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407 CARTAGENA STREET

House For Sale
$399,900

BTC: 5.17335058

ETH: 163.29113924

New
3 bds
2 ba
2,049 sqft

Overview

Virtually Staged. Welcome to 407 Cartagena Street, a beautifully maintained 3-bedroom, 2-bath pool home in the desirable deed-restricted community of Deep Creek in Punta Gorda. Offering a split-bedroom floor plan, multiple living areas, and exceptional indoor-outdoor living, this move-in-ready home is well suited for both everyday comfort and entertaining. THE HOME IS NOT LOCATED IN A FLOOD ZONE and is connected to city water and sewer. Major improvements include a NEW A/C IN 2024 and METAL ROOF INSTALLED IN 2022. Attractive Florida-style architecture creates an inviting first impression with multiple gabled rooflines, arched windows, contrasting exterior accents, mature palms, and tropical landscaping. A generous driveway leads to the attached two-car garage, while an arched transom window and double entry doors enhance the covered front entrance. Inside, architectural details and abundant natural light create an open and welcoming atmosphere. The living and dining room features a vaulted ceiling, tile flooring, recessed lighting, updated fixtures and ceiling fans, and graceful arched openings. A wall of arched windows adds character, while pocket sliding glass doors open wide to the screened lanai, pool, and spa, creating a seamless indoor-outdoor connection and extending the living and entertaining space outdoors. The kitchen features white cabinetry, quartz countertops, a coordinating backsplash, stainless steel appliances, and extensive recessed lighting. A large peninsula with an undermount sink offers generous prep space and breakfast-bar seating, while a cozy breakfast nook provides an inviting spot for casual meals or morning coffee. Open to the family room, the kitchen creates a comfortable gathering area ideal for conversation and entertaining. The split-bedroom design provides privacy for owners and guests. The primary suite features two walk-in closets and French doors leading directly to the pool and lanai. Its ensuite bath offers separate vanities, a freestanding soaking tub, decorative wall tile, and a tiled walk-in shower with pebble-style flooring, complemented by an arched window and recessed lighting. On the opposite side of the home, both guest bedrooms include walk-in closets, and one features sliding glass doors providing direct access to the pool and lanai. The guest bathroom also serves as a convenient pool bath with direct lanai access and includes an updated vanity and tiled walk-in shower with rainfall and handheld showerheads. Outdoor living takes center stage on the oversized screened lanai and expansive pool deck, offering plenty of room for dining, lounging, and entertaining. The private pool is accompanied by a connected spa with a cascading waterfall feature, while a pool heat pump installed in 2021 adds to the amenities. Beyond the screened enclosure, greenbelt views and mature palms in the backyard create an attractive tropical backdrop, adding to the peaceful outdoor setting. Multiple access points from the home make the pool and lanai a natural extension of the interior living areas. Additional features include a large interior laundry room and an attached two-car garage with a NEW EPOXY FLOOR. Ideally located in Deep Creek, the home offers a peaceful residential setting convenient to shopping, dining, golf, parks, boating, historic downtown Punta Gorda, and Southwest Florida's beautiful Gulf Coast.

Location

Details

Type:
Residential
Parking:
Driveway / Garage Door Opener / Ground Level / Off Street
Year Built:
2003
Lot:
0.22 Acres
Heating:
Electric
Price/sqft:
$195
Cooling:
Central Air
HOA:
$210

Valuation

Our model vs. what's actually selling nearby.
Estimate
$374,875
$259K – $499K
Confidence Low
List vs. estimate
$25K above estimate
List $399,900 · +6.7%
Our model says this listing is priced above recent comparable activity. Room to negotiate.
Price per sq ft
$195
-11.3% vs. city median $220
Based on
71 MLS comparables
Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax
$5,321
2025
HOA
$210/yr
Pool
Gunite
View
Park/Greenbelt, Pool
Garage
2 car garage
Pets
Breed Restrictions
All facts and features
  • Flooring

    • Ceramic Tile

    Heating

    • Electric

    Cooling

    • Central Air

    Appliances

    • Dishwasher

    • Microwave

    • Range

    • Refrigerator

    Other interior features

    • Cathedral Ceiling(s)

    • Ceiling Fan(s)

    • Crown Molding

    • Eating Space In Kitchen

    • High Ceilings

    • Kitchen/Family Room Combo

    • Living Room/Dining Room Combo

    • Open Floorplan

    • Primary Bedroom Main Floor

    • Skylight(s)

    • Split Bedroom

    • Tray Ceiling(s)

    • Walk-In Closet(s)

    Bedrooms and bathrooms

    • Bedrooms: 3

    • Full bathrooms: 2

  • Parking

    • Driveway

    • Garage Door Opener

    • Ground Level

    • Off Street

    Property

    • Levels: One

    • Pool Private: Yes

    • Exterior Features: French Doors / Hurricane Shutters / Lighting / Private Mailbox / Rain Gutters

    Lot

    • Lot: 0.22 Acres

    Other Property Information

    • Parcel Number: 402303465002

    • Zoning: RSF3.5

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Single Family Residence

  • Utility

    • Cable Available

    • Electricity Available

    • Electricity Connected

    • Phone Available

    • Public

    • Sewer Available

    • Sewer Connected

    • Water Available

    • Water Connected

  • Other financial information

    • HOA: $210

    • HOA Frequency: Annually

    • Annual tax amount: $5,321

  • Source details

    • MLS ID: C7530195

    Other facts

    • Construction Materials: Block / Stucco

    • Foundation Details: Slab

    • Laundry Features: Inside / Laundry Room

    • Lot Features: Cleared / Greenbelt / Landscaped / Near Golf Course

    • Patio And Porch Features: Covered / Screened

    • Pool Features: Gunite / Heated / In Ground / Lighting / Screen Enclosure

    • Window Features: Blinds / Window Treatments

    • Direction Faces: Northwest

    • Garage Spaces: 2

    • Attached Garage: Yes

    • Garage: Yes

    • Living Area: 2049

    • Water Source: Public

    • Lot Size Dimensions: 80 x 120

    • Subdivision Name: PUNTA GORDA ISLES SEC 20

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The multiple listing information is provided by the Stellar MLS from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Stellar MLS. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: MARINA PARK REALTY LLC