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323 TERRA CEIA DRIVE

Active With Contract
$320,000

BTC: 4.00000000

ETH: 128.00000000

11 days
Waterfront
2 bds
2 ba
1,012 sqft

Overview

Under contract-accepting backup offers. **WATERFRONT TROPIC ISLES HOME WITH BOAT LIFT & GULF ACCESS!** Welcome to this move-in-ready 2-bedroom, 2-bath canal-front home in the sought-after, resident-owned 55+ community of Tropic Isles on Terra Ceia Bay. Ideally positioned on the waterfront, the property features a private dock and boat lift with direct access to the Gulf, offering an exceptional opportunity to enjoy boating, fishing, and spectacular Florida sunsets right from home. Inside, the home is bright and inviting, with abundant natural light and comfortable living spaces designed for easy Florida living. Offered fully furnished, it is ready for immediate occupancy as a full-time residence, seasonal retreat, or waterfront getaway. A brand-new furnace was installed in November 2025, and the property also includes a **fully transferable lifetime termite protection warranty** for added peace of mind. The seller is also willing to include the boat currently on the lift as part of a package, creating an exceptional opportunity for buyers looking for a turnkey waterfront lifestyle. Enjoy all that Tropic Isles has to offer with a low monthly maintenance fee of just $338. Community amenities include a clubhouse, heated pool and spa, shuffleboard courts, marina access, fitness center, library, game room, meeting halls, and kayak launch. The welcoming community atmosphere combines an active lifestyle with the tranquility of waterfront living. Conveniently located near Gulf beaches, waterfront dining, Sarasota, Tampa, and Ellenton Premium Outlets, this property puts recreation, shopping, dining, and entertainment within easy reach. Whether you're looking for a year-round home or a seasonal escape, this Tropic Isles waterfront property offers the combination of **boat access, community amenities, affordability, and Florida coastal living** that's hard to find.

Location

Details

Type:
Residential
Parking:
No Data
Year Built:
1980
Lot:
0.08 Acres
Heating:
Central
Price/sqft:
$316
Cooling:
Central Air
HOA:
$338

Valuation

Our model vs. what's actually selling nearby.
Estimate
$169,950
$140K – $199K
Confidence Low
List vs. estimate
$150K above estimate
List $320,000 · +88.3%
Our model says this listing is priced above recent comparable activity. Room to negotiate.
Price per sq ft
$316
+45.7% vs. city median $216
Based on
22 MLS comparables
Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax
$3,605
2025
HOA
$338/mo
Community Pool, Manager, Pool Maintenance
View
Water
Waterfront
Bay/Harbor Front, Waterfront
Furnished
Furnished
Pets
Allowed
All facts and features
  • Flooring

    • Carpet

    Heating

    • Central

    Cooling

    • Central Air

    Appliances

    • Dishwasher

    • Dryer

    • Microwave

    • Range

    • Refrigerator

    • Washer

    Other interior features

    • Other

    • Walk-In Closet(s)

    Bedrooms and bathrooms

    • Bedrooms: 2

    • Full bathrooms: 2

  • Property

    • Levels: One

    • Exterior Features: Other

    Lot

    • Lot: 0.08 Acres

    Other Property Information

    • Parcel Number: 2925521209

    • Zoning: MHP1

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Manufactured Home

  • Utility

    • Public

  • Other financial information

    • HOA: $338

    • HOA Frequency: Monthly

    • Annual tax amount: $3,606

  • Source details

    • MLS ID: A4704284

    Other facts

    • Construction Materials: Wood Frame

    • Foundation Details: Other

    • Laundry Features: Laundry Room

    • Direction Faces: Northwest

    • Waterfront: Yes

    • Living Area: 1012

    • Water Source: Public

    • Subdivision Name: TROPIC ISLES CO-OP

Private inquiry
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The multiple listing information is provided by the Stellar MLS from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Stellar MLS. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: EXP REALTY, LLC