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6570 BAY SHORE DRIVE

House For Sale
$439,900

BTC: 5.86533333

ETH: 195.51111111

1 days
Waterfront
3 bds
2 ba
1,894 sqft

Overview

Welcome to this beautiful two-story waterfront home in St. Cloud, offering over half an acre of property and an impressive 110 feet of canal frontage with access to Bay Lake! Located in a non-HOA community, residents also enjoy access to a private community boat ramp, making this property ideal for those who appreciate waterfront living and outdoor recreation. Inside, the home features new laminate flooring throughout the main living areas, a spacious living room with large windows and beautiful exposed wood ceiling beams, and a formal dining room filled with natural light. The kitchen offers abundant cabinetry for storage and generous countertop space, providing plenty of room for everyday living and entertaining. This three-bedroom, two-bathroom home offers a desirable split-level layout, with two bedrooms and a full bathroom on the first floor. The private primary suite is located upstairs and features a walk-in closet and a covered balcony overlooking the neighborhood and the water. Step outside to enjoy the covered back porch, screened-in pool enclosure, and expansive pool deck overlooking the canal—perfect for relaxing, entertaining, and enjoying the Florida lifestyle. Major updates include a new roof in 2021, a new interior and exterior electrical panel in 2026, a new water heater in 2025, and recently replaced AC vents. With its spacious homesite, waterfront setting, boating access, private pool, and no HOA, this property offers a wonderful opportunity to enjoy the best of Florida waterfront living!

Location

Details

Type:
Residential
Parking:
No Data
Year Built:
1974
Lot:
0.51 Acres
Heating:
Central
Price/sqft:
$232
Cooling:
Central Air
HOA:
No Data

Valuation

Our model vs. what's actually selling nearby.
Estimate
$512,500
$421K – $660K
Confidence Low
List vs. estimate
$72K below estimate
List $439,900 · -14.2%
Our model says this listing is priced below recent comparable activity. Expect competition.
Price per sq ft
$232
+7.9% vs. city median $215
Based on
8 MLS comparables
Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax
$4,844
2025
Pool
In Ground
Waterfront
Canal - Freshwater
Pets
Allowed
All facts and features
  • Flooring

    • Laminate

    • Tile

    Heating

    • Central

    Cooling

    • Central Air

    Appliances

    • Dishwasher

    • Range

    • Refrigerator

    Other interior features

    • Ceiling Fan(s)

    • Other

    • PrimaryBedroom Upstairs

    • Thermostat

    • Walk-In Closet(s)

    Bedrooms and bathrooms

    • Bedrooms: 3

    • Full bathrooms: 2

  • Property

    • Levels: Two

    • Pool Private: Yes

    • Exterior Features: Balcony / Sliding Doors

    Lot

    • Lot: 0.51 Acres

    Other Property Information

    • Parcel Number: 13 26 31 2595 0001 0950

    • Zoning: RESIDENTIAL

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Single Family Residence

  • Utility

    • Cable Connected

    • Electricity Connected

    • Public

  • Other financial information

    • Annual tax amount: $4,844

  • Source details

    • MLS ID: S5160691

    Other facts

    • Construction Materials: Block / Stucco

    • Foundation Details: Slab

    • Laundry Features: In Garage

    • Patio And Porch Features: Covered / Porch / Rear Porch / Screened

    • Pool Features: In Ground / Screen Enclosure

    • Direction Faces: North

    • Waterfront: Yes

    • Attached Garage: Yes

    • Garage: Yes

    • Living Area: 1894

    • Water Source: Public

    • Subdivision Name: BAY LAKE ESTATES

Private inquiry
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The multiple listing information is provided by the Stellar MLS from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Stellar MLS. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: WATSON REALTY CORP.