Sell Your Home
Get a free home valuation
Contact
Tell us about your needs

1040 COTTAGE DRIVE

House For Sale
$1,325,000

BTC: 17.30668757

ETH: 588.88888889

-$75K (2026/10/07)
100 days
3 bds
2 ba
2,042 sqft

Overview

RARE OPPORTUNITY IN LAKE SHORE COTTAGES — JUST STEPS FROM LAKE SUMTER LANDING! Discover an extraordinary combination of LOCATION, LUXURY, and LIFESTYLE in one of The Villages’ most distinctive neighborhoods. Beautifully remodeled from top to bottom, this stunning 3-bedroom, 2.5-bath cottage offers the charm of classic Florida architecture with the sophistication of a modern luxury retreat. Featuring a PRIVATE HEATED SALTWATER POOL, spectacular outdoor living spaces, WATER VIEWS, and a BOND THAT IS PAID IN FULL, this is a home that truly stands apart!From the moment you arrive, the inviting front porch sets the tone with its beautiful wood-look porcelain flooring, beadboard ceiling, decorative railing, and custom ceiling fans. HARDIE PLANK SIDING, a METAL ROOF, and freshly painted exterior add timeless character and curb appeal.Step through the leaded-glass front door and prepare to be impressed! The interior has been thoughtfully transformed into a bright, OPEN-CONCEPT living space designed for both entertaining and everyday comfort. Gorgeous luxury vinyl plank flooring, crown molding, oversized baseboards, updated lighting, and abundant natural light create a sophisticated yet welcoming atmosphere. The beautifully remodeled kitchen features GRANITE COUNTERTOPS AND BACKSPLASH, high-end appliances, farmhouse sink, under-cabinet lighting, reverse osmosis system, and generous gathering space.The primary suite offers a beautifully updated private bath with granite countertops, custom mirrors, a spacious walk-in shower with dual showerheads, and a large walk-in closet. An additional guest bedroom and beautifully remodeled guest bath provide comfort for visiting family and friends. The spacious third bedroom or den, with soaring 13-foot ceilings, a convenient half bath, and direct access to the pool, offers wonderful flexibility.THE OUTDOOR LIVING IS EXCEPTIONAL! Imagine spending your afternoons beside your own HEATED SALTWATER POOL, complete with a soothing waterfall and gorgeous TRAVERTINE DECKING. The combination of privacy walls, beautiful gardens, and inviting entertaining areas creates your own personal Florida oasis.One of the home’s most impressive features is the spectacular 29’ x 10’ enclosed living area overlooking the pool, featuring floor-to-ceiling hurricane-rated glass, beautiful tile flooring, beadboard ceiling, and its own MINI-SPLIT HEATING AND COOLING SYSTEM. Step outside onto the elevated patio and enjoy peaceful views of the landscaped backyard and water beyond.Additional highlights include a Kinetico whole-house water filtration and softening system, tankless water heater, newer HVAC system, epoxy-coated garage floor, gutters, and numerous thoughtful upgrades throughout. Furniture is negotiable to be purchased separately.AND THE LOCATION? SIMPLY OUTSTANDING! Lake Shore Cottages offers a distinctive neighborhood atmosphere, charming architecture, and its own community pool — all just moments from the restaurants, boutiques, waterfront dining, nightly entertainment, and vibrant lifestyle of LAKE SUMTER LANDING.Homes offering this combination of extensive renovations, private pool living, distinctive cottage charm, and exceptional proximity to Lake Sumter Landing are not easily duplicated.THIS IS MORE THAN A BEAUTIFUL HOME — IT’S AN OPPORTUNITY TO ENJOY THE VERY BEST OF THE VILLAGES LIFESTYLE. SCHEDULE YOUR PRIVATE SHOWING AND EXPERIENCE 1040 COTTAGE DRIVE FOR YOURSELF!

Location

Details

Type:
Residential
Parking:
Golf Cart Parking
Year Built:
2004
Lot:
0.21 Acres
Heating:
Natural Gas
Price/sqft:
$649
Cooling:
Central Air
HOA:
No Data

Valuation

Our model vs. what's actually selling nearby.
Estimate
$595,000
$399K – $829K
Confidence Low
List vs. estimate
$730K above estimate
List $1,325,000 · +122.7%
Our model says this listing is priced above recent comparable activity. Room to negotiate.
Price per sq ft
$648
+156.4% vs. city median $253
Based on
25 MLS comparables
Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax
$9,793
2025
Pool
Gunite
Garage
1 car garage
Furnished
Negotiable
Pets
Allowed
All facts and features
  • Flooring

    • Luxury Vinyl

    Heating

    • Natural Gas

    Cooling

    • Central Air

    Appliances

    • Dishwasher

    • Disposal

    • Dryer

    • Kitchen Reverse Osmosis System

    • Microwave

    • Refrigerator

    • Tankless Water Heater

    • Washer

    • Water Softener

    Other interior features

    • Built-in Features

    • Ceiling Fan(s)

    • Crown Molding

    • High Ceilings

    • Open Floorplan

    • Primary Bedroom Main Floor

    • Stone Counters

    • Tray Ceiling(s)

    • Walk-In Closet(s)

    • Window Treatments

    Bedrooms and bathrooms

    • Bedrooms: 3

    • Bathrooms: 1

    • Full bathrooms: 2

  • Parking

    • Golf Cart Parking

    Property

    • Levels: One

    • Pool Private: Yes

    • Exterior Features: Irrigation System / Rain Gutters / Sidewalk

    Lot

    • Lot: 0.21 Acres

    Other Property Information

    • Parcel Number: D23C011

    • Zoning: RES

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Single Family Residence

  • Utility

    • BB/HS Internet Available

    • Cable Connected

    • Electricity Connected

    • Natural Gas Connected

    • Sewer Connected

    • Sprinkler Recycled

    • Water Connected

  • Other financial information

    • Annual tax amount: $9,794

  • Source details

    • MLS ID: G5115808

    Other facts

    • Construction Materials: HardiPlank Type

    • Foundation Details: Slab

    • Laundry Features: Inside / Laundry Room

    • Pool Features: Gunite / Heated / In Ground / Lighting / Pool Alarm / Salt Water / Screen Enclosure

    • Direction Faces: North

    • Garage Spaces: 1

    • Attached Garage: Yes

    • Garage: Yes

    • Living Area: 2042

    • Water Source: Public

    • Subdivision Name: VILLAGES OF SUMTER LAKE SHORE COTTAGES

Private inquiry
Talk to the advisor on this listing.
Floor plans, HOA docs, off-market comparables, scheduling a private showing — one message, direct to the local specialist.

More like this

New
For Sale
$1,225,000
House
4 bds · 3 ba · 3,000 sqft
VILLAGES OF SUMTER, THE VILLAGES
1089 VANCE TRAIL
For Sale
$1,200,000
House
3 bds · 2 ba · 2,000 sqft
VILLAGES/SUMTER, THE VILLAGES
1521 VAN BUREN WAY
For Sale
$995,000
House
3 bds · 2 ba · 3,100 sqft
THE VILLAGES, THE VILLAGES
1897 HARTFORD PATH
-$100K
For Sale
$1,399,950
House
3 bds · 3 ba · 3,444 sqft
THE VILLAGES, THE VILLAGES
1744 GIST COURT
For Sale
$1,400,000
House
3 bds · 2 ba · 4,125 sqft
VILLAGES OF SUMTER, THE VILLAGES
1793 HARTFORD PATH
-$31K
For Sale
$998,500
House
3 bds · 2 ba · 2,774 sqft
THE VILLAGES, THE VILLAGES
714 CIMARRON AVENUE
-$125K
For Sale
$1,050,000
House
3 bds · 2 ba · 2,973 sqft
NON-SUBDIVISION, FRUITLAND PARK
35841 TIMBERTOP LANE
-$251K
For Sale
$1,649,000
House
3 bds · 3 ba · 3,921 sqft
VILLAGES OF SUMTER, THE VILLAGES
858 PINCKNEY LANE

Market around this address

Live counts in the same area.
View all

The multiple listing information is provided by the Stellar MLS from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Stellar MLS. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: REALTY EXECUTIVES IN THE VILLAGES