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12456 SE 92ND TERRACE

House For Sale
$344,900

BTC: 4.04812207

ETH: 130.15094340

6 days
2 bds
2 ba
2,016 sqft

Overview

Set on nearly one-third of an acre, this Santa Rosa model features a split two-bedroom, two-bath layout with a den, an oversized tiled lanai under heat and air, and an extended garage. The front porch leads to an entry door with a sidelight and transom window. From the foyer, the den with French doors is to the left, the living and dining rooms are straight ahead, and the kitchen is to the right. The kitchen includes an island and a bright eat-in area surrounded by windows. The spacious primary bedroom opens to the lanai and includes an ensuite with a separate garden tub and shower, private water closet, dual-sink vanity, and large walk-in closet. The hallway offers both a large storage closet and a coat closet. The laundry room connects the home to the oversized garage, which includes pull-down attic storage, a utility sink, and a side service door. The extended lanai features windows on all sides, ceiling fans, a tiled floor, and access to a pleasant rear patio. The roof was replaced in 2019, the HVAC system in 2022, and the water heater in 2016. All ductwork was replaced in March 2025. Located in the tree-canopied Del Webb Spruce Creek Golf & Country Club, this gated 55+ community offers outstanding amenities, four 9-hole golf courses, 3 pools, pickleball and tennis courts, volleyball, shuffleboard, bocce ball, basketball courts, horseshoes, softball field, Liberty Grille Restaurant and more than 70 clubs. Conveniently situated north of The Villages and south of Ocala, it is close to fine dining, shopping, and entertainment. (Virtually Staged Photos)

Location

Florida • SUMMERFIELD • 34491 • House • For Sale

Details

Type:
Residential
Parking:
Driveway / Garage Door Opener / Oversized
Year Built:
2001
Lot:
0.30 Acres
Heating:
Natural Gas
Price/sqft:
$171
Cooling:
Central Air
HOA:
$214

Valuation

Our model vs. what's actually selling nearby.
Estimate
$328,950
$325K – $358K
Confidence Medium
List vs. estimate
$15K above estimate
List $344,900 · +4.8%
Our model says this listing is priced above recent comparable activity. Room to negotiate.
Price per sq ft
$171
-7.7% vs. city median $185
Based on
5 MLS comparables
Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax
$2,719
2025
HOA
$214/mo
Community Pool, Escrow Reserves Fund, Manager
Garage
2 car garage
Pets
Allowed
All facts and features

  • Flooring

    • Carpet

    • Ceramic Tile

    Heating

    • Natural Gas

    Cooling

    • Central Air

    Appliances

    • Dishwasher

    • Disposal

    • Dryer

    • Exhaust Fan

    • Gas Water Heater

    • Ice Maker

    • Microwave

    • Range

    • Refrigerator

    • Washer

    Other interior features

    • Ceiling Fan(s)

    • Eating Space In Kitchen

    • High Ceilings

    • Living Room/Dining Room Combo

    • Open Floorplan

    • Split Bedroom

    • Thermostat

    • Walk-In Closet(s)

    Bedrooms and bathrooms

    • Bedrooms: 2

    • Full bathrooms: 2

  • Parking

    • Driveway

    • Garage Door Opener

    • Oversized

    Property

    • Levels: One

    • Exterior Features: French Doors / Irrigation System / Private Mailbox / Rain Gutters

    Lot

    • Lot: 0.30 Acres

    Other Property Information

    • Parcel Number: 6118038000

    • Zoning: PUD

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Single Family Residence

  • Utility

    • BB/HS Internet Available

    • Cable Available

    • Electricity Connected

    • Natural Gas Connected

    • Phone Available

    • Public

    • Sewer Connected

    • Underground Utilities

    • Water Connected

  • Other financial information

    • HOA: $214

    • HOA Frequency: Monthly

    • Annual tax amount: $2,720

  • Source details

    • MLS ID: OM732805

    Other facts

    • Construction Materials: Stucco / Wood Frame

    • Foundation Details: Slab

    • Laundry Features: Inside / Laundry Room

    • Patio And Porch Features: Enclosed / Front Porch / Rear Porch

    • Window Features: Blinds

    • Direction Faces: Southeast

    • Garage Spaces: 2

    • Attached Garage: Yes

    • Garage: Yes

    • Living Area: 2016

    • Water Source: Public

    • Lot Size Dimensions: 115 x 115

    • Subdivision Name: SPRUCE CREEK GC

Private inquiry
Talk to the advisor on this listing.
Floor plans, HOA docs, off-market comparables, scheduling a private showing — one message, direct to the local specialist.

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Market around this address

Live counts in the same area.
View all
This zip
34491
320
median $289K
Active
Same city
SUMMERFIELD
317
median $289K
Active
Same type
House
250
median $299K
Active
Similar price
$241K – $448K
199
median $309K
Active

The multiple listing information is provided by the Stellar MLS from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Stellar MLS. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: RE/MAX PREMIER REALTY LADY LK