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204 POINCIANA LANE

House
$2,095,000

BTC: 27.10219922

ETH: 855.45120457

New
Waterfront
5 bds
3 ba
3,257 sqft

Overview

Welcome to waterfront living in the quiet avenues and impeccably manicured estates of Harbor Bluffs. This beautifully kept 5 br/3ba residence spans over 3,200sf of meticulously maintained living space on a west-facing canal, offering water views from virtually every vantage point. Inside, soaring ceilings and an extra-wide staircase make a statement upon entry. The generous, light filled, flexible open floor plan features multiple split-bedroom configurations, effortlessly adapting to your lifestyle. Designed for entertaining and multigenerational living, it provides abundant room for family and guests. A versatile fifth bedroom stands ready to transform into an office, fitness studio, or nursery. The patio terrace is complete with retractable awnings and a conversation pool to relax and watch dolphins play. A private dock with a 12,000-lb lift is your invitation to the Gulf, mere minutes away. Or, enjoy the Harbor Bluffs Park, just one block away, for neighborhood gatherings. Upstairs, the 2nd-story co-primary suite terrace is your vantage point for morning espresso, twilight cocktails, and front-row seats to Florida's legendary western sunsets. Freshly painted and thoughtfully curated, the home has been meticulously kept and maintened. Improvements include a new roof (2020), HVAC's (2023), and smart kitchen appliances (2022) featuring an oven with air-fryer technology, and craft-ice freezer. Premium impact-rated windows, an integrated whole-home central vacuum system, and custom architectural pavers (2021). The true brilliance of this property lies in its sheer versatility: as a multigenerational home, or secondary waterfront retreat. Positioned securely on the mainland in Harbor Bluffs, you enjoy the absolute best of both worlds - a quintessential waterfront lifestyle entirely detached from beach traffic and bridge delays. Located just blocks from Belleair's premier restaurants, boutiques, country clubs, and championship golf courses. Publix & Walgreens are a minute golf cart drive, while top-tier regional hospitals, international airports, and the white sands of Belleair and Clearwater beaches remain effortlessly within reach. Come for the sunsets, stay for the boating, and immerse yourself in the luxury lifestyle of Harbor Bluffs.

Location

Florida • LARGO • 33770 • House • • Waterfront

Details

Type:
Residential
Parking:
Driveway
Year Built:
1968
Lot:
0.24 Acres
Heating:
Electric
Price/sqft:
$643
Cooling:
Central Air
HOA:
$420

Valuation

Our model vs. what's actually selling nearby.
Estimate
$872,850
$473K – $2.0M
Confidence Low
List vs. estimate
$1.2M above estimate
List $2,095,000 · +140.0%
Our model says this listing is priced above recent comparable activity. Room to negotiate.
Price per sq ft
$643
+95.7% vs. city median $328
Based on
14 MLS comparables
Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax
$17,960
2025
HOA
$420/yr
Pool
Heated
View
Water
Waterfront
Intracoastal Waterway
Garage
2 car garage
Pets
Allowed
All facts and features

  • Flooring

    • Carpet

    • Ceramic Tile

    Heating

    • Electric

    Cooling

    • Central Air

    Appliances

    • Convection Oven

    • Dishwasher

    • Dryer

    • Microwave

    • Refrigerator

    • Washer

    Other interior features

    • Ceiling Fan(s)

    • Crown Molding

    • Eating Space In Kitchen

    • Living Room/Dining Room Combo

    • Open Floorplan

    • Primary Bedroom Main Floor

    • PrimaryBedroom Upstairs

    • Solid Wood Cabinets

    • Split Bedroom

    • Stone Counters

    • Thermostat

    • Walk-In Closet(s)

    Bedrooms and bathrooms

    • Bedrooms: 5

    • Full bathrooms: 3

  • Parking

    • Driveway

    Property

    • Levels: Two

    • Pool Private: Yes

    • Exterior Features: Balcony / Irrigation System / Lighting / Sliding Doors

    Lot

    • Lot: 0.24 Acres

    Other Property Information

    • Parcel Number: 322915358200000300

    • Zoning: R-2

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Single Family Residence

  • Utility

    • Electricity Connected

    • Public

    • Sewer Connected

    • Water Connected

  • Other financial information

    • HOA: $420

    • HOA Frequency: Annually

    • Annual tax amount: $17,961

  • Source details

    • MLS ID: TB8541809

    Other facts

    • Construction Materials: Block / Stucco

    • Foundation Details: Slab

    • Laundry Features: Laundry Room / Upper Level

    • Patio And Porch Features: Deck

    • Pool Features: Heated / In Ground

    • Direction Faces: East

    • Waterfront: Yes

    • Water Body Name: GULF INTRACOASTAL WATERWAY

    • Garage Spaces: 2

    • Attached Garage: Yes

    • Garage: Yes

    • Living Area: 3257

    • Water Source: Public

    • Lot Size Dimensions: 88 x 120

    • Subdivision Name: HARBOR BLUFFS SEC 5

Private inquiry
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More like this

No similar properties found in the area

Market around this address

Live counts in the same area.
View all
This zip
33770
147
median $349K
Active
Same city
LARGO
662
median $372K
Active
Same type
House
352
median $473K
Active
Similar price
$1.5M – $2.7M
35
median $1.8M
Active

The multiple listing information is provided by the Stellar MLS from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Stellar MLS. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: KELLER WILLIAMS REALTY PORTFOLIO COLLECTION