heating

    • Central

    Cooling

    • Central Air

    Appliances

    • Dishwasher

    • Disposal

    • Dryer

    • Electric Water Heater

    • Exhaust Fan

    • Ice Maker

    • Microwave

    • Range

    • Washer

    • Water Filtration System

    Other interior features

    • Ceiling Fan(s)

    • Crown Molding

    Bedrooms and bathrooms

    • Bedrooms: 2

    • Full bathrooms: 2

  • Parking

    • Covered

    • Golf Cart Parking

    • Off Street

    • Open

    • Tandem

    Property

    • Levels: One

    • Exterior Features: Private Entrance / Private Mailbox / Rain Gutters / Storage

    Lot

    • Lot: 0.14 Acres

    Other Property Information

    • Parcel Number: U22311960600000000013.0

    • Zoning: PD

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Manufactured Home

  • Utility

    • Cable Available

    • Electricity Connected

    • Fiber Optics

    • Public

    • Street Lights

    • Underground Utilities

    • Water Connected

  • Other financial information

    • HOA: $242

    • HOA Frequency: Monthly

    • Annual tax amount: $2,587

  • Source details

    • MLS ID: TB8502543

    Other facts

    • Construction Materials: Vinyl Siding

    • Foundation Details: Crawlspace

    • Laundry Features: Inside / Laundry Closet

    • Lot Features: In County / Landscaped

    • Patio And Porch Features: Covered / Enclosed / Rear Porch / Screened

    • Window Features: Shades / Window Treatments

    • Direction Faces: North

    • Other Structures: Shed(s) / Workshop

    • Architectural Style: Coastal / Florida

    • Waterfront: Yes

    • Living Area: 1512

    • Water Source: Public

    • Subdivision Name: CARIBBEAN ISLES RESIDENTIAL CO

Private inquiry
Talk to the advisor on this listing.
Floor plans, HOA docs, off-market comparables, scheduling a private showing — one message, direct to the local specialist.

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The multiple listing information is provided by the Stellar MLS from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Stellar MLS. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: KELLER WILLIAMS SOUTH SHORE