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432 ISLEBAY DRIVE

House For Sale
$989,000

BTC: 15.40747794

ETH: 560.99470203

3 days
Waterfront
4 bds
2 ba
2,803 sqft

Overview

Live the waterfront lifestyle you've been dreaming of in this move in ready, Key West styled home with WATER ACCESS and a PRIVATE full-sized pool in the highly sought-after Mira Bay community. The home features a private dock with a 10,000-pound boat lift, with water and electrical access. The canal offers unrestricted access to Tampa Bay with no fixed bridges, making it ideal for boating enthusiasts and providing easy access to world-class fishing, cruising, waterfront dining, and Gulf waters. The east-facing front entrance welcomes you with a charming porch swing, while the covered lanai and private saltwater pool create the perfect setting for relaxation and entertaining at the back. Enjoy peaceful canal views and beautiful sunsets from the lanai, where Florida’s coastal lifestyle truly comes to life all with direct access from the first-floor primary bedroom making your tropical retreat perfect. Thoughtful updates throughout the home enhance both style and functionality with fresh paint and no carpet in the home. In 2024, the upstairs bathroom underwent a complete remodel, replacing the tub with a spacious shower. The primary bathroom was updated with a frameless glass shower and new flooring. Elegant 2' x 4' porcelain tile flooring was installed in the foyer, kitchen, and powder room. Additional improvements include a new roof (2022), a new upstairs A/C system (2023), HydroShield laminate flooring in the upstairs bedrooms, and fresh interior paint in versatile neutral tones. The attached 2-car garage provides ample space for vehicles, storage, and all your boating and beach gear. As a resident of MiraBay, you'll enjoy an exceptional HOA amenity package, including a waterfront clubhouse and café, resort-style pool, complimentary use of kayaks, canoes, and paddleboards, a 24-hour fitness center, pickleball and tennis courts, basketball courts, multiple playgrounds, and a variety of community activities throughout the year. Whether you're heading out on the boat, enjoying sunsets from the lanai, or spending the day by the pool, this exceptional waterfront home offers the very best of Florida coastal living.

Location

Details

Type:
Residential
Parking:
Garage Door Opener
Year Built:
2003
Lot:
0.15 Acres
Heating:
Electric
Price/sqft:
$353
Cooling:
Central Air
HOA:
$187

Valuation

Our model vs. what's actually selling nearby.
Estimate
$614,900
$379K – $989K
Confidence Low
List vs. estimate
$374K above estimate
List $989,000 · +60.8%
Our model says this listing is priced above recent comparable activity. Room to negotiate.
Price per sq ft
$352
+48.6% vs. city median $237
Based on
19 MLS comparables
Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax
$12,210
2025
HOA
$186/yr
Common Area Taxes, Community Pool, Maintenance Grounds
Pool
Gunite
View
Water
Waterfront
Canal - Saltwater
Garage
2 car garage
Furnished
Negotiable
Pets
Allowed
All facts and features
  • Flooring

    • Engineered Hardwood

    • Laminate

    • Porcelain Tile

    Heating

    • Electric

    Cooling

    • Central Air

    Appliances

    • Cooktop

    • Dishwasher

    • Dryer

    • Microwave

    • Range Hood

    • Washer

    Other interior features

    • Crown Molding

    • Primary Bedroom Main Floor

    • Walk-In Closet(s)

    Bedrooms and bathrooms

    • Bedrooms: 4

    • Bathrooms: 1

    • Full bathrooms: 2

  • Parking

    • Garage Door Opener

    Property

    • Levels: Two

    • Pool Private: Yes

    • Exterior Features: French Doors / Irrigation System / Outdoor Grill / Private Entrance / Private Mailbox / Private Yard / Rain Gutters / Shade Shutter(s) / Sidewalk

    Lot

    • Lot: 0.15 Acres

    Other Property Information

    • Parcel Number: U29311964800002300016.0

    • Zoning: PD

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Single Family Residence

  • Utility

    • Electricity Available

    • Electricity Connected

    • Fire Hydrant

    • Natural Gas Available

    • Natural Gas Connected

    • Public

    • Sewer Available

    • Sewer Connected

    • Street Lights

    • Underground Utilities

    • Water Available

    • Water Connected

  • Other financial information

    • HOA: $187

    • HOA Frequency: Annually

    • Annual tax amount: $12,211

  • Source details

    • MLS ID: TB8519093

    Other facts

    • Construction Materials: Block

    • Foundation Details: Slab

    • Laundry Features: Laundry Room

    • Lot Features: Landscaped

    • Patio And Porch Features: Front Porch / Rear Porch / Screened

    • Pool Features: Gunite / Heated / In Ground / Salt Water

    • Direction Faces: East

    • Waterfront: Yes

    • Garage Spaces: 2

    • Attached Garage: Yes

    • Garage: Yes

    • Living Area: 2803

    • Water Source: Canal/Lake For Irrigation

    • Lot Size Dimensions: 60.89 x 102

    • Subdivision Name: MIRABAY PH 1B-1/2A-1/3B-1

Private inquiry
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The multiple listing information is provided by the Stellar MLS from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Stellar MLS. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: FLORIDA CAPITAL REALTY