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528 OCEAN SPRAY DRIVE

House For Sale
$409,000

BTC: 6.77152318

ETH: 256.47618032

1 days
4 bds
3 ba
2,820 sqft

Overview

Welcome to 528 Ocean Spray Drive in Ruskin—a beautifully maintained, move-in ready home built in 2021, offering 4 bedrooms, 3.5 bathrooms, and 2,820 square feet of thoughtfully designed living space in the sought-after Shell Cove community. This spacious open-concept floor plan features soaring ceilings, elegant tile flooring, and abundant natural light throughout. The heart of the home is the chef-inspired kitchen, complete with granite countertops, stainless steel appliances, ample cabinetry, and a large center island perfect for entertaining and everyday living. A standout feature is the private in-law suite with its own separate entrance, providing exceptional flexibility for multigenerational living, guests, a home office, or potential rental income opportunities. Step outside and enjoy Florida living at its finest in the oversized backyard, offering plenty of space for outdoor gatherings, recreation, or future customization. Residents of Shell Cove enjoy a variety of community amenities, including a resort-style pool, playground, neighborhood park, and scenic walking trails. With a low HOA, no flood insurance requirement, and convenient access to I-75, Tampa, shopping, dining, and grocery stores, this location perfectly balances comfort and convenience. Adding even more value, qualified buyers may take advantage of an assumable VA loan at an attractive 2.99% interest rate. Plus, a free appraisal and potential lender incentives are available when using the preferred lender. Don't miss this incredible opportunity to own a modern, versatile home in one of Ruskin's most desirable communities.

Location

Details

Type:
Residential
Parking:
No Data
Year Built:
2021
Lot:
0.18 Acres
Heating:
Electric
Price/sqft:
$145
Cooling:
Central Air
HOA:
$85

Valuation

Our model vs. what's actually selling nearby.
Estimate
$514,990
$401K – $649K
Confidence Low
List vs. estimate
$105K below estimate
List $409,000 · -20.6%
Our model says this listing is priced below recent comparable activity. Expect competition.
Price per sq ft
$145
-21.6% vs. city median $184
Based on
23 MLS comparables
Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax
$10,266
2024
HOA
$85/yr
Common Area Taxes, Community Pool, Pool Maintenance
Garage
3 car garage
Pets
Allowed
All facts and features
  • Flooring

    • Carpet

    • Tile

    Heating

    • Electric

    Cooling

    • Central Air

    Appliances

    • Dishwasher

    • Disposal

    • Dryer

    • Freezer

    • Microwave

    • Range

    • Refrigerator

    • Washer

    Other interior features

    • Ceiling Fan(s)

    • Dry Bar

    • Eating Space In Kitchen

    • High Ceilings

    • Kitchen/Family Room Combo

    • Living Room/Dining Room Combo

    • Open Floorplan

    • Primary Bedroom Main Floor

    • Thermostat

    • Tray Ceiling(s)

    • Walk-In Closet(s)

    • Wet Bar

    Bedrooms and bathrooms

    • Bedrooms: 4

    • Bathrooms: 1

    • Full bathrooms: 3

  • Property

    • Levels: One

    • Exterior Features: Irrigation System

    Lot

    • Lot: 0.18 Acres

    Other Property Information

    • Parcel Number: U063219C0O00000000603.0

    • Zoning: PD

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Single Family Residence

  • Utility

    • Cable Available

    • Electricity Available

    Green energy

    • HVAC

  • Other financial information

    • HOA: $85

    • HOA Frequency: Annually

    • Annual tax amount: $10,267

  • Source details

    • MLS ID: TB8522386

    Other facts

    • Construction Materials: Brick

    • Foundation Details: Slab

    • Laundry Features: Electric Dryer Hookup / Inside / Laundry Room

    • Patio And Porch Features: Covered

    • Direction Faces: West

    • Garage Spaces: 3

    • Attached Garage: Yes

    • Garage: Yes

    • Living Area: 2820

    • Water Source: Public

    • Lot Size Dimensions: 60 x 128

    • Subdivision Name: SHELL COVE PH 2

Private inquiry
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The multiple listing information is provided by the Stellar MLS from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Stellar MLS. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: LPT REALTY, LLC