Sell Your Home
Get a free home valuation
Contact
Tell us about your needs

644 HART LAKE DRIVE

House For Sale
$699,000

BTC: 8.62962963

ETH: 285.42262148

2 days
Waterfront
4 bds
3 ba
2,511 sqft

Overview

From the moment you enter, it is immediately apparent this is not your typical lakefront home. Elevated sightlines extend across the pool to the tranquil waters of Hart Lake, creating a dramatic first impression and an almost infinity-edge style of living. Situated on approximately half an acre in the gated SE Winter Haven community of Hart Lake Hills, this immaculate custom residence offers 4 bedrooms, 3 baths and over 2,500 SF of refined living space with a level of finish and customization rarely found at this price point. Designed for upscale everyday living and impressive entertaining, the home showcases gorgeous travertine and wood flooring, substantial millwork, designer lighting, custom tile and stonework, granite surfaces and distinctive architectural details throughout. Statement fixtures incorporating sculptural, crystal and glass elements add another layer of sophistication. The open, triple-split bedroom floor plan includes a spacious family room, formal dining, office/den, kitchen with dinette and inside laundry. The family room captures panoramic lake views through expansive glass doors opening to the pool and features a custom wood TV wall accented with natural-edge detailing. The kitchen offers quartz countertops, stainless appliances, custom wood cabinetry, breakfast bar and a light-filled dinette overlooking the pool and lake. The adjoining dining room is illuminated by a dramatic faceted glass chandelier, while the office/den room provides flexibility as an office, study or additional sitting room. The primary suite features wood flooring, a large walk-in closet with built-ins and an extraordinary spa-inspired bath. Travertine and stone surround a floating-edge soaking tub with black stone deck, dramatic underlighting and sleek linear fireplace. An oversized open shower features multiple body sprays, handheld fixture and rainfall shower, complemented by floating cabinetry, granite-topped vanity, designer lighting and a private water closet. Three generously sized guest bedrooms are privately positioned away from the primary suite with excellent closet space and access to beautifully customized guest baths. The third bath also serves the pool and features a glass-enclosed MrSteam steam shower. Outside, wide steps transition from the elevated interior to an expansive screened outdoor living area where the saltwater pool appears visually connected to Hart Lake beyond. A large covered lanai with travertine flooring offers room for dining and lounging, while generous deck space provides plenty of room for entertaining and enjoying the Florida sunshine. Hart Lake offers opportunities for fishing, boating and enjoying the natural waterfront setting. Additional features include double-pane windows, insulated sliding doors, central vacuum, irrigation well, 2019 roof, 2020 A/C and a pool enclosure refurbished in 2024 with new screening, doors and screws. All this and centrally located between Tampa and Orlando, approximately 10 minutes from shopping, dining and medical facilities, and within walking distance of Chain of Lakes Elementary.

Location

Details

Type:
Residential
Parking:
Driveway / Garage Door Opener
Year Built:
2002
Lot:
0.62 Acres
Heating:
Central / Electric
Price/sqft:
$278
Cooling:
Central Air
HOA:
$1,000

Valuation

Our model vs. what's actually selling nearby.
Estimate
$530,000
$424K – $664K
Confidence Low
List vs. estimate
$169K above estimate
List $699,000 · +31.9%
Our model says this listing is priced above recent comparable activity. Room to negotiate.
Price per sq ft
$278
+59.9% vs. city median $174
Based on
6 MLS comparables
Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax
$7,063
2025
HOA
$1,000/yr
Pool
Gunite
View
Pool, Water
Waterfront
Lake Front
Garage
3 car garage
Pets
Allowed
All facts and features
  • Flooring

    • Carpet

    • Engineered Hardwood

    • Travertine

    Heating

    • Central

    • Electric

    Cooling

    • Central Air

    Appliances

    • Dishwasher

    • Gas Water Heater

    • Microwave

    • Range

    • Refrigerator

    Other interior features

    • Ceiling Fan(s)

    • Crown Molding

    • Eating Space In Kitchen

    • High Ceilings

    • Primary Bedroom Main Floor

    • Stone Counters

    • Walk-In Closet(s)

    Bedrooms and bathrooms

    • Bedrooms: 4

    • Full bathrooms: 3

  • Parking

    • Driveway

    • Garage Door Opener

    Property

    • Levels: One

    • Pool Private: Yes

    • Exterior Features: Irrigation System / Sliding Doors

    Lot

    • Lot: 0.62 Acres

    Other Property Information

    • Parcel Number: 262924690592000190

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Single Family Residence

  • Utility

    • Cable Connected

    • Electricity Connected

    • Sewer Connected

    • Water Connected

  • Other financial information

    • HOA: $1,000

    • HOA Frequency: Annually

    • Annual tax amount: $7,064

  • Source details

    • MLS ID: L4964782

    Other facts

    • Construction Materials: Block / Stucco

    • Foundation Details: Slab

    • Fireplace Features: Electric / Other Room

    • Laundry Features: Inside / Laundry Room

    • Lot Features: In County

    • Patio And Porch Features: Porch / Screened

    • Pool Features: Gunite / In Ground / Salt Water / Screen Enclosure

    • Window Features: Blinds / Double Pane Windows / Shades

    • Direction Faces: West

    • Architectural Style: Custom

    • Waterfront: Yes

    • Fireplace: Yes

    • Water Body Name: LAKE HART

    • Garage Spaces: 3

    • Attached Garage: Yes

    • Garage: Yes

    • Living Area: 2511

    • Water Source: Public

    • Subdivision Name: HART LAKE HILLS PH 01

Private inquiry
Talk to the advisor on this listing.
Floor plans, HOA docs, off-market comparables, scheduling a private showing — one message, direct to the local specialist.

More like this

For Sale
$649,900
House
3 bds · 3 ba · 3,020 sqft
LAKE WINTERSET ACRES, WINTER HAVEN
2241 WINTERSET ROAD
-$20K
For Sale
$799,900
House
4 bds · 3 ba · 3,648 sqft
WATERFORD OAKS, WINTER HAVEN
9469 WATERFORD OAKS DRIVE
-$20K
For Sale
$559,900
House
3 bds · 2 ba · 2,338 sqft
LAKE ASHTON GOLF CLUB PH IV, LAKE WALES
4231 COCONUT DRIVE
-$200K
For Sale
$900,000
House
2 bds · 3 ba · 2,768 sqft
LAKE ELOISE SUB, WINTER HAVEN
1019 W LAKE ELOISE TERRACE
-$59K
For Sale
$519,990
House
4 bds · 3 ba · 2,653 sqft
TUSCANY AT WINTERSET, WINTER HAVEN
445 TALAMONE DRIVE
-$10K
For Sale
$765,000
House
3 bds · 2 ba · 2,678 sqft
GAINES COVE, WINTER HAVEN
3831 GAINES DRIVE
-$25K
For Sale
$724,999
House
5 bds · 5 ba · 3,703 sqft
WYNDSOR AT LAKE WINTERSET, WINTER HAVEN
2656 WYNDSOR OAKS WAY
-$5K
For Sale
$605,000
House
3 bds · 2 ba · 2,100 sqft
SUNDANCE RANCH ESTATES, WINTER HAVEN
12 CHERRY BLOSSOM LANE

Market around this address

Live counts in the same area.
View all

The multiple listing information is provided by the Stellar MLS from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Stellar MLS. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: THE STONES REAL ESTATE FIRM