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8020 SW 198th St, Cutler Bay FL 33189

House For Sale
$849,000

BTC: 13.02546793

ETH: 446.22209141

-$30K (2026/07/27)
25 days
5 bds
3 ba
2,800 sqft

Overview

Located in the desirable Saga Bay community, this 5-bedroom, 3-bath pool home offers the perfect combination of space, comfort, and modern efficiency. 2800 square feet of living space designed for growing or multi-generational families, the flexible floor plan features 3 bedrooms and 2 bathrooms upstairs and 2 bedrooms with 1 full bathroom on the first level, providing ideal separation for guests, extended family, or a home office. This move-in-ready home features a 2022 roof, impact windows and doors, a newly resurfaced saltwater pool, new upper and lower A/C units, and a renovated kitchen with new appliances, and many more updates. Built for entertaining, the home offers expansive upper and lower covered patio areas that overlook the private saltwater pool, creating the perfect indoor-outdoor flow for gatherings, weekend barbecues, or simply relaxing with family and friends. Located just steps from one of Saga Bay's many parks, residents enjoy an exceptional lifestyle with tennis and pickleball courts, walking paths with outdoor fitness equipment, open green spaces, a practice T-ball field, and a scenic lakefront park with picnic areas. Don't miss this rare opportunity to own a beautifully updated home in one of the area's most sought-after neighborhoods.

Location

Details

Type:
Residential
Parking:
Driveway
Year Built:
1976
Lot:
8262 Square Feet
Heating:
Central
Price/sqft:
$303
Cooling:
Ceiling Fan(s) / Central Air
HOA:
$162

Valuation

Our model vs. what's actually selling nearby.
Estimate
$525,000
$383K – $777K
Confidence Low
List vs. estimate
$324K above estimate
List $849,000 · +61.7%
Our model says this listing is priced above recent comparable activity. Room to negotiate.
Price per sq ft
$303
-20.7% vs. city median $382
Based on
5 MLS comparables
+ 30 public-records sales within 0.5 mi
Median actual sale: $822K
Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax
$9,660
2025
HOA
$162/qtr
Pool
In Ground
View
Other, Pool
Garage
2 car garage
All facts and features
  • Flooring

    • Tile

    Heating

    • Central

    Cooling

    • Ceiling Fan(s)

    • Central Air

    Appliances

    • Dishwasher

    • Dryer

    • Electric Range

    • Electric Water Heater

    • Microwave

    • Refrigerator

    • Washer

    Other interior features

    • Second Floor Entry

    • Built-in Features

    • Family Room

    • Utility Room/Laundry

    Bedrooms and bathrooms

    • Bedrooms: 5

    • Full bathrooms: 3

  • Parking

    • Driveway

    Property

    • Exterior Features: Open Balcony

    Lot

    • Lot: 8262 Square Feet

    Other Property Information

    • Parcel Number: 36-60-10-007-0470

    • Zoning: 0100

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Single Family Residence

  • Other financial information

    • HOA: $162

    • HOA Frequency: Quarterly

    • Annual tax amount: $9,660

  • Source details

    • MLS ID: A12049494

    Other facts

    • Construction Materials: Concrete Block Construction

    • Laundry Features: Utility Room/Laundry

    • Lot Features: Less Than 1/4 Acre Lot

    • Patio And Porch Features: Open Balcony / Patio

    • Pool Features: In Ground / Equipment Stays

    • Window Features: Complete Impact Glass

    • Direction Faces: North

    • Architectural Style: Detached / Two Story

    • Garage Spaces: 2

    • Attached Garage: Yes

    • Garage: Yes

    • Living Area: 2800

    • Water Source: Municipal Water

    • Subdivision Name: SAGA BAY SEC 1 PT 6

Private inquiry
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The multiple listing information is provided by the Miami Association of REALTORS® from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Miami Association of REALTORS®. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: Miami Portfolio Collection