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76 UNIVERSAL TRAIL

House For Sale
$489,900

BTC: 6.22886205

ETH: 193.59810314

-$35K (2026/09/07)
36 days
5 bds
2 ba
2,880 sqft

Overview

Rare Assumable VA Loan at 2.25% Interest Rate for Qualified Buyers! This beautifully upgraded 5-Bedrooms, 3 Bathrooms, 2,880-square-foot home offers the perfect combination of comfort, quality, and peace of mind with a spacious 3-car garage and numerous premium upgrades throughout. Built with storm preparedness in mind, the home features hurricane shutters, hurricane roof clips, and a hurricane-rated fence designed for enhanced wind resistance. Additional upgrades include a whole-house water softener and filtration system, plus an irrigation system to maintain the professionally landscaped yard. The remodeled kitchen showcases modern finishes, upgraded appliances, and abundant space for entertaining, while the updated bathrooms provide a fresh, contemporary feel. Step outside to your private tropical backyard oasis featuring mature guava, lime, orange, and watermelon plants, a butterfly garden, and three working compost areas. Relax with your morning coffee on the screened front porch or unwind in the screened rear lanai while enjoying Florida’s beautiful weather year-round. This thoughtfully upgraded home offers the perfect blend of modern updates, energy-efficient features, outdoor living, and storm-ready construction. Opportunities like this—especially with an assumable 2.25% VA loan—are exceptionally rare. Schedule your private showing today!

Location

Details

Type:
Residential
Parking:
No Data
Year Built:
2006
Lot:
0.23 Acres
Heating:
Central
Price/sqft:
$170
Cooling:
Central Air
HOA:
No Data

Valuation

Our model vs. what's actually selling nearby.
Estimate
$379,949
$246K – $482K
Confidence Low
List vs. estimate
$109K above estimate
List $489,900 · +28.9%
Our model says this listing is priced above recent comparable activity. Room to negotiate.
Price per sq ft
$170
-19.0% vs. city median $210
Based on
28 MLS comparables
Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax
$5,316
2025
Garage
3 car garage
All facts and features
  • Flooring

    • Carpet

    • Tile

    Heating

    • Central

    Cooling

    • Central Air

    Appliances

    • Dishwasher

    • Disposal

    • Microwave

    • Range

    • Refrigerator

    • Water Filtration System

    • Water Softener

    Other interior features

    • Ceiling Fan(s)

    • Walk-In Closet(s)

    Bedrooms and bathrooms

    • Bedrooms: 5

    • Bathrooms: 1

    • Full bathrooms: 2

  • Property

    • Levels: Two

    • Exterior Features: Hurricane Shutters / Irrigation System / Private Mailbox / Private Yard

    Lot

    • Lot: 0.23 Acres

    Other Property Information

    • Parcel Number: 0711317057005500120

    • Zoning: PC5700

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Single Family Residence

  • Utility

    • Electricity Connected

    • Water Connected

  • Other financial information

    • Annual tax amount: $5,316

  • Source details

    • MLS ID: V4950558

    Other facts

    • Construction Materials: Concrete

    • Foundation Details: Block

    • Laundry Features: Electric Dryer Hookup / Washer Hookup

    • Patio And Porch Features: Patio / Screened

    • Direction Faces: West

    • Garage Spaces: 3

    • Attached Garage: Yes

    • Garage: Yes

    • Living Area: 2880

    • Water Source: Public

    • Subdivision Name: PALM COAST SEC 57

Private inquiry
Talk to the advisor on this listing.
Floor plans, HOA docs, off-market comparables, scheduling a private showing — one message, direct to the local specialist.

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The multiple listing information is provided by the Stellar MLS from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Stellar MLS. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: RHYNES REAL ESTATE