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306 HARBOR DRIVE

House For Sale
$3,800,000

BTC: 59.14396887

ETH: 1,997.22490855

191 days
Waterfront
5 bds
4 ba
4,571 sqft

Overview

Direct Gulf access, deep water Intracoastal frontage, a 25,000 lb boat lift, and an assumable flood policy of just $1,800 per year—an exceptional combination rarely found in today's waterfront market. Positioned on the Intracoastal Waterway in the heart of Indian Rocks Beach, this custom-built waterfront estate offers over 4,500 square feet, 5 bedrooms, 4 baths, a private dock, saltwater pool, heated spa, elevator, and panoramic water views from nearly every main living space. Designed and built by its original builder-owner, the home was thoughtfully crafted for boating, entertaining, and everyday waterfront living. The oversized primary suite serves as a private retreat with a fireplace, private waterfront balcony, and spa-inspired bath. A chef's kitchen featuring custom wood cabinetry, granite countertops, a large island, walk-in pantry, and butler's pantry opens to spacious living and dining areas designed to capture stunning water views throughout the day. The lower-level social room creates the perfect transition to outdoor living, where the saltwater pool, heated spa, dock, and expansive waterfront setting invite endless days on the water and unforgettable sunset evenings. An added bonus is the home's eastern rear exposure, allowing the pool and outdoor living areas to enjoy morning sun while the house provides shade during the hottest part of the afternoon, helping keep the pool and entertaining spaces more comfortable throughout the summer months. A private elevator services all levels, while the rooftop terrace offers sweeping Intracoastal views. Additional features include a 5-car garage, optional climate-controlled gym, smart home technology, high ceilings, and no HOA. For boating enthusiasts, the location is exceptional. Reach the Gulf within minutes, enjoy deep water access, and keep your vessel protected on the 25,000 lb lift just steps from your back door. The home also performed exceptionally well during recent storms, offering added peace of mind. Short-term rentals are permitted, creating outstanding income potential in one of Tampa Bay's most desirable beach communities. Just a short walk to the sugar-sand beaches of the Gulf of Mexico, Brown Park, tennis courts, restaurants, and local favorites, this home offers the rare opportunity to enjoy true barrier island living. Wake up to dolphins in your backyard, spend the day boating, fishing, or at the beach, then enjoy waterfront sunsets from your pool, spa, or rooftop terrace. Despite feeling worlds away, you're only about 15 miles from Clearwater Beach, 20 miles from Downtown St. Petersburg, and approximately 25 miles from Tampa International Airport, providing convenient access to world-class dining, entertainment, professional sports, and international travel while enjoying one of Florida's most coveted coastal lifestyles. Call today for your private tour or to be sent the FULL video walkthrough.

Location

Details

Type:
Residential
Parking:
No Data
Year Built:
2004
Lot:
0.21 Acres
Heating:
Central / Electric
Price/sqft:
$831
Cooling:
Central Air / Mini-Split Unit(s)
HOA:
No Data

Valuation

Our model vs. what's actually selling nearby.
Estimate
$3,095,000
$2.1M – $4.7M
Confidence Low
List vs. estimate
$705K above estimate
List $3,800,000 · +22.8%
Our model says this listing is priced above recent comparable activity. Room to negotiate.
Price per sq ft
$831
+3.3% vs. city median $804
Based on
6 MLS comparables
Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax
$24,526
2024
Pool
Chlorine Free
View
Park/Greenbelt, Water
Waterfront
Intracoastal Waterway
Garage
5 car garage
Furnished
Negotiable
All facts and features
  • Flooring

    • Carpet

    • Ceramic Tile

    • Hardwood

    Heating

    • Central

    • Electric

    Cooling

    • Central Air

    • Mini-Split Unit(s)

    Appliances

    • Bar Fridge

    • Built-In Oven

    • Cooktop

    • Dishwasher

    • Disposal

    • Dryer

    • Electric Water Heater

    • Ice Maker

    • Microwave

    • Refrigerator

    • Washer

    • Water Filtration System

    • Wine Refrigerator

    Other interior features

    • Built-in Features

    • Cathedral Ceiling(s)

    • Ceiling Fan(s)

    • Coffered Ceiling(s)

    • Dry Bar

    • Eating Space In Kitchen

    • Elevator

    • Kitchen/Family Room Combo

    • PrimaryBedroom Upstairs

    • Skylight(s)

    • Smart Home

    • Solid Wood Cabinets

    • Split Bedroom

    • Stone Counters

    • Thermostat

    • Walk-In Closet(s)

    • Window Treatments

    Bedrooms and bathrooms

    • Bedrooms: 5

    • Full bathrooms: 4

  • Property

    • Levels: Three Or More

    • Pool Private: Yes

    • Exterior Features: Balcony / Hurricane Shutters / Irrigation System / Private Mailbox / Rain Gutters / Sliding Doors

    Lot

    • Lot: 0.21 Acres

    Other Property Information

    • Parcel Number: 063015421200000030

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Single Family Residence

  • Utility

    • BB/HS Internet Available

    • Cable Connected

    • Electricity Connected

    • Sewer Connected

    • Street Lights

    • Water Connected

  • Other financial information

    • Annual tax amount: $24,526

  • Source details

    • MLS ID: TB8467679

    Other facts

    • Construction Materials: Block / Stucco / Wood Frame

    • Foundation Details: Slab

    • Fireplace Features: Living Room / Master Bedroom / Wood Burning

    • Laundry Features: Inside

    • Patio And Porch Features: Covered / Deck / Rear Porch

    • Pool Features: Chlorine Free / Gunite / Heated / In Ground / Salt Water

    • Window Features: Shutters / Storm Window(s)

    • Direction Faces: Southwest

    • Architectural Style: Mediterranean

    • Waterfront: Yes

    • Fireplace: Yes

    • Water Body Name: INTRACOASTAL AND GULF

    • Garage Spaces: 5

    • Attached Garage: Yes

    • Garage: Yes

    • Living Area: 4571

    • Water Source: Public

    • Lot Size Dimensions: 75 x 120

    • Subdivision Name: INDIAN BEACH RE-REVISED 5TH ADD

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The multiple listing information is provided by the Stellar MLS from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Stellar MLS. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: KELLER WILLIAMS REALTY PORTFOLIO COLLECTION