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9978 SW 98TH TERRACE

House For Sale
$439,900

BTC: 5.46459627

ETH: 179.62433646

New
4 bds
3 ba
1,866 sqft

Overview

Built in 2025 and set on a full acre, this 4-bedroom, 3-bath Gainesville home offers 1,866 square feet of heated and cooled living space with room to enjoy both indoors and out. The single-story layout features an open floor plan and split-bedroom design, creating a practical separation between the primary suite and additional bedrooms. The primary suite includes a walk-in closet, dual sinks with separate vanities, linen storage, a private water closet and a spacious shower. The kitchen is equipped with smart appliances, while smart switches, an electric fireplace, ceiling fans and blinds add convenience throughout the home. An EV/hybrid vehicle charging port is already installed in the garage. Step outside to a covered patio overlooking the one-acre property, with established grass, trees, partial fencing, automatic irrigation in the front and back, and a small pond near the front of the property. A concrete driveway provides easy access to the home. The property is served by a private well and septic system, with electric service through Clay Electric and cable and internet availability through Cox. Hammock Ridge also includes a neighborhood park with a playground and walking path. Located in Gainesville, the home offers a country setting while keeping shopping, dining, healthcare and everyday services within convenient reach. Gainesville is known for its extensive park system and access to North Florida's natural areas, including nearby Paynes Prairie Preserve State Park and the trails and recreation surrounding the city's creeks and waterways. The Santa Fe River and Suwannee River are also part of the broader North Central Florida landscape, offering additional opportunities for kayaking, fishing and outdoor recreation.

Location

Details

Type:
Residential
Parking:
Driveway / Garage Faces Side
Year Built:
2005
Lot:
1.00 Acres
Heating:
Central / Electric
Price/sqft:
$236
Cooling:
Central Air
HOA:
$115

Valuation

Our model vs. what's actually selling nearby.
Estimate
$319,900
$235K – $428K
Confidence Low
List vs. estimate
$120K above estimate
List $439,900 · +37.5%
Our model says this listing is priced above recent comparable activity. Room to negotiate.
Price per sq ft
$235
+10.6% vs. city median $213
Based on
5 MLS comparables
Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax
$5,298
2025
HOA
$115/qtr
Garage
2 car garage
Pets
Allowed
All facts and features
  • Flooring

    • Carpet

    • Ceramic Tile

    • Luxury Vinyl

    Heating

    • Central

    • Electric

    Cooling

    • Central Air

    Appliances

    • Dishwasher

    • Disposal

    • Microwave

    • Range

    • Range Hood

    • Refrigerator

    • Water Softener

    Other interior features

    • Ceiling Fan(s)

    • High Ceilings

    • Kitchen/Family Room Combo

    • Open Floorplan

    • Primary Bedroom Main Floor

    • Smart Home

    • Split Bedroom

    • Thermostat

    Bedrooms and bathrooms

    • Bedrooms: 4

    • Full bathrooms: 3

  • Parking

    • Driveway

    • Garage Faces Side

    Property

    • Levels: One

    • Exterior Features: Irrigation System

    Lot

    • Lot: 1.00 Acres

    Other Property Information

    • Parcel Number: 07350044109

    • Zoning: PD

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Single Family Residence

  • Utility

    • Electricity Connected

    • Sewer Connected

    • Water Connected

  • Other financial information

    • HOA: $115

    • HOA Frequency: Quarterly

    • Annual tax amount: $5,298

  • Source details

    • MLS ID: GC543040

    Other facts

    • Construction Materials: HardiPlank Type

    • Foundation Details: Slab

    • Fireplace Features: Electric / Family Room

    • Laundry Features: Inside / Laundry Room

    • Window Features: Double Pane Windows

    • Direction Faces: East

    • Architectural Style: Contemporary

    • Fireplace: Yes

    • Garage Spaces: 2

    • Attached Garage: Yes

    • Garage: Yes

    • Living Area: 1866

    • Water Source: Well

    • Subdivision Name: HAMMOCK RIDGE UNIT 3-F

Private inquiry
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The multiple listing information is provided by the Stellar MLS from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Stellar MLS. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: HOMETOWN REALTY OF NORTH FLORIDA, INC