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417 3RD STREET

House Active With Contract
$1,050,000

BTC: 17.07317073

ETH: 595.59599306

1 days
3 bds
2 ba
2,635 sqft

Overview

Under contract-accepting backup offers. Live the Key Largo dream from this beautifully maintained oceanside retreat in Largo Sound Village. Built in 2016 and only 10 years young, this 4-bedroom, 3-bath property offers more than 2,500 square feet of flexible living space with the strength, efficiency and layout buyers want in the Florida Keys. Unlike many older Keys homes, this residence was thoughtfully built to modern expectations with solid poured-concrete walls, a metal roof, impact windows and doors, spray-foam-insulated attic and an elevated Flood Zone X setting designed to help mitigate flood risk and provide peace of mind. The upper residence features 3 bedrooms, 2 baths, 9-foot ceilings and a bright open floor plan made for gathering. The kitchen is the heart of the home, offering abundant cabinetry, granite counters, stainless appliances, coastal mosaic backsplash and an oversized island ideal for entertaining, casual meals and serving the day’s fresh catch. French doors open to a 43-foot-wide covered balcony with plenty of room for outdoor dining, lounging and evening cocktails in the island breeze. Downstairs, a well-appointed 1-bedroom, 1-bath guest apartment includes its own living and dining area, kitchenette/wet bar, refrigerator and covered porch, creating exceptional flexibility for guests, extended family, multigenerational living or potential rental appeal. A separate air-conditioned office provides a comfortable private workspace. Parking and storage are major standouts. The oversized 26-by-30-foot two-car garage is a rare and valuable Keys feature with room for vehicles, boating gear, dive equipment, fishing tackle, paddleboards, bikes and tools. The generous lot and open parking area provide ample space for a boat, RV, trailer and other toys, making this property especially appealing for buyers who want to fully enjoy the Keys lifestyle without sacrificing practicality. A new central A/C installed in 2025, tankless water heater, buried propane tank, gas dryer and gas-range hookup add comfort and efficiency. Easy-care tile flooring fits perfectly with relaxed coastal living, and furnishings are available as an option for buyers seeking a more seamless transition. The neighborhood boat ramp is just steps away, placing Largo Sound and the Atlantic within easy reach for fishing, diving, snorkeling, kayaking, paddleboarding and unforgettable days on the water. Key Largo is known as the Diving Capital of the World, with John Pennekamp Coral Reef State Park, the iconic Christ of the Abyss, world-class reefs, waterfront restaurants, fresh seafood, live music and endless boating adventures nearby. As the first of the Florida Keys, Key Largo offers the tropical escape buyers dream about while still providing convenient access to the mainland and South Florida. Rentals are permitted with a 28-day minimum, creating potential for monthly or seasonal income when the home is not being personally enjoyed. With a newer 2016 build, high-end finishes, separate guest accommodations, rare garage space, abundant parking and boat-friendly access, this property is ideal as a primary residence, second home or Keys investment. Whether your perfect day means chasing mahi offshore, snorkeling over coral reefs, hosting friends on the balcony or simply slowing down beneath the palms, this is the Key Largo lifestyle buyers come searching for. Opportunities like this are few and far between, and serious buyers should act quickly before this one is gone.

Location

Details

Type:
Residential
Parking:
Garage Door Opener / Guest / Off Street / Open / Oversized / RV Parking
Year Built:
2016
Lot:
0.14 Acres
Heating:
Central
Price/sqft:
$398
Cooling:
Central Air / Mini-Split Unit(s) / Other
HOA:
$150

Valuation

Our model vs. what's actually selling nearby.
Estimate
$1,950,000
$996K – $2.5M
Confidence Low
List vs. estimate
$900K below estimate
List $1,050,000 · -46.2%
Our model says this listing is priced below recent comparable activity. Expect competition.
Price per sq ft
$398
-46.9% vs. city median $750
Based on
9 MLS comparables
Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax
$6,504
2025
HOA
$150/yr
View
Water
Garage
2 car garage
Furnished
Negotiable
Pets
Allowed
All facts and features
  • Flooring

    • Tile

    Heating

    • Central

    Cooling

    • Central Air

    • Mini-Split Unit(s)

    • Other

    Appliances

    • Dishwasher

    • Disposal

    • Dryer

    • Gas Water Heater

    • Microwave

    • Range

    • Range Hood

    • Refrigerator

    • Tankless Water Heater

    • Washer

    Other interior features

    • Built-in Features

    • Ceiling Fan(s)

    • Eating Space In Kitchen

    • High Ceilings

    • Kitchen/Family Room Combo

    • L Dining

    • Living Room/Dining Room Combo

    • Open Floorplan

    • Primary Bedroom Main Floor

    • PrimaryBedroom Upstairs

    • Walk-In Closet(s)

    • Window Treatments

    Bedrooms and bathrooms

    • Bedrooms: 3

    • Full bathrooms: 2

  • Parking

    • Garage Door Opener

    • Guest

    • Off Street

    • Open

    • Oversized

    • RV Parking

    Property

    • Levels: Two

    • Exterior Features: Lighting

    Lot

    • Lot: 0.14 Acres

    Other Property Information

    • Parcel Number: 00474660000000

    • Zoning: IS

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Single Family Residence

  • Utility

    • Electricity Connected

    • Propane

    • Public

    • Sewer Connected

    • Water Connected

  • Other financial information

    • HOA: $150

    • HOA Frequency: Annually

    • Annual tax amount: $6,505

  • Source details

    • MLS ID: NS1088544

    Other facts

    • Construction Materials: Concrete

    • Foundation Details: Slab / Stilt/On Piling

    • Laundry Features: Inside / Upper Level

    • Lot Features: Cleared / Conservation Area / Cul-De-Sac / City Lot / Level / Near Marina / Near Public Transit

    • Patio And Porch Features: Covered / Front Porch / Other / Rear Porch

    • Window Features: ENERGY STAR Qualified Windows / Shades / Storm Window(s) / Window Treatments

    • Direction Faces: West

    • Architectural Style: Custom / Elevated / Key West

    • Water Body Name: LARGO SOUND TO ATL/GULLF

    • Garage Spaces: 2

    • Attached Garage: Yes

    • Garage: Yes

    • Living Area: 2635

    • Water Source: Public

    • Lot Size Dimensions: 60 x 100

    • Subdivision Name: LARGO SOUND VILLAGE

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The multiple listing information is provided by the Stellar MLS from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Stellar MLS. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: HOME & FAMILY REAL ESTATE & PROPERTY MANAGEMENT