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3550 OAK LAKE DRIVE

House Active With Contract
$319,900

BTC: 4.90794722

ETH: 168.13480217

-$10K (2026/07/16)
22 days
2 bds
2 ba
1,662 sqft

Overview

Under contract-accepting backup offers. Opportunity knocks! Bring your vision and transform this spacious home into the perfect Florida retreat. Located in a desirable 55+ community, this property is ready for renovation and offers incredible potential for buyers looking to customize a home to their own style and preferences. Whether you're searching for a primary residence, seasonal getaway, or investment opportunity, this fixer-upper is full of possibilities. Residents enjoy access to a community clubhouse and sparkling pool, providing the perfect setting to relax, socialize, and enjoy the Florida lifestyle. Conveniently located in Palm Harbor, you'll be just minutes from shopping, dining, golf courses, beautiful parks, and the area's renowned Gulf beaches. With solid potential, an excellent location, and sought-after community amenities, this home is a rare chance to build equity while creating the home you've always envisioned. Don't miss this opportunity to make it your own in one of Palm Harbor's welcoming active adult communities.

Location

Florida • PALM HARBOR • 34684 • House • Active With Contract

Details

Type:
Residential
Parking:
No Data
Year Built:
1987
Lot:
0.16 Acres
Heating:
Central
Price/sqft:
$192
Cooling:
Central Air
HOA:
$164

Valuation

Our model vs. what's actually selling nearby.
Estimate
$399,900
$310K – $527K
Confidence Low
List vs. estimate
$80K below estimate
List $319,900 · -20.0%
Our model says this listing is priced below recent comparable activity. Expect competition.
Price per sq ft
$192
-32.1% vs. city median $283
Based on
85 MLS comparables
Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax
$2,689
2025
HOA
$164/mo
Garage
2 car garage
Pets
Allowed
All facts and features

  • Flooring

    • Carpet

    Heating

    • Central

    Cooling

    • Central Air

    Appliances

    • Other

    Other interior features

    • Ceiling Fan(s)

    • Kitchen/Family Room Combo

    • Living Room/Dining Room Combo

    • Open Floorplan

    • Other

    Bedrooms and bathrooms

    • Bedrooms: 2

    • Full bathrooms: 2

  • Property

    • Levels: One

    • Exterior Features: Other

    Lot

    • Lot: 0.16 Acres

    Other Property Information

    • Parcel Number: 052816389250000360

    • Zoning: RPD-7.5

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Single Family Residence

  • Utility

    • Cable Available

    • Electricity Available

    • Electricity Connected

    • Sewer Available

    • Sewer Connected

    • Water Available

    • Water Connected

  • Other financial information

    • HOA: $164

    • HOA Frequency: Monthly

    • Annual tax amount: $2,689

  • Source details

    • MLS ID: TB8526542

    Other facts

    • Construction Materials: Block / Stucco

    • Foundation Details: Slab

    • Laundry Features: Other

    • Direction Faces: North

    • Garage Spaces: 2

    • Attached Garage: Yes

    • Garage: Yes

    • Living Area: 1662

    • Water Source: Public

    • Lot Size Dimensions: 65 x 105

    • Subdivision Name: HIGHLAND LAKES UNIT EIGHTEEN

Private inquiry
Talk to the advisor on this listing.
Floor plans, HOA docs, off-market comparables, scheduling a private showing — one message, direct to the local specialist.

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Market around this address

Live counts in the same area.
View all
This zip
34684
243
median $275K
Active
Same city
PALM HARBOR
544
median $379K
Active
Same type
House
291
median $524K
Active
Similar price
$223K – $415K
177
median $299K
Active

The multiple listing information is provided by the Stellar MLS from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Stellar MLS. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: HOYT REALTY