Sell Your Home
Get a free home valuation
Contact
Tell us about your needs

3202 PINE SHADOW DRIVE

House For Sale
$449,000

BTC: 5.64779874

ETH: 184.62171053

New
Waterfront
3 bds
2 ba
1,176 sqft

Overview

Waterfront Under $450K | Lake Padgett Estates | Land O' Lakes Bring the ski boat, the fishing boat, and the jet ski! This updated 3-bed, 2-bath, 1,500 sq ft home with a 2-car garage sits on the shore of Lake Saxon in Lake Padgett Estates, with a private dock, canal access, and no backyard neighbors. It's the only waterfront home in the area currently offered under $450,000. The Home 3 bedrooms, 2 updated bathrooms, large 2-car garage Newer tile flooring throughout Roof is only 6 years old $6,000 water softening system Solar panels keep utilities under $75/month, even in summer 2-year-old dock Fruit trees: 3 mango trees and a Meyer lemon tree that bear fruit every year Not in a flood zone No HOA fees Financing Opportunity - Potential assumable FHA loan at approximately 4%, which could mean significant savings compared with current market rates. Assumption is subject to lender approval, buyer qualification, and FHA requirements. The Lifestyle Lake Padgett Estates gives you private access to 3 additional lakes, two of them ski lakes, with community boat ramps on all 4. Amenities include: 5 community parks and horse stables Tennis and pickleball courts Basketball court Children's playgrounds Covered picnic pavilions Waterfront living. Private dock. Ski lakes. No flood zone. No HOA. Solar-low utilities. Potential 4% assumable FHA loan. Opportunities like this don't last. Home is on a lockbox, so schedule your showing today!

Location

Details

Type:
Residential
Parking:
Driveway
Year Built:
1984
Lot:
0.25 Acres
Heating:
Electric
Price/sqft:
$382
Cooling:
Central Air
HOA:
No Data

Valuation

Our model vs. what's actually selling nearby.
Estimate
$399,000
$344K – $427K
Confidence Medium
List vs. estimate
$50K above estimate
List $449,000 · +12.5%
Our model says this listing is priced above recent comparable activity. Room to negotiate.
Price per sq ft
$381
+85.7% vs. city median $205
Based on
6 MLS comparables
Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax
$5,829
2025
View
Water
Waterfront
Canal - Freshwater
Garage
2 car garage
All facts and features
  • Flooring

    • Tile

    Heating

    • Electric

    Cooling

    • Central Air

    Appliances

    • Dishwasher

    • Dryer

    • Microwave

    • Range

    • Refrigerator

    • Washer

    Other interior features

    • High Ceilings

    • Open Floorplan

    • Stone Counters

    • Thermostat

    Bedrooms and bathrooms

    • Bedrooms: 3

    • Full bathrooms: 2

  • Parking

    • Driveway

    Property

    • Levels: One

    • Exterior Features: Other / Private Mailbox

    Lot

    • Lot: 0.25 Acres

    Other Property Information

    • Parcel Number: 182624006.0000.00A28.0

    • Zoning: PUD

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Single Family Residence

  • Utility

    • Electricity Connected

  • Other financial information

    • Annual tax amount: $5,830

  • Source details

    • MLS ID: TB8561275

    Other facts

    • Construction Materials: Block

    • Foundation Details: Slab

    • Laundry Features: In Garage

    • Direction Faces: West

    • Waterfront: Yes

    • Water Body Name: LAKE SAXON

    • Garage Spaces: 2

    • Attached Garage: Yes

    • Garage: Yes

    • Living Area: 1176

    • Water Source: Public

    • Subdivision Name: LAKE PADGETT ESTATES

Private inquiry
Talk to the advisor on this listing.
Floor plans, HOA docs, off-market comparables, scheduling a private showing — one message, direct to the local specialist.

More like this

For Sale
$434,999
House
4 bds · 2 ba · 2,302 sqft
PRESERVE AT LAKE THOMAS, LAND O LAKES
5734 GOLDEN OWL LOOP
New
For Sale
$324,900
Condo/Co-op
3 bds · 2 ba · 2,091 sqft
TERRACES AT PARADISE LAKES CONDO, LUTZ
21019 SUNPOINT WAY UNIT 201
New
For Sale
$550,000
House
4 bds · 3 ba · 2,207 sqft
WOODRIDGE, LUTZ
1648 WOODRIDGE COURT
New
For Sale
$569,000
House
5 bds · 3 ba · 3,032 sqft
PINE GLEN, LAND O LAKES
20827 WOODVALE LANE
New
For Sale
$485,000
House
3 bds · 2 ba · 1,870 sqft
OASIS, LAND O LAKES
2311 OASIS DRIVE
For Sale
$499,999
House
3 bds · 2 ba · 2,143 sqft
MORSANI PH 3B, LUTZ
19971 STONE PINE CIRCLE
For Sale
$535,000
House
5 bds · 3 ba · 3,773 sqft
ENCLAVE/TERRA BELLA PH 2,3, LAND O LAKES
3212 CALVANO DRIVE
For Sale
$385,000
House
4 bds · 2 ba · 1,825 sqft
SABLE RIDGE PH 03, LAND O LAKES
4421 TARKINGTON DRIVE

Market around this address

Live counts in the same area.
View all

The multiple listing information is provided by the Stellar MLS from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Stellar MLS. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: AMETHYST PROPERTY ADVISORS LLC