3098 SW Cedar Trail, Palm City FL 34990

House For Sale

$1,050,000

BTC: 16.90821256

ETH: 623.99714744

-$145K (2026/05/08)

60 days

Waterfront

For Sale

House

4 bds •

2 ba •

2,746 sqft

Overview

FRESH NEW PRICING INTRODUCES AN EXCEPTIONAL OPPORTUNITY - This elevated Key West-style waterfront home captures the essence of Old Florida charm while offering no-fixed-bridge access and a quick ride to open water. Set among lush tropical landscaping, the property offers a wonderful sense of privacy paired with exceptional spaces for entertaining. A long screened balcony extends the main living area into the treetops, creating true year-round indoor-outdoor living, perfect for enjoying sunsets and coastal breezes after a day on the water. Vaulted ceilings enhance the bright, open upper-level layout, where the kitchen, main living area, and primary suite are strategically positioned to take full advantage of elevation, natural light, and water views. The interior has been updated and reflects a relaxed coastal feel while still offering room to make it your own. Downstairs, guest bedrooms and a flexible living area provide ideal space for a game room, media lounge, or private retreat for visitors. With approximately 95+ feet of waterfront, a private dock, and a boat lift, your boat is always within reach. A heated pool, a new hot tub, and a new cabana, with multiple outdoor gathering areas, complete the experience. A cargo lift helps with easy access between level. Blending timeless Old Florida character with modern livability, this Palm City waterfront home offers the access, setting, and lifestyle that define the South Florida boating dream.

Location

Florida • Palm City • 34990 • House • For Sale • Waterfront

Details

Type:

Residential

Parking:

2 Or More Spaces / Driveway / Open

Year Built:

1996

Lot:

0.23 Acres

Heating:

Central / Electric / Zoned

Price/sqft:

$382

Cooling:

Central Air / Electric / Zoned

HOA:

$25

Type:

Residential

Parking:

2 Or More Spaces / Driveway / Open

Year Built:

1996

Lot:

0.23 Acres

Heating:

Central / Electric / Zoned

Price/sqft:

$382

Cooling:

Central Air / Electric / Zoned

HOA:

$25

Private inquiry

Talk to the advisor on this listing.

Floor plans, HOA docs, off-market comparables, scheduling a private showing — one message, direct to the local specialist.

Valuation

Our model vs. what's actually selling nearby.

Estimate

$640,000

$449K – $1.1M

Confidence Low

List vs. estimate

$410K above estimate

List $1,050,000 · +64.1%

Our model says this listing is priced above recent comparable activity. Room to negotiate.

Price per sq ft

$382

+22.1% vs. city median $313

Based on

11 MLS comparables

Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax

$13,701

2025

HOA

$25/mo

Pool

Equipment Stays

View

Canal, River

Waterfront

Canal Front, Canal Width 1-80 Feet

Parking

4 spaces

Furnished

Furniture For Sale,Furniture Negotiable

Pets

Allowed

All facts and features

Flooring

• Carpet

• Tile

Heating

• Central

• Electric

• Zoned

Cooling

• Central Air

• Electric

• Zoned

Appliances

• Electric Water Heater

• Dishwasher

• Disposal

• Dryer

• Microwave

• Refrigerator

• Washer

Other interior features

• Bar

• Built-in Features

• Entrance Foyer

• French Doors

• Pantry

• Split Bedroom

• Vaulted Ceiling(s)

• Volume Ceilings

• Walk-In Closet(s)

• Wet Bar

Bedrooms and bathrooms

• Bedrooms: 4

• Full bathrooms: 2
Parking

• 2 Or More Spaces

• Driveway

• Open

Property

• Levels: 2

• Pool Private: Yes

• Exterior Features: West Of Us1 / Balcony / Exterior Lights / Outdoor Shower / Screened Balcony

Lot

• Lot: 0.23 Acres

Other Property Information

• Parcel Number: 123840001000004104

• Zoning: res
Type and style

• Property Type: Residential

• Property Sub Type: Single Family Residence
Utility

• Cable Connected

• Phone Connected

• Septic

• Cable Available

• Electricity Available

• Phone Available
Other financial information

• HOA: $25

• HOA Frequency: Monthly

• Annual tax amount: $13,701
Source details

• MLS ID: B26014459

Other facts

• Construction Materials: Frame / Frame With Stucco

• Lot Features: Less Than 1/4 Acre Lot / Cul-De-Sac / Irregular Lot / Less Than 1 Acre / West Of US 1 / Treed Lot / Fenced / Septic

• Patio And Porch Features: Patio / Screened Porch

• Pool Features: Equipment Stays / Free Form / Heated / Private

• Window Features: Partial Accordian Shutters / Partial Impact Glass / Partial Panel Shutters/Awnings / Electric Shutters / Hurricane Shutters

• Direction Faces: East

• Other Structures: Livable / Extra Building/Shed / Shed(s) / Storage Shed

• Architectural Style: Two Story / Split Level

• Waterfront: Yes

• Living Area: 2746

• Water Source: Well

• Subdivision Name: RUSTIC HILLS,Rustic Hills

Private inquiry

Talk to the advisor on this listing.

Floor plans, HOA docs, off-market comparables, scheduling a private showing — one message, direct to the local specialist.

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The multiple listing information is provided by the Miami Association of REALTORS® from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Miami Association of REALTORS®. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: Keller Williams Realty Of The Treasure Coast

3098 SW Cedar Trail, Palm City FL 34990

Overview

Location

Details

Valuation

Highlights

Interior details

Property details

Construction details

Utilities / Green Energy Details

HOA and Financial Details

Other

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