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17945 SE 104TH TERRACE

House For Sale
$209,900

BTC: 2.76184211

ETH: 83.96000000

1 days
2 bds
2 ba
990 sqft

Overview

NEW ROOF 09/2026! You can find this beautiful property located within Spruce Creek South, an active 55+ gated golf cart community in Summerfield, Florida. This specific listing highlights a 2-bedroom, 2-bathroom, Extended Deep 1-car garage with storage and kayak hangers, 1-golf-cart garage added, enclosed lanai with vinyl windows and privacy shades sitting on 1/4 acre. This Cypress model offers an updated open-concept kitchen, vaulted ceilings, an enclosed Florida room, and an enhanced landscaped backyard! Key Highlights of This Listing Living Space & Design Include: NEW ROOF SEPT. 2026- MICROWAVE 2024- REFRIGERATOR 2025- SEPTIC PUMPED SEPT. 2026- GOLF CART GARAGE ADDITION 2016- Features a great room (living room, formal dining combo) with a vaulted ceiling, bright solar tube for natural light, and durable high end laminate wood flooring. Renovated Kitchen: The kitchen wall has been taken down to create a modern, open-concept flow. It includes tile flooring and a newly added table space. Enclosed Florida Room: Stretches your living space outdoors with newer windows, sunshades, a dedicated window A/C unit which has not been used recently, and a separate heating unit for year-round comfort. Primary Suite: A spacious master bedroom equipped with a large walk-in closet and an ensuite bath featuring a convenient walk-in shower. Outdoor Living: Newer interior paint inside with neutral colors, complemented by a newly added outdoor patio space and a beautifully landscaped backyard. Furniture Option: The seller is open to including the furniture upon request. The Spruce Creek South Lifestyle Living in Spruce Creek South gives residents access to excellent resort-style amenities just 2 miles from The Villages. A major perk of this neighborhood is that residents can legally cross U.S. 441 directly by golf cart from the main entrance to easily access surrounding shopping, dining, and medical facilities. On-site community features include: An 18-hole golf course, pro shop, and community restaurant. A massive community center with a live performance stage, dance floor, and dining accommodations. Hobby and game areas, including a billiard room, craft rooms, and spaces for cards or mahjong. There are many club entertaining events during the year, including meals. Outdoor sports courts for pickleball, tennis, shuffleboard, and softball. A community pool, a fitness center with his and hers saunas, bathrooms and showers... Outdoors there is a dedicated nature walking/biking paths, and a dog park. This community allows you to legally cross HWY 441 with your golfcart from main gate, and you are only 2 miles from "The Villages" town square by car. Another great option is direct access to the Spruce Terrace Plaza from the residential gate which offers a ton of more amenities, including Urgent Care, Dentists, Spa, Restaurants, Spiritual service, drug stores, Medical Supplies, Butcher shop, ice cream parlor, hair, nail, and barber services, and more... Make your appointment today, this one won't last long!

Location

Details

Type:
Residential
Parking:
Golf Cart Garage
Year Built:
1992
Lot:
0.26 Acres
Heating:
Central / Electric
Price/sqft:
$212
Cooling:
Central Air
HOA:
$180

Valuation

Our model vs. what's actually selling nearby.
Estimate
$190,000
$129K – $232K
Confidence Low
List vs. estimate
$19K above estimate
List $209,900 · +10.5%
Our model says this listing is priced above recent comparable activity. Room to negotiate.
Price per sq ft
$212
+12.7% vs. city median $188
Based on
56 MLS comparables
Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax
$2,637
2025
HOA
$179/mo
Community Pool, Manager, Pool Maintenance
Garage
1 car garage
Furnished
Turnkey
Pets
Allowed
All facts and features
  • Flooring

    • Laminate

    Heating

    • Central

    • Electric

    Cooling

    • Central Air

    Appliances

    • Built-In Oven

    • Cooktop

    • Dryer

    • Microwave

    • Refrigerator

    • Washer

    Other interior features

    • Cathedral Ceiling(s)

    • Ceiling Fan(s)

    • Eating Space In Kitchen

    • Open Floorplan

    • Vaulted Ceiling(s)

    • Walk-In Closet(s)

    • Window Treatments

    Bedrooms and bathrooms

    • Bedrooms: 2

    • Full bathrooms: 2

  • Parking

    • Golf Cart Garage

    Property

    • Levels: One

    • Exterior Features: Awning(s) / Balcony / Irrigation System / Private Mailbox / Rain Gutters / Sliding Doors

    Lot

    • Lot: 0.26 Acres

    Other Property Information

    • Parcel Number: 6006001013

    • Zoning: PUD

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Single Family Residence

  • Utility

    • BB/HS Internet Available

    • Electricity Available

    • Electricity Connected

    • Public

    • Sprinkler Meter

    • Water Available

    • Water Connected

  • Other financial information

    • HOA: $180

    • HOA Frequency: Monthly

    • Annual tax amount: $2,638

  • Source details

    • MLS ID: G5117445

    Other facts

    • Construction Materials: Vinyl Siding / Wood Frame

    • Foundation Details: Slab

    • Laundry Features: In Garage

    • Window Features: Drapes / Shades / Window Treatments

    • Direction Faces: South

    • Garage Spaces: 1

    • Attached Garage: Yes

    • Garage: Yes

    • Living Area: 990

    • Water Source: Public

    • Lot Size Dimensions: 103 x 112

    • Subdivision Name: SPRUCE CRK SOUTH 06

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The multiple listing information is provided by the Stellar MLS from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Stellar MLS. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: RE/MAX PREMIER REALTY LADY LK