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323 TERRA CEIA DRIVE

For Sale
$320,000

BTC: 3.93651629

ETH: 130.66557779

New
Waterfront
2 bds
2 ba
1,012 sqft

Overview

WATERFRONT TROPIC ISLES HOME - BOAT LIFT INCLUDED! Discover this move-in ready, 2-bedroom, 2-bath canal-front home in the sought after 55+ resident owned Tropic Isles community on Terra Ceia Bay. The seller is also willing to sell the boat, which is already on the boat lift, as part of the package. Relax on your private dock and enjoy direct gulf access - a feature few homes at this price point provide - while taking in serene water views and Florida sunsets. The interior is bright and inviting, with natural light highlighting the spacious living areas. The home is being offered fully furnished, and a brand new furnace was installed in November 2025. A low monthly maintenance fee of $338 makes it perfect for either full-time living or a seasonal getaway. Tropic Isles residents enjoy a welcoming community lifestyle with a clubhouse, heated pool and spa, shuffleboard courts, and access to a marina. Conveniently located near Gulf beaches, Sarasota, Tampa, waterfront dining, and Ellenton Premium Outlets, this home offers both leisure and accessibility. Additional community amenities include meeting halls, a fitness center, library, game room, and a kayak launch, providing a range of recreational options while maintaining a tranquil waterfront setting. This property includes a lifetime termite protection warranty, which is fully transferable to the new owner.

Location

Details

Type:
Residential
Parking:
No Data
Year Built:
1980
Lot:
0.08 Acres
Heating:
Central
Price/sqft:
$316
Cooling:
Central Air
HOA:
$338

Valuation

Our model vs. what's actually selling nearby.
Estimate
$170,000
$132K – $203K
Confidence Low
List vs. estimate
$150K above estimate
List $320,000 · +88.2%
Our model says this listing is priced above recent comparable activity. Room to negotiate.
Price per sq ft
$316
+43.1% vs. city median $220
Based on
24 MLS comparables
Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax
$3,605
2025
HOA
$338/mo
Community Pool, Manager, Pool Maintenance
View
Water
Waterfront
Bay/Harbor Front, Waterfront
Furnished
Furnished
Pets
Allowed
All facts and features
  • Flooring

    • Carpet

    Heating

    • Central

    Cooling

    • Central Air

    Appliances

    • Dishwasher

    • Dryer

    • Microwave

    • Range

    • Refrigerator

    • Washer

    Other interior features

    • Other

    • Walk-In Closet(s)

    Bedrooms and bathrooms

    • Bedrooms: 2

    • Full bathrooms: 2

  • Property

    • Levels: One

    • Exterior Features: Other

    Lot

    • Lot: 0.08 Acres

    Other Property Information

    • Parcel Number: 2925521209

    • Zoning: MHP1

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Manufactured Home

  • Utility

    • Public

  • Other financial information

    • HOA: $338

    • HOA Frequency: Monthly

    • Annual tax amount: $3,606

  • Source details

    • MLS ID: A4704284

    Other facts

    • Construction Materials: Wood Frame

    • Foundation Details: Other

    • Laundry Features: Laundry Room

    • Direction Faces: Northwest

    • Waterfront: Yes

    • Living Area: 1012

    • Water Source: Public

    • Subdivision Name: TROPIC ISLES CO-OP

Private inquiry
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The multiple listing information is provided by the Stellar MLS from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Stellar MLS. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: EXP REALTY, LLC