Sell Your Home
Get a free home valuation
Contact
Tell us about your needs

478 S HARBOR DRIVE

House For Sale
$2,695,000

BTC: 42.30769231

ETH: 1,531.25000000

12 days
Waterfront
4 bds
3 ba
3,135 sqft

Overview

Coastal Key West Waterfront Retreat in Coveted Indian Rocks Beach. Perfectly positioned on a quiet cul-de-sac in highly sought-after Indian Rocks Beach, this Key West-inspired waterfront residence offers sweeping western water views, spectacular sunsets, and the quintessential Florida lifestyle. Built in 2015, this 4 bedroom 3 bath three-story home combines quality craftsmanship, thoughtful design, and modern conveniences in a premier waterfront setting. Designed for both entertaining and everyday living, the main level features an expansive living area and a gourmet kitchen with custom cabinetry, granite countertops, a walk-in pantry, chef's island with prep sink and cooktop, and premium stainless steel appliances. The adjoining dining and living spaces are framed by panoramic water views, creating a seamless connection between indoor and outdoor living. Thoughtful upgrades throughout include hand-scraped hardwood flooring, Travertine tile, a custom built-in entertainment center, and a private elevator providing convenient access to all levels. Two bedrooms and a full bath are located on the main living level, with one bedroom offering flexibility as a home office, den, or formal dining space. The upper level is dedicated to private living quarters, highlighted by a spacious primary suite featuring a private waterfront balcony, oversized walk-in closet, custom built-in cabinetry, and a spa-inspired bath with a jetted soaking tub positioned to capture breathtaking sunset views. An additional bedroom completes the top floor. The entry level offers a spacious two-car garage and a large flex space with sliding glass doors opening to lush tropical landscaping. Outside, the resort-style waterfront setting is designed for relaxation and recreation, featuring a heated pool, deep-water dock with 20,000lbs boat lift, expansive entertaining areas, and dedicated storage for paddleboards, kayaks, and other waterfront gear. Just minutes from the Gulf of Mexico, the property's deep-water dock and boat lift provide convenient access for boating, fishing, island hopping, and waterfront adventures. Indian Rocks Beach is one of Florida's most desirable coastal communities, known for its golf-cart-friendly atmosphere, sugar-sand beaches, waterfront dining, parks, and family-friendly attractions. Whether you're seeking a primary residence, second home, or waterfront investment property, this exceptional residence offers an outstanding opportunity to enjoy the best of Florida coastal living while benefiting from the area's strong short-term rental demand.

Location

Details

Type:
Residential
Parking:
Covered / Driveway / Garage Door Opener / Golf Cart Garage / Golf Cart Parking / Ground Level / Guest / Oversized
Year Built:
2015
Lot:
0.16 Acres
Heating:
Central
Price/sqft:
$860
Cooling:
Central Air
HOA:
No Data

Valuation

Our model vs. what's actually selling nearby.
Estimate
$759,000
$552K – $2.8M
Confidence Low
List vs. estimate
$1.9M above estimate
List $2,695,000 · +255.1%
Our model says this listing is priced above recent comparable activity. Room to negotiate.
Price per sq ft
$859
+8.2% vs. city median $794
Based on
19 MLS comparables
Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax
$34,585
2024
Pool
Deck
View
Pool, Water
Waterfront
Waterfront, Bay/Harbor
Garage
2 car garage
Furnished
Furnished
Pets
Allowed
All facts and features
  • Flooring

    • Carpet

    • Ceramic Tile

    • Hardwood

    Heating

    • Central

    Cooling

    • Central Air

    Appliances

    • Convection Oven

    • Dishwasher

    • Disposal

    • Dryer

    • Electric Water Heater

    • Microwave

    • Range

    • Refrigerator

    • Washer

    Other interior features

    • Built-in Features

    • Ceiling Fan(s)

    • Eating Space In Kitchen

    • Elevator

    • High Ceilings

    • Kitchen/Family Room Combo

    • Open Floorplan

    • PrimaryBedroom Upstairs

    • Split Bedroom

    • Stone Counters

    • Thermostat

    • Walk-In Closet(s)

    • Wet Bar

    • Window Treatments

    Bedrooms and bathrooms

    • Bedrooms: 4

    • Full bathrooms: 3

  • Parking

    • Covered

    • Driveway

    • Garage Door Opener

    • Golf Cart Garage

    • Golf Cart Parking

    • Ground Level

    • Guest

    • Oversized

    Property

    • Levels: Three Or More

    • Pool Private: Yes

    • Exterior Features: Balcony / Lighting / Sliding Doors

    Lot

    • Lot: 0.16 Acres

    Other Property Information

    • Parcel Number: 063015424440000250

    • Zoning: SINGLE

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Single Family Residence

  • Utility

    • Cable Available

    • Electricity Available

    • Natural Gas Available

    • Phone Available

    • Sewer Available

    • Water Available

  • Other financial information

    • Annual tax amount: $34,585

  • Source details

    • MLS ID: TB8517047

    Other facts

    • Construction Materials: Block / Stucco / Wood Frame

    • Foundation Details: Block / Slab

    • Laundry Features: Inside

    • Lot Features: Cul-De-Sac / FloodZone / Landscaped

    • Patio And Porch Features: Covered / Front Porch / Rear Porch

    • Pool Features: Deck / Gunite / In Ground / Lighting

    • Direction Faces: Northeast

    • Architectural Style: Coastal / Elevated / Key West

    • Waterfront: Yes

    • Garage Spaces: 2

    • Attached Garage: Yes

    • Garage: Yes

    • Living Area: 3135

    • Water Source: Public

    • Subdivision Name: INDIAN BEACH RE REVISED 23RD ADD

Private inquiry
Talk to the advisor on this listing.
Floor plans, HOA docs, off-market comparables, scheduling a private showing — one message, direct to the local specialist.

More like this

New
For Sale
$1,950,000
House
4 bds · 4 ba · 3,963 sqft
OVERBROOK PARK, BELLEAIR
322 ROEBLING ROAD S
For Sale
$2,299,000
House
4 bds · 3 ba · 2,941 sqft
BILTMORE ISLES, BELLEAIR BEACH
205 HARRISON AVENUE
For Sale
$2,495,000
House
4 bds · 4 ba · 3,994 sqft
BELLEAIR BEACH YACHT CLUB ESTATES, BELLEAIR BEACH
3221 GULF BOULEVARD
For Sale
$2,525,000
House
8 bds · 4 ba · 3,943 sqft
HARBOR HILLS ESTATES, LARGO
4545 HARBOR HILLS DRIVE
For Sale
$1,949,000
Multi-family
7 bds · 3,418 sqft
INDIAN BEACH RE-REVISED 16TH ADD, INDIAN ROCKS BEACH
2311 BAY BOULEVARD
-$250K
For Sale
$2,250,000
Multi-family
6 bds · 3,000 sqft
NEW HAVEN BEACH, INDIAN ROCKS BEACH
711 GULF BOULEVARD
For Sale
$2,250,000
House
4 bds · 4 ba · 3,897 sqft
BELLE ISLE, BELLEAIR BEACH
3111 WEDGEWOOD DRIVE
For Sale
$3,325,000
House
6 bds · 4 ba · 5,748 sqft
BELLEAIR ESTATES, BELLEAIR
445 PARK AVENUE

Market around this address

Live counts in the same area.
View all

The multiple listing information is provided by the Stellar MLS from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Stellar MLS. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: ENGEL & VOLKERS BELLEAIR