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677 SENECA TRAIL

House Active With Contract
$345,990

BTC: 5.49190476

ETH: 198.16151203

-$30K (2026/05/07)
34 days
3 bds
2 ba
1,673 sqft

Overview

Under contract-accepting backup offers. Welcome to this beautifully maintained 3-bedroom, 2-bath home situated on a premium corner lot, one of the largest in the subdivision in the desirable Indian Lakes community of St. Cloud. This property offers exceptional curb appeal with a 2-car garage, extended driveway, and a unique side entrance that enhances both privacy and the sense of space. Step inside to find a versatile office/den at the entry, leading into an open-concept living, dining, and kitchen combo perfect for entertaining and everyday living. The spacious primary suite includes a dual-sink vanity, soaking tub, and separate shower, while two additional bedrooms share a full bath. Enjoy outdoor living with a covered lanai overlooking the expansive side and backyard, ideal for relaxing or hosting gatherings. This home has been freshly painted and comes complete with appliances. Major updates provide peace of mind, including a roof (2021), A/C (2021), and newly replaced heating coils for the water heater. The community offers great amenities including a clubhouse, pool, dog park, and tennis court, and is conveniently located near major highways, shopping, and dining; making this home the perfect blend of comfort, space, and location.

Location

Details

Type:
Residential
Parking:
Driveway / Garage Door Opener / On Street
Year Built:
2010
Lot:
0.26 Acres
Heating:
Central / Electric
Price/sqft:
$207
Cooling:
Central Air
HOA:
$84

Valuation

Our model vs. what's actually selling nearby.
Estimate
$385,000
$271K – $451K
Confidence Low
List vs. estimate
$39K below estimate
List $345,990 · -10.1%
Our model says this listing is priced below recent comparable activity. Expect competition.
Price per sq ft
$206
-5.5% vs. city median $218
Based on
39 MLS comparables
Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax
$1,795
2025
HOA
$84/mo
Garage
2 car garage
Pets
Allowed
All facts and features
  • Flooring

    • Carpet

    • Tile

    Heating

    • Central

    • Electric

    Cooling

    • Central Air

    Appliances

    • Built-In Oven

    • Cooktop

    • Dishwasher

    • Disposal

    • Exhaust Fan

    • Microwave

    • Range

    • Refrigerator

    Other interior features

    • Built-in Features

    • Ceiling Fan(s)

    • Kitchen/Family Room Combo

    • Living Room/Dining Room Combo

    • Open Floorplan

    • Primary Bedroom Main Floor

    • Solid Wood Cabinets

    • Walk-In Closet(s)

    Bedrooms and bathrooms

    • Bedrooms: 3

    • Full bathrooms: 2

  • Parking

    • Driveway

    • Garage Door Opener

    • On Street

    Property

    • Levels: One

    • Exterior Features: Lighting / Private Mailbox / Rain Gutters / Sidewalk / Sliding Doors

    Lot

    • Lot: 0.26 Acres

    Other Property Information

    • Parcel Number: 142630006600013720

    • Zoning: SR1B

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Single Family Residence

  • Utility

    • Cable Connected

    • Electricity Connected

    • Public

    • Sewer Connected

    • Street Lights

    • Underground Utilities

    • Water Connected

  • Other financial information

    • HOA: $84

    • HOA Frequency: Monthly

    • Annual tax amount: $1,795

  • Source details

    • MLS ID: S5146504

    Other facts

    • Construction Materials: Block / Concrete / Stucco

    • Foundation Details: Slab

    • Laundry Features: Laundry Room

    • Lot Features: Corner Lot / Landscaped / Oversized Lot / Sidewalk

    • Patio And Porch Features: Covered / Patio

    • Direction Faces: Southeast

    • Architectural Style: Ranch

    • Garage Spaces: 2

    • Attached Garage: Yes

    • Garage: Yes

    • Living Area: 1673

    • Water Source: Public

    • Subdivision Name: INDIAN LAKES PH 8

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The multiple listing information is provided by the Stellar MLS from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Stellar MLS. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: THE FIRM RE