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1095 HARBOUR ISLAND ROAD

House For Sale
$950,000

BTC: 14.57502301

ETH: 499.30622714

3 days
4 bds
3 ba
2,816 sqft

Overview

Beneath a breathtaking canopy of mature oak trees on over half an acre in the sought-after Harbour Island community, this stunning custom-built home has been extensively renovated from top to bottom, blending timeless architecture with exceptional craftsmanship. Step inside to soaring ceilings, warm wood accents, and walls of windows that flood the home with natural light. At the heart of the living spaces, a dramatic two-sided fireplace with a decorative concrete tile surround creates a striking architectural focal point while maintaining an open, connected flow between the main gathering areas. The custom kitchen was designed for both everyday living and entertaining, featuring quartz countertops, custom cabinetry, a spacious peninsula workspace, ceramic tile backsplash, KitchenAid® Professional Series appliances, an integrated induction cooktop, and seamless connection to the adjoining dining and living spaces. A dedicated entertaining bar with custom cabinetry, mirrored backsplash, beverage refrigerator, and Kohler® bar sink makes hosting effortless. The primary suite offers a peaceful retreat with a beautifully renovated primary bathroom, while the secondary bedrooms are thoughtfully positioned for privacy. One of the home's standout features is the fully self-contained in-law suite with its own private entrance, living room, full kitchen with Bosch® appliances, spacious bedroom with dual closets, ensuite bathroom, and direct access to the covered lanai. Whether accommodating extended family, long-term guests, or multi-generational living, it offers true independence without sacrificing connection to the main home. Outside, mature landscaping, professionally designed hardscaping, and a covered lanai create an inviting setting for everyday living and entertaining. Premium landscape lighting enhances the property after sunset, while the outdoor kitchen, complete with a built-in grill, commercial-grade hood, and beverage refrigerator, makes hosting effortless. Tucked away beyond the entertaining spaces, a private enclosed garden offers a peaceful place to unwind beneath the shade of the majestic oaks. The renovation extends far beyond what you can see, with a structurally engineered concrete tile roof, completely replaced electrical wiring and service panel, all new plumbing supply lines, two new HVAC systems with new ductwork, and two tankless water heaters. Additional improvements include new exterior siding, weather barrier, insulation, drywall, and countless other enhancements that speak to the exceptional scope of this project. The full improvements list is every bit as impressive as the home itself—and a testament to the remarkable scope of this renovation.

Location

Details

Type:
Residential
Parking:
Circular Driveway / Driveway / Garage Door Opener / Garage Faces Side / Ground Level / Oversized
Year Built:
1991
Lot:
0.53 Acres
Heating:
Central / Electric
Price/sqft:
$337
Cooling:
Central Air
HOA:
$600

Valuation

Our model vs. what's actually selling nearby.
Estimate
$735,000
$499K – $887K
Confidence Low
List vs. estimate
$215K above estimate
List $950,000 · +29.3%
Our model says this listing is priced above recent comparable activity. Room to negotiate.
Price per sq ft
$337
+28.7% vs. city median $262
Based on
25 MLS comparables
Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax
$12,370
2025
HOA
$600/yr
Garage
2 car garage
Pets
Allowed
All facts and features
  • Flooring

    • Porcelain Tile

    Heating

    • Central

    • Electric

    Cooling

    • Central Air

    Appliances

    • Bar Fridge

    • Built-In Oven

    • Cooktop

    • Dishwasher

    • Disposal

    • Microwave

    • Range

    • Range Hood

    • Refrigerator

    • Tankless Water Heater

    Other interior features

    • Built-in Features

    • Ceiling Fan(s)

    • Eating Space In Kitchen

    • High Ceilings

    • Living Room/Dining Room Combo

    • Open Floorplan

    • Primary Bedroom Main Floor

    • Solid Wood Cabinets

    • Split Bedroom

    • Stone Counters

    • Thermostat

    • Walk-In Closet(s)

    • Window Treatments

    Bedrooms and bathrooms

    • Bedrooms: 4

    • Full bathrooms: 3

  • Parking

    • Circular Driveway

    • Driveway

    • Garage Door Opener

    • Garage Faces Side

    • Ground Level

    • Oversized

    Property

    • Levels: Two

    • Exterior Features: Irrigation System / Lighting / Private Entrance / Private Mailbox / Rain Gutters / Sidewalk / Sliding Doors

    Lot

    • Lot: 0.53 Acres

    Other Property Information

    • Parcel Number: 132329338000100

    • Zoning: R-1AA

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Single Family Residence

  • Utility

    • BB/HS Internet Available

    • Cable Available

    • Electricity Connected

    • Phone Available

    • Water Connected

    Green energy

    • Insulation

    • Thermostat

    • Water Heater

    • Windows

  • Other financial information

    • HOA: $600

    • HOA Frequency: Annually

    • Annual tax amount: $12,370

  • Source details

    • MLS ID: O6428837

    Other facts

    • Construction Materials: Wood Frame

    • Foundation Details: Slab

    • Fireplace Features: Living Room / Outside / Stone

    • Laundry Features: Electric Dryer Hookup / Inside / Washer Hookup

    • Lot Features: City Lot / Landscaped / Oversized Lot / Private

    • Patio And Porch Features: Covered / Rear Porch

    • Direction Faces: Southeast

    • Architectural Style: Custom

    • Fireplace: Yes

    • Garage Spaces: 2

    • Attached Garage: Yes

    • Garage: Yes

    • Living Area: 2816

    • Water Source: Public

    • Subdivision Name: HARBOUR ISLAND SUB

Private inquiry
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The multiple listing information is provided by the Stellar MLS from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Stellar MLS. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: HOMEVEST REALTY