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20315 SW 86th Ct, Cutler Bay FL 33189

House For Sale
$550,000

BTC: 6.99300699

ETH: 217.34835013

New
Waterfront
3 bds
2 ba
1,510 sqft

Overview

Welcome to a rare lakefront opportunity in the heart of Cutler Bay! Nestled on a quiet cul-de-sac within a gated community, this 3-bedroom, 2-bathroom home offers beautiful lake views, a spacious backyard, and endless potential to create a home that truly reflects your style. Enjoy peaceful mornings overlooking the water, entertain family and friends on the private terrace, or transform the outdoor space into your own personal waterfront oasis. With a desirable location near schools, parks, Publix, shopping, dining, and major roadways, this property offers the perfect combination of privacy, convenience, and lakeside living. Whether you're looking for your next home or an opportunity to add value through personalized updates, this property is ready for your vision. Bring your ideas and make this Cutler Bay lakefront gem your own!

Location

Florida • Cutler Bay • 33189 • House • For Sale • Waterfront

Details

Type:
Residential
Parking:
Driveway
Year Built:
1989
Lot:
4060 Square Feet
Heating:
Central
Price/sqft:
$364
Cooling:
Electric
HOA:
$150

Valuation

Our model vs. what's actually selling nearby.
Estimate
$490,000
$300K – $550K
Confidence Low
List vs. estimate
$60K above estimate
List $550,000 · +12.2%
Our model says this listing is priced above recent comparable activity. Room to negotiate.
Price per sq ft
$364
-4.0% vs. city median $379
Based on
16 MLS comparables
+ 30 public-records sales within 0.5 mi
Median actual sale: $582K
Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax
$1,777
2025
HOA
$150/mo
View
Lake
Waterfront
Lake
All facts and features

  • Flooring

    • Ceramic Floor

    Heating

    • Central

    Cooling

    • Electric

    Appliances

    • Dishwasher

    • Electric Range

    • Other Equipment/Appliances

    • Refrigerator

    Other interior features

    • First Floor Entry

    • Garage Converted

    Bedrooms and bathrooms

    • Bedrooms: 3

    • Full bathrooms: 2

  • Parking

    • Driveway

    Lot

    • Lot: 4060 Square Feet

    Other Property Information

    • Parcel Number: 36-60-10-016-0140

    • Zoning: 0100

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Single Family Residence

  • Other financial information

    • HOA: $150

    • HOA Frequency: Monthly

    • Annual tax amount: $1,777

  • Source details

    • MLS ID: A12082786

    Other facts

    • Construction Materials: CBS Construction

    • Lot Features: Less Than 1/4 Acre Lot

    • Patio And Porch Features: Patio / Screened Porch

    • Direction Faces: Southwest

    • Architectural Style: Detached / One Story

    • Waterfront: Yes

    • Living Area: 1510

    • Water Source: Municipal Water

    • Subdivision Name: SEA GRAPE TOWN HOMES

Private inquiry
Talk to the advisor on this listing.
Floor plans, HOA docs, off-market comparables, scheduling a private showing — one message, direct to the local specialist.

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Market around this address

Live counts in the same area.
View all
This zip
33189
114
median $619K
Active
Same city
Cutler Bay
267
median $600K
Active
Same type
House
147
median $699K
Active
Similar price
$385K – $715K
112
median $600K
Active

The multiple listing information is provided by the Miami Association of REALTORS® from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Miami Association of REALTORS®. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: The Lab Realty Group, LLC