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286 FIELDS TERRACE SE

House Active With Contract
$439,000

BTC: 5.39577188

ETH: 180.50986842

-$61K (2026/04/28)
68 days
4 bds
2 ba
2,082 sqft

Overview

Under contract-accepting backup offers. Short Sale. Waterfront opportunity with gulf access in Port Charlotte. This 4-bedroom, 2-bath home offers approximately 2,082 square feet of living space and features a pool, spa, dock, and boat lift. The dock structure appears to be in good condition, while the boat lift and pool area will require repair. The property offers excellent water views and direct boating access, making it an appealing opportunity for buyers seeking waterfront potential. Interior spaces will require cosmetic renovation, though portions of the kitchen appear to have been updated with newer counters and cabinetry that may be usable. Located in Flood Zone AE, this property offers strong upside for investors or buyers looking to restore a gulf-access home in a desirable boating location. Agents: Please review all private remarks prior to scheduling a showing.

Location

Details

Type:
Residential
Parking:
Driveway / Garage Door Opener / Oversized / Workshop in Garage
Year Built:
1972
Lot:
0.29 Acres
Heating:
Central
Price/sqft:
$211
Cooling:
Central Air
HOA:
No Data

Valuation

Our model vs. what's actually selling nearby.
Estimate
$512,500
$376K – $712K
Confidence Low
List vs. estimate
$73K below estimate
List $439,000 · -14.3%
Our model says this listing is priced below recent comparable activity. Expect competition.
Price per sq ft
$210
+0.1% vs. city median $210
Based on
16 MLS comparables
Median of recent comparable listings. Sold comps use closing price, active listings use list price.

Highlights

Annual tax
$873
2025
Pool
Gunite
View
Water
Garage
2 car garage
All facts and features
  • Flooring

    • Carpet

    • Ceramic Tile

    • Tile

    Heating

    • Central

    Cooling

    • Central Air

    Appliances

    • Dishwasher

    • Microwave

    • Range

    • Refrigerator

    Other interior features

    • Built-in Features

    • Ceiling Fan(s)

    • Open Floorplan

    • Pest Guard System

    • Stone Counters

    • Thermostat

    • Walk-In Closet(s)

    • Window Treatments

    Bedrooms and bathrooms

    • Bedrooms: 4

    • Full bathrooms: 2

  • Parking

    • Driveway

    • Garage Door Opener

    • Oversized

    • Workshop in Garage

    Property

    • Levels: One

    • Pool Private: Yes

    • Exterior Features: Hurricane Shutters / Lighting / Sliding Doors

    Lot

    • Lot: 0.29 Acres

    Other Property Information

    • Parcel Number: 402227476004

    • Zoning: RSF3.5

  • Type and style

    • Property Type: Residential

    • Property Sub Type: Single Family Residence

  • Utility

    • BB/HS Internet Available

    • Cable Available

    • Electricity Connected

    • Public

    • Sewer Connected

    • Street Lights

    • Underground Utilities

    • Water Connected

  • Other financial information

    • Annual tax amount: $873

  • Source details

    • MLS ID: O6385336

    Other facts

    • Construction Materials: Block / Stucco

    • Foundation Details: Slab

    • Fireplace Features: Wood Burning

    • Laundry Features: Inside

    • Lot Features: Oversized Lot

    • Pool Features: Gunite / Heated / In Ground / Screen Enclosure

    • Direction Faces: Southeast

    • Fireplace: Yes

    • Garage Spaces: 2

    • Attached Garage: Yes

    • Garage: Yes

    • Living Area: 2082

    • Water Source: Public

    • Subdivision Name: PORT CHARLOTTE SEC 040

Private inquiry
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The multiple listing information is provided by the Stellar MLS from a copyrighted compilation of listings. The compilation of listings and each individual listing are ©2026-present Stellar MLS. All Rights Reserved. The information provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. Listing courtesy of: NEXTHOME LUXE COASTAL