Contact
Tell us about your needs

18102 SPENCER ROAD

House For Sale
$799,000

BTC: 8.78021978

ETH: 399.50000000

-$100K (2025/08/05)
201 days
Waterfront
3 bds
2 ba
1,990 sqft
Est. Estimated sales range: $0 - $0
$0

Overview

Lakefront Opportunity in Keystone – Now $25K Below Seller’s Purchase Price!!! Incredible value on a serene, private lake lot with updated home and prime location. A rare opportunity to own a completely remodeled lakefront home on an acre of land in the heart of Keystone—one of the last truly rural pockets of Tampa Bay. With no HOA, no CDD, and not located in a flood zone, this Keystone Odessa property offers unmatched freedom, peace of mind, and a quiet lifestyle just 20 minutes from Tampa International Airport, downtown, and the beaches. Positioned on the peaceful cove of Lake Taylor, a 50-acre private ski lake, the home offers tranquil water views and access to fishing, boating, and year-round wildlife watching. Facing due west, the backyard delivers breathtaking sunsets over the lake—an unbeatable backdrop for evenings outdoors. Completely rebuilt from the studs in 2022, this three-bedroom, two-bathroom home includes all-new plumbing, electrical, HVAC, EcoBee thermostat, tankless water heater, roof, hardy board siding, insulation, drywall, windows, and doors. The deep, solid foundation provides lasting stability, and every inch of the interior was thoughtfully designed with luxury vinyl plank flooring, solid wood flat-panel doors, LED recessed lighting, and stylish, high-end finishes. The stunning kitchen showcases shaker cabinetry, quartz countertops, reverse osmosis at the sink, and a GE Café matte white appliance suite with gold accents. Both bathrooms feature handmade concrete tile, stacked zellige tile, frameless glass showers, and designer fixtures. The laundry room includes cabinetry, a sink, and full appliances. Outside, enjoy lush new St. Augustine sod supported by a new irrigation system, a recently upgraded driveway with a new section and resurfaced finish, and charming brick paver walkways that lead to a peaceful back patio. A detached garage provides excellent storage for tools, water gear, or hobby space, and there’s a 50-amp hookup in place for your RV. Maintained under a termite bond with no known pest issues, the home sits approximately 50 feet above sea level and has remained dry through all recent storm events. The sellers also invested in extensive tree removal based on certified arborist recommendations and fully upgraded the well system, including a new bladder, softener, UV filter, and reverse osmosis for fresh, clean water. This is not a flip—current owners purchased the home, spent nearly $80k on the home with plans to retire here but never moved in due to a lifestyle change. Located in an A-rated school district and zoned for the coveted Steinbrenner High School, one of the top-ranked schools in the state. Flood insurance is not required, making this a rare and affordable waterfront opportunity. The property is zoned ASC-1, allowing the flexibility for a small urban farm, garden, or outbuildings. Surrounded by multi-million dollar homes and supported by the active Keystone Civic Association, this home blends craftsmanship, privacy, and lifestyle in one of Tampa Bay’s most desirable lakefront communities. The quiet street ends in a gated neighborhood with minimal traffic—an ideal setting to enjoy nature, space, and serenity. For a video walkthrough and a 3D walk go to this site: bit.ly/KeystoneLakeHouse

Location

Facts and features

Type:
Residential
Parking:
Driveway
Year Built:
1967
Lot:
0.99 Acres
Heating:
Central / Electric
Price/sqft:
$402
Cooling:
Central Air
HOA:
No Data
All facts and features
  • Flooring

    • Luxury Vinyl

    • Tile

    Heating

    • Central

    • Electric

    Cooling

    • Central Air

    Appliances

    • Convection Oven

    • Dishwasher

    • Disposal

    • Dryer

    • Electric Water Heater

    • Exhaust Fan

    • Kitchen Reverse Osmosis System

    • Range

    • Refrigerator

    • Tankless Water Heater

    • Washer

    • Water Filtration System

    • Water Purifier

    • Water Softener

    • Wine Refrigerator

    Other interior features

    • Ceiling Fan(s)

    • Eating Space In Kitchen

    • Open Floorplan

    • Primary Bedroom Main Floor

    • Solid Wood Cabinets

    • Split Bedroom

    • Stone Counters

    • Thermostat

    • Walk-In Closet(s)

    • Window Treatments

    Bedrooms and bathrooms

    • Bedrooms: 3

    • Full bathrooms: 2

  • Parking

    • Driveway

    Property

    • Levels: One

    • Exterior Features: French Doors / Irrigation System / Lighting / Private Mailbox / Rain Gutters

    Lot

    • Lot: 0.99 Acres

    Other Property Information

    • Parcel Number: U162717ZZZ00000010200.0

    • Zoning: ASC-1

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Single Family Residence

  • Utility

    • BB/HS Internet Available

    • Cable Connected

    • Electricity Connected

    • Fire Hydrant

    • Phone Available

    • Private

    • Sprinkler Well

    • Water Connected

  • Other financial information

    • Annual tax amount: $12,446

  • Source details

    • MLS ID: W7875774

    Other facts

    • Construction Materials: Block / HardiPlank Type / Wood Frame

    • Foundation Details: Slab

    • Laundry Features: Inside / Laundry Room

    • Lot Features: Cleared / In County / Irregular Lot / Landscaped / Level / Oversized Lot / Street Dead-End

    • Patio And Porch Features: Front Porch / Patio

    • Window Features: Blinds / Double Pane Windows / Insulated Windows

    • Direction Faces: East

    • Architectural Style: Craftsman

    • Waterfront: Yes

    • Garage Spaces: 1

    • Garage: Yes

    • Living Area: 1990

    • Water Source: See Remarks / Well

    • Lot Size Dimensions: 135 x 250

    • Subdivision Name: UNPLATTED

Similar Homes

12352 CRESTRIDGE LOOP placeholder 12352 CRESTRIDGE LOOP
-$10K (2025/12/06)
For Sale
House
$565,000
4 bds 3 ba 2,421 sqft
12352 CRESTRIDGE LOOP
16715 EAGLE OAK DRIVE placeholder 16715 EAGLE OAK DRIVE
26 days
For Sale
House
$997,500
4 bds 3 ba 3,085 sqft
16715 EAGLE OAK DRIVE
13815 CHANDRON DRIVE placeholder 13815 CHANDRON DRIVE
27 days
For Sale
House
$725,000
4 bds 2 ba 3,134 sqft
13815 CHANDRON DRIVE
11737 CRESTRIDGE LOOP placeholder 11737 CRESTRIDGE LOOP
-$50K (2025/12/03)
For Sale
House
$600,000
6 bds 4 ba 3,231 sqft
11737 CRESTRIDGE LOOP
11519 BELMACK BOULEVARD N placeholder 11519 BELMACK BOULEVARD N
46 days
For Sale
House
$649,900
3 bds 2 ba 1,949 sqft
11519 BELMACK BOULEVARD N
10533 BARACOA COURT placeholder 10533 BARACOA COURT
-$10K (2025/12/01)
For Sale
House
$965,000
5 bds 5 ba 4,000 sqft
10533 BARACOA COURT
10204 TRANQUIL LANE placeholder 10204 TRANQUIL LANE
59 days
For Sale
House
$950,000
3 bds 3 ba 2,390 sqft
10204 TRANQUIL LANE
14120 MANDA COURT placeholder 14120 MANDA COURT
-$28K (2025/11/19)
For Sale
House
$764,000
4 bds 3 ba 2,950 sqft
14120 MANDA COURT

The multiple listing information is provided by the Stellar MLS from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2025-present Stellar MLS. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: ROCKS REALTY