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4365 4TH ISLE DRIVE

House For Sale
$799,000

BTC: 12.48437500

ETH: 419.94281630

11 days
Waterfront
3 bds
3 ba
1,838 sqft

Overview

COASTAL LIVING AT ITS FINEST! Welcome to this beautifully UPDATED ELEVATED WATERFRONT HOME with DIRECT GULF ACCESS, perfectly positioned on an OVERSIZED CORNER LOT in one of Hernando Beach's most desirable CUL-DE-SAC locations. Boasting 147 FEET OF SEAWALL, expansive canal frontage, and a REAR WESTERN EXPOSURE for breathtaking Florida sunsets, this exceptional property delivers the ultimate waterfront lifestyle for boaters, anglers, kayakers, and nature lovers alike. The oversized driveway provides ample space for your BOAT, RV, TRAILERS, GOLF CARTS, AND GUEST PARKING, while the oversized 2-CAR GARAGE offers abundant storage for all your coastal gear. The spacious backyard offers ROOM FOR A CUSTOM POOL and the perfect setting for outdoor entertaining or relaxing while enjoying peaceful water views and frequent wildlife sightings including dolphins and manatees. The 1347 SF air condioned upper level has 3 bedroom and 2 bathrooms as well as a bright OPEN-CONCEPT GREAT ROOM featuring SOARING VAULTED CEILINGS, abundant natural light, and NEW LUXURY VINYL PLANK FLOORING throughout the main living area. The COMPLETELY RENOVATED KITCHEN is the centerpiece of the home with GRANITE COUNTERTOPS, WHITE SHAKER CABINETRY WITH CROWN MOLDING, STAINLESS STEEL APPLIANCES, a large breakfast bar, and seamless flow into the dining and living areas--ideal for entertaining. Large BAY WINDOWS and SLIDING GLASS DOORS showcase stunning waterfront views and open to the SCREENED LANAI, creating effortless indoor-outdoor living perfect for enjoying morning coffee, evening cocktails, and Florida sunsets. The primary suite features private lanai access, a WALK-IN CLOSET, and an ENSUITE BATH with a new DOUBLE-SINK VANITY and WALK-IN TILED SHOWER. The SPLIT FLOOR PLAN offers two additional guest bedrooms on the far end of the home, including one with a charming bay window and built-in bench. The guest bathroom has a tiled tub/shower combo with a NEW VANITY. Upstairs laundry with front-loading washer and dryer adds convenience. The lower level offers a 2 car garage as well as an additional 600SF of AIR-CONDITIONED space that can be utilized as additional flex space including a FULL BATHROOM, KITCHENETTE, and multiple FLEX AREAS ideal for a HOME OFFICE, MEDIA ROOM, GAME ROOM, FITNESS ROOM, GUEST SUITE, OR ENTERTAINING SPACE. Sliding glass doors lead to a covered waterfront patio and direct access to the backyard, seawall, and FLOATING DOCK. This property offers very reasonable HOMEOWNERS INSURANCE of 2,578 dollars per year for an owner occupant and new FLOOD INSURANCE of APPROX. 2,827 dollars per year. Located in the sought-after waterfront community of HERNANDO BEACH, this home offers QUICK DIRECT GULF ACCESS for boating, fishing, scalloping, kayaking, paddleboarding, and endless waterfront recreation. Hernando Beach is a vibrant coastal community known for its relaxed Florida lifestyle with GOLF CART ACCESS, NO HOA, NO DEED RESTRICTIONS, and SHORT-TERM RENTALS ALLOWED, making it ideal for full-time residents, snowbirds, and investors alike. Convenient access to marinas, waterfront dining, tiki bars, shopping, hospitals, top-rated schools, Weeki Wachee Springs, and the Suncoast Parkway provides easy commuting to Tampa and surrounding areas.

Location

Details

Type:
Residential
Parking:
Bath In Garage / Driveway / Golf Cart Parking / Oversized / RV Parking
Year Built:
1996
Lot:
0.21 Acres
Heating:
Central / Wall Units / Window Unit
Price/sqft:
$435
Cooling:
Central Air
HOA:
No Data

Valuation

Our model vs. what's actually selling nearby.
Estimate
$335,000
$237K – $425K
Confidence Low
List vs. estimate
$464K above estimate
List $799,000 · +138.5%
Our model says this listing is priced above recent comparable activity. Room to negotiate.
Price per sq ft
$434
+21.2% vs. city median $358
Based on
31 MLS comparables
Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax
$3,031
2025
View
Water
Waterfront
Canal Front, Waterfront
Garage
2 car garage
Pets
Allowed
All facts and features
  • Flooring

    • Luxury Vinyl

    • Tile

    Heating

    • Central

    • Wall Units / Window Unit

    Cooling

    • Central Air

    Appliances

    • Dishwasher

    • Dryer

    • Microwave

    • Range

    • Refrigerator

    • Washer

    Other interior features

    • Ceiling Fan(s)

    • High Ceilings

    • Kitchen/Family Room Combo

    • Living Room/Dining Room Combo

    • Open Floorplan

    • PrimaryBedroom Upstairs

    • Solid Surface Counters

    • Split Bedroom

    • Stone Counters

    • Walk-In Closet(s)

    Bedrooms and bathrooms

    • Bedrooms: 3

    • Full bathrooms: 3

  • Parking

    • Bath In Garage

    • Driveway

    • Golf Cart Parking

    • Oversized

    • RV Parking

    Property

    • Levels: Two

    • Exterior Features: Sliding Doors / Storage

    Lot

    • Lot: 0.21 Acres

    Other Property Information

    • Parcel Number: R1222316231008700080

    • Zoning: R1B

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Single Family Residence

  • Utility

    • Cable Available

    • Electricity Connected

    • Public

    • Sewer Connected

    • Water Connected

  • Other financial information

    • Annual tax amount: $3,031

  • Source details

    • MLS ID: TB8525774

    Other facts

    • Construction Materials: Stucco / Wood Frame

    • Foundation Details: Stilt/On Piling

    • Laundry Features: Inside / Laundry Closet / Upper Level

    • Lot Features: Cleared / Corner Lot / Cul-De-Sac / Flood Insurance Required / FloodZone / Near Marina / Near Public Transit / Oversized Lot

    • Patio And Porch Features: Covered / Deck / Patio / Porch / Rear Porch / Screened

    • Direction Faces: Northeast

    • Architectural Style: Elevated

    • Waterfront: Yes

    • Water Body Name: GULF

    • Garage Spaces: 2

    • Attached Garage: Yes

    • Garage: Yes

    • Living Area: 1838

    • Water Source: Public

    • Subdivision Name: HERNANDO BEACH

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The multiple listing information is provided by the Stellar MLS from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Stellar MLS. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: JT REALTY & ASSOCIATES