331 BAY STREET

House For Sale

$749,000

BTC: 9.50387127

ETH: 305.83911801

-$40K (2026/08/10)

84 days

Waterfront

For Sale

House

3 bds •

3 ba •

3,488 sqft

Overview

LAKEFRONT LIVING WITH AN ASSUMABLE 2.6% VA LOAN! Qualified buyers may be able to assume the existing VA loan at an incredible 2.6% interest rate, and you do NOT have to be a veteran to qualify for a VA loan assumption. This rare financing opportunity could mean substantial savings compared to today’s prevailing mortgage rates. Welcome to 331 Bay Street, an extensively renovated lakefront retreat situated on nearly 0.60 acres directly on beautiful Lake Ariana. Offering nearly 3,500 square feet of living space, this 3-bedroom, 3-bath home delivers the space, privacy, and waterfront lifestyle that make Florida living so special. Wake up to breathtaking lake views, spend the afternoon enjoying the water, and end your day watching the sunset from your private dock. Inside, expansive windows fill the home with natural light and showcase beautiful waterfront views throughout. The spacious floor plan offers multiple living and entertaining areas, an updated kitchen designed for gathering, generously sized bedrooms, and renovated bathrooms. Step outside to your private backyard oasis featuring a screened swimming pool, expansive outdoor entertaining areas, mature landscaping, and direct access to Lake Ariana. Boating, fishing, paddleboarding, pool days, and sunset evenings on the dock are all right outside your door. With NO HOA, ample parking, and convenient access to Central Florida, this property offers exceptional flexibility as a primary residence, second home, executive retreat, or investment property. Finding a lakefront home with nearly 0.60 acres, approximately 3,500 square feet, a private dock, swimming pool, NO HOA, AND the potential to assume a 2.6% VA loan is an opportunity that is difficult to duplicate. Schedule your private showing and experience the Lake Ariana lifestyle for yourself.

Location

Florida • AUBURNDALE • 33823 • House • For Sale • Waterfront

Details

Type:

Residential

Parking:

Circular Driveway / Driveway / Oversized

Year Built:

1973

Lot:

0.59 Acres

Heating:

Central

Price/sqft:

$215

Cooling:

Central Air

HOA:

No Data

Type:

Residential

Parking:

Circular Driveway / Driveway / Oversized

Year Built:

1973

Lot:

0.59 Acres

Heating:

Central

Price/sqft:

$215

Cooling:

Central Air

HOA:

No Data

Private inquiry

Talk to the advisor on this listing.

Floor plans, HOA docs, off-market comparables, scheduling a private showing — one message, direct to the local specialist.

Highlights

Annual tax

$7,447

2025

Pool

Deck

View

Water

Waterfront

Lake Front

Garage

2 car garage

All facts and features

Flooring

• Ceramic Tile

• Laminate

• Porcelain Tile

• Hardwood

Heating

• Central

Cooling

• Central Air

Appliances

• Dishwasher

• Disposal

• Ice Maker

• Range

• Range Hood

• Refrigerator

• Wine Refrigerator

Other interior features

• Ceiling Fan(s)

• Eating Space In Kitchen

• High Ceilings

• Open Floorplan

• Primary Bedroom Main Floor

• Solid Wood Cabinets

• Stone Counters

• Walk-In Closet(s)

• Wet Bar

• Window Treatments

Bedrooms and bathrooms

• Bedrooms: 3

• Full bathrooms: 3
Parking

• Circular Driveway

• Driveway

• Oversized

Property

• Levels: One

• Pool Private: Yes

• Exterior Features: Irrigation System / Lighting / Sidewalk / Sliding Doors

Lot

• Lot: 0.59 Acres

Other Property Information

• Parcel Number: 252802309500000130

• Zoning: R-1
Type and style

• Property Type: Residential

• Property Sub Type: Single Family Residence
Utility

• Cable Available

• Electricity Available

• Street Lights

• Water Available
Other financial information

• Annual tax amount: $7,447
Source details

• MLS ID: TB8516430

Other facts

• Construction Materials: Block / Stucco

• Foundation Details: Slab

• Laundry Features: Inside

• Lot Features: City Lot / Sidewalk

• Patio And Porch Features: Covered / Deck / Enclosed / Front Porch / Patio / Porch / Rear Porch / Screened

• Pool Features: Deck / Heated / In Ground / Screen Enclosure

• Window Features: Blinds / Window Treatments

• Direction Faces: East

• Other Structures: Shed(s)

• Waterfront: Yes

• Water Body Name: LAKE ARIANA

• Garage Spaces: 2

• Attached Garage: Yes

• Garage: Yes

• Living Area: 3488

• Water Source: Public

• Subdivision Name: FLANIGAN C R SUB

Private inquiry

Talk to the advisor on this listing.

Floor plans, HOA docs, off-market comparables, scheduling a private showing — one message, direct to the local specialist.

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The multiple listing information is provided by the Stellar MLS from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Stellar MLS. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: DIVINE ESTATES REALTY LLC

331 BAY STREET

Overview

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Utilities / Green Energy Details

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