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4912 CATALPA DRIVE

House For Sale
$560,000

BTC: 9.06148867

ETH: 320.73310424

23 days
3 bds
2 ba
2,208 sqft

Overview

Welcome to paradise in the highly sought-after, gated Twin Lakes community in St. Cloud where luxury and resort-style living come together in one immaculate and beautiful home. From the moment you arrive you will love the charming covered Front Porch - the perfect place to enjoy your morning coffee. Inside a bright, open layout unfolds with tray ceilings, wood-look plank flooring and elegant plantation shutters. This meticulously maintained home features a newly installed (July 2024) tankless water heater. The spacious Great Room is ideal for entertaining, while the super-cute Pocket Office offers a quiet, efficient workspace. The Gourmet Kitchen is a true showpiece, featuring 42" cabinetry, extensive glass backsplash, vented hood, stainless steel appliances, built-in wall oven, and abundant granite countertops. The island Breakfast Bar is stunning! A huge walk-in Pantry and generously sized Laundry Room add to the exceptional functionality of this home. The Primary Suite is light, airy and beautifully appointed with a tray ceiling, transom window, plantation shutters and a luxurious Bathroom offering a frameless glass shower with two shower heads and an expansive granite vanity with exceptional countertop space. The Powder Room is perfectly placed for guests and the layout includes three bedrooms - one currently set up as a Den. Step outside to nearly 370 square feet of covered outdoor living space, an incredible extension of the home. The brick-paved Patio overlooks an idyllic, peaceful view with no rear neighbors, creating a private retreat that feels like your own slice of paradise. Electric sun blinds to the Sliding Doors and the Screened-in Patio provide shade and comfort at the touch of a button. Twin Lakes offers a lifestyle like no other, with a resort-style pool, clubhouse, fitness center, scenic lakes, walking trails, and the must-see Community Garden. Twin Lakes is known for its vibrant, welcoming atmosphere with a full-time lifestyle director who curates an active social calendar filled with Seminars, Lunch and Learn Events, Trivia, Karaoke and Bingo Nights, to name a few. Enjoy Tennis and Pickleball lessons, or dive into one of the many clubs - Mahjong, Bunco, Crafts, Billiards, Ceramics, Quilting, Line Dancing, Genealogy, Poker, Stitch and Sew! Spend an afternoon on the tranquil shores of Live Oak Lake, Jon Boat and Pontoon Boat use is available through the Association. This is more than just a home, it’s a fantastic lifestyle upgrade in a thriving 55+ community. With privacy, high ceilings and an open layout, this residence offers the perfect blend of elegance, comfort and resort-style living. It's a fabulous opportunity to own a home that truly feels like a private retreat.

Location

Details

Type:
Residential
Parking:
Driveway / Garage Door Opener
Year Built:
2017
Lot:
0.14 Acres
Heating:
Central / Electric / Heat Pump / Natural Gas
Price/sqft:
$254
Cooling:
Central Air
HOA:
$310

Valuation

Our model vs. what's actually selling nearby.
Estimate
$424,990
$315K – $529K
Confidence Low
List vs. estimate
$135K above estimate
List $560,000 · +31.8%
Our model says this listing is priced above recent comparable activity. Room to negotiate.
Price per sq ft
$253
+15.9% vs. city median $218
Based on
41 MLS comparables
Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax
$8,517
2025
HOA
$310/mo
Community Pool, Maintenance Grounds, Pool Maintenance
Garage
2 car garage
Pets
Allowed
All facts and features
  • Flooring

    • Tile

    Heating

    • Central

    • Electric

    • Heat Pump

    • Natural Gas

    Cooling

    • Central Air

    Appliances

    • Cooktop

    • Dishwasher

    • Disposal

    • Gas Water Heater

    • Microwave

    • Range

    • Range Hood

    • Tankless Water Heater

    • Wine Refrigerator

    Other interior features

    • Ceiling Fan(s)

    • Crown Molding

    • High Ceilings

    • Kitchen/Family Room Combo

    • Living Room/Dining Room Combo

    • Open Floorplan

    • Primary Bedroom Main Floor

    • Solid Surface Counters

    • Split Bedroom

    • Stone Counters

    • Thermostat

    • Tray Ceiling(s)

    • Walk-In Closet(s)

    • Window Treatments

    Bedrooms and bathrooms

    • Bedrooms: 3

    • Bathrooms: 1

    • Full bathrooms: 2

  • Parking

    • Driveway

    • Garage Door Opener

    Property

    • Levels: One

    • Exterior Features: Irrigation System / Lighting / Rain Gutters / Sidewalk / Sliding Doors

    Lot

    • Lot: 0.14 Acres

    Other Property Information

    • Parcel Number: 172631526100011000

    • Zoning: RES

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Single Family Residence

  • Utility

    • Cable Available

    • Cable Connected

    • Electricity Available

    • Electricity Connected

    • Natural Gas Available

    • Natural Gas Connected

    • Sewer Available

    • Sewer Connected

    • Street Lights

    • Water Available

    • Water Connected

  • Other financial information

    • HOA: $310

    • HOA Frequency: Monthly

    • Annual tax amount: $8,518

  • Source details

    • MLS ID: O6405805

    Other facts

    • Construction Materials: Block / Concrete / Stucco

    • Foundation Details: Slab

    • Laundry Features: Electric Dryer Hookup / Inside / Laundry Room / Washer Hookup

    • Lot Features: Landscaped / Sidewalk

    • Patio And Porch Features: Covered / Enclosed / Front Porch / Patio / Porch / Screened

    • Window Features: Blinds / Shades / Shutters / Window Treatments

    • Direction Faces: North

    • Water Body Name: LIVE OAK LAKE

    • Garage Spaces: 2

    • Attached Garage: Yes

    • Garage: Yes

    • Living Area: 2208

    • Water Source: Public

    • Subdivision Name: TWIN LAKES PH 1

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The multiple listing information is provided by the Stellar MLS from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Stellar MLS. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: COLDWELL BANKER REALTY