12120 ELBERT STREET

One or more photo(s) has been virtually staged. Imagine waking up to the gentle shimmer of lake water. Tucked away on the slow and quiet oak lined Elbert Street, along the shoreline of Lake Minnehaha, this property is a rare opportunity to own a piece of serenity in the middle of one of Central Florida’s most vibrant growth areas. Set on the coveted Clermont Chain of Lakes, this 4,437-sq-ft lakefront home offers the perfect combination of grand scale and modern updates. The moment you arrive, you’re greeted by the sound of rustling leaves, dappled sunlight through sprawling oak branches, and the peaceful calm of life by the water. The main living room impresses with 20 foot ceilings, a sky-high fireplace, and a built-in wet bar. Telescoping sliding glass doors allow unobstructed views of the sparkling in-ground pool finished with gorgeous Tennessee flagstone, spa and your private Lake Minnehaha shoreline. Spend your mornings in awe of spectacular sunrises. Sip coffee on your porch as the lake comes alive with birds and soft breezes. The expansive covered porch area is ideal for year-round outdoor living. The formal dining room sits just off the kitchen, while the bright eat-in kitchen features new stainless steel appliances. Directly off the kitchen, is an oversized laundry and utility room providing exceptional storage and convenience. The two and a half, 800sqft garage provides plenty of parking space and direct home access. The home offers four large bedrooms with original hardwood flooring and three recently remodeled bathrooms. The primary suite offers space and comfort as a private oasis. The pool and spa are a convenient step outside the suite's sliding glass doors. This suite features a built-in vanity or workspace, a large walk-in closet and private bathroom with an abundance of storage within the unique double vanities. This split plan home features one bedroom that can easily serve as an in-law suite featuring a private full bath.The additional two bedrooms are oversized, both with walk-in closets. The home's first floor is ADA compliant for comfort and accessibility. The majestic wood staircase leads you to the second story loft; nearly 900sqft, this carpeted half story provides abundant room for entertaining, a media retreat, or future expansion. Recent updates enhance peace of mind and efficiency: a complete roof replacement (2019) an AC upgrade (2019) and a 50 Gal hot water heater(2025). The striking Tennessee flagstone pool surface was refinished seven years ago for lasting beauty. The pool was screened in 2019 and a brand new pool and spa heater in 2025. Designed for economical living, the property features a private well and septic system, with a new well motor, casing, water softener, and pressure tank and the septic system was recently serviced. Residents enjoy a low HOA of just $150 a year, including access to an exclusive community lakefront gathering area—the perfect spot for larger events or sunset socials. Your days can be filled with fishing from your private shoreline, boating or kayaking across the water, or simply relaxing in the serenity of your home. Evenings bring stunning sunset views from the water—nature’s daily masterpiece—accessible from your own backyard. This exceptional property blends breathtaking lake views, spacious living, and meticulous care, offering an unparalleled lifestyle on the beautiful Clermont Chain of Lakes.